Você pode consultar aqui os balanços anuais ou trimestrais da Banco Santander SA para avaliar sua saúde financeira, analisar fundamentos e calcular indicadores-chave de liquidez, alavancagem e retorno sobre o patrimônio.

Trimestral

Trimestral+Anual

Trimestral

Anual

YOY

Ocultar linhas em branco

FY2026Q2

FY2026Q1

FY2025Q4

FY2025Q3

FY2025Q2

FY2025Q1

FY2024Q4

FY2024Q3

FY2024Q2

FY2024Q1

FY2023Q4

FY2023Q3

FY2023Q2

FY2023Q1

FY2022Q4

FY2022Q3

FY2022Q2

FY2022Q1

FY2021Q4

FY2021Q3

FY2021Q2

FY2021Q1

FY2020Q4

FY2020Q3

FY2020Q2

FY2020Q1

FY2019Q4

FY2019Q3

FY2019Q2

FY2019H2

FY2019Q1

FY2019H1

FY2018Q4

FY2018Q3

FY2018Q2

FY2018H2

FY2018Q1

FY2018H1

FY2017Q4

FY2017Q3

FY2017Q2

FY2017H2

FY2017Q1

FY2017H1

FY2016Q4

FY2016Q3

FY2016Q2

FY2016H2

FY2016Q1

FY2016H1

FY2015Q4

FY2015Q3

FY2015Q2

FY2015Q1

FY2014Q4

FY2014Q3

FY2014Q2

FY2014Q1

FY2013Q4

FY2013Q3

FY2013Q2

FY2013Q1

FY2012Q4

FY2012Q3

FY2012Q2

FY2012Q1

Ativos Circulantes

Ativos não Circulantes

Ativos Fixos Líquidos

-12.24%29.14B

-8.28%29.75B

61.32%31.03B

-7.97%32.39B

-5.40%33.21B

-9.65%32.44B

-47.07%19.23B

-0.29%35.20B

-2.86%35.10B

0.55%35.90B

2.75%36.34B

4.25%35.30B

2.53%36.13B

-1.73%35.70B

-3.81%35.36B

-7.23%33.86B

-6.26%35.24B

-4.40%36.33B

-5.25%36.77B

-3.65%36.50B

3.52%37.59B

1.44%38.01B

1.03%38.80B

1.23%37.88B

-2.16%36.32B

3.90%37.47B

28.03%38.41B

30.37%37.42B

35.42%37.12B

-23.61%21.55B

33.57%36.06B

45.79%37.12B

21.10%30.00B

7.01%28.70B

16.67%27.41B

13.87%28.21B

11.16%27.00B

8.37%25.46B

1.19%24.77B

-8.13%26.82B

-19.59%23.49B

13.45%24.77B

-23.63%24.29B

6.05%23.49B

-10.97%24.48B

-4.19%29.20B

-3.21%29.22B

--21.84B

8.81%31.80B

--22.15B

34.59%27.50B

12.56%30.47B

11.71%30.19B

11.50%29.23B

49.03%20.43B

12.55%27.07B

19.09%27.02B

18.34%26.21B

0.73%13.71B

9.68%24.05B

8.82%22.69B

-1.28%22.15B

--13.61B

--21.93B

--20.85B

--22.44B

-Ativos Fixos

----

--11.10B

----

--11.34B

----

--37.96B

----

--37.96B

----

26.84%31.35B

----

--24.72B

----

-Depreciação Acumulada

----

--13.19B

----

--13.19B

----

-0.79%10.92B

----

--11.01B

----

Goodwill e outros Ativos Intangíveis

5.46%21.44B

-2.26%20.25B

1.95%20.33B

-4.51%20.28B

-1.97%20.33B

-3.60%20.71B

-9.08%19.94B

2.34%21.24B

-2.66%20.74B

5.01%21.49B

9.90%21.93B

12.73%20.75B

10.77%21.31B

5.99%20.46B

5.84%19.95B

-2.14%18.41B

-1.40%19.23B

2.96%19.31B

-2.96%18.85B

2.28%18.81B

8.92%19.51B

-36.04%18.75B

-37.40%19.43B

-38.36%18.39B

-45.29%17.91B

-10.22%29.32B

-5.25%31.04B

-7.71%29.84B

0.45%32.73B

-5.25%31.04B

-7.07%32.66B

0.45%32.73B

-4.80%32.76B

-4.08%32.33B

-0.35%32.59B

-4.80%32.76B

11.32%35.14B

-0.35%32.59B

11.24%34.41B

4.34%33.71B

1.04%32.70B

11.24%34.41B

5.86%31.57B

1.04%32.70B

-3.22%30.93B

7.96%32.31B

1.65%32.36B

--30.93B

-3.05%29.82B

--32.36B

-13.09%31.96B

-13.42%29.93B

-12.78%31.84B

-14.27%30.76B

1.96%36.78B

3.34%34.56B

12.64%36.50B

7.13%35.88B

-2.58%36.07B

3.32%33.45B

1.85%32.41B

-0.40%33.49B

--37.03B

--32.37B

--31.82B

--33.62B

Total de ativos

4.30%2.23T

7.46%2.14T

15.32%2.19T

7.63%2.16T

11.84%2.14T

2.74%2.00T

-4.10%1.90T

4.49%2.01T

-1.49%1.91T

2.46%1.94T

6.83%1.98T

7.93%1.92T

7.57%1.94T

2.86%1.90T

2.33%1.86T

-2.66%1.78T

-2.89%1.81T

0.57%1.84T

-1.51%1.81T

3.01%1.83T

5.27%1.86T

7.89%1.83T

7.91%1.84T

7.27%1.77T

2.77%1.77T

0.56%1.70T

1.99%1.71T

-1.36%1.65T

2.61%1.72T

1.99%1.71T

-4.68%1.69T

2.61%1.72T

-3.40%1.67T

-3.29%1.68T

1.47%1.68T

-3.40%1.67T

23.11%1.77T

1.47%1.68T

23.07%1.73T

16.06%1.73T

10.71%1.65T

23.07%1.73T

-4.45%1.44T

10.71%1.65T

-3.28%1.41T

1.25%1.49T

-0.02%1.49T

--1.41T

2.52%1.51T

--1.49T

-4.98%1.46T

-5.85%1.48T

-8.31%1.49T

-8.68%1.47T

-0.12%1.53T

-4.23%1.57T

0.89%1.63T

-3.11%1.61T

-8.45%1.53T

-2.09%1.64T

-1.42%1.61T

-2.96%1.66T

--1.68T

--1.67T

--1.64T

--1.71T

Passivos

Passivos circulantes

Passivos não circulantes

Dívidas e arrendamentos de longo prazo

8.12%397.53B

10.29%379.62B

13.05%380.99B

3.64%371.49B

10.05%367.68B

0.75%344.21B

-1.04%337.01B

12.56%358.44B

5.03%334.10B

9.92%341.66B

13.51%340.55B

14.01%318.44B

16.43%318.08B

13.35%310.82B

7.21%300.02B

-1.27%279.30B

-5.25%273.21B

-4.69%274.20B

-2.61%279.84B

-1.28%282.91B

-0.79%288.35B

-0.40%287.69B

-2.16%287.33B

1.81%286.57B

0.34%290.64B

2.89%288.84B

3.83%293.68B

3.61%281.48B

9.32%289.64B

3.83%293.68B

1.72%280.72B

9.32%289.64B

8.17%282.85B

5.19%271.66B

3.67%264.94B

8.17%282.85B

17.06%275.97B

3.67%264.94B

8.67%261.47B

0.50%258.26B

-8.20%255.56B

10.01%261.47B

-6.50%235.76B

-8.20%255.56B

-2.04%240.61B

6.03%256.98B

13.49%278.39B

--237.68B

3.04%252.15B

--278.39B

-5.12%245.63B

-9.80%242.37B

-14.90%245.29B

-12.14%244.70B

-1.70%258.90B

-4.41%268.70B

3.20%288.25B

-5.06%278.53B

-10.97%263.37B

-2.89%281.09B

-4.43%279.30B

-4.31%293.36B

--295.82B

--289.45B

--292.25B

--306.57B

-Dívida de longo prazo

8.12%397.53B

10.29%379.62B

13.05%380.99B

3.64%371.49B

10.05%367.68B

0.75%344.21B

-1.04%337.01B

12.56%358.44B

5.03%334.10B

9.92%341.66B

13.51%340.55B

14.01%318.44B

16.43%318.08B

13.35%310.82B

7.21%300.02B

-1.27%279.30B

-5.25%273.21B

-4.69%274.20B

-2.61%279.84B

-1.28%282.91B

-0.79%288.35B

-0.40%287.69B

-2.16%287.33B

1.81%286.57B

0.34%290.64B

2.89%288.84B

3.83%293.68B

3.61%281.48B

9.32%289.64B

3.83%293.68B

1.72%280.72B

9.32%289.64B

8.17%282.85B

5.19%271.66B

3.67%264.94B

8.17%282.85B

17.06%275.97B

3.67%264.94B

8.67%261.47B

0.50%258.26B

-8.20%255.56B

10.01%261.47B

-6.50%235.76B

-8.20%255.56B

-2.04%240.61B

6.03%256.98B

13.49%278.39B

--237.68B

3.04%252.15B

--278.39B

-5.12%245.63B

-9.80%242.37B

-14.90%245.29B

-12.14%244.70B

-1.70%258.90B

-4.41%268.70B

3.20%288.25B

-5.06%278.53B

-10.97%263.37B

-2.89%281.09B

-4.43%279.30B

-4.31%293.36B

--295.82B

--289.45B

--292.25B

--306.57B

Depósitos de clientes

6.73%1.36T

3.63%1.29T

8.30%1.30T

1.82%1.28T

4.71%1.27T

0.76%1.24T

-6.60%1.20T

2.47%1.26T

-2.82%1.22T

-0.04%1.24T

2.93%1.28T

3.29%1.23T

2.23%1.25T

-2.31%1.24T

-1.05%1.24T

-5.81%1.19T

-5.10%1.22T

-0.86%1.27T

-0.45%1.26T

4.90%1.26T

8.82%1.29T

15.22%1.28T

12.70%1.26T

11.78%1.20T

4.78%1.18T

-1.73%1.11T

0.88%1.12T

-4.22%1.08T

1.21%1.13T

0.88%1.12T

-2.71%1.13T

1.21%1.13T

-1.43%1.11T

-0.35%1.12T

2.82%1.12T

-1.43%1.11T

26.80%1.16T

2.82%1.12T

29.27%1.13T

23.06%1.13T

7.02%1.09T

35.39%1.13T

-3.36%913.58B

26.10%1.09T

-5.24%871.65B

-1.08%916.80B

8.72%1.02T

--832.26B

4.55%945.32B

--861.77B

-3.73%919.90B

-4.35%926.85B

-6.70%933.93B

-8.52%904.14B

-0.32%955.52B

-2.78%968.97B

3.02%1.00T

0.36%988.38B

-4.57%958.57B

2.27%996.70B

0.72%971.59B

-3.09%984.85B

--1.00T

--974.57B

--964.62B

--1.02T

Total de passivos

4.38%2.10T

7.37%2.01T

15.08%2.06T

7.46%2.03T

11.61%2.01T

2.57%1.88T

-4.14%1.79T

4.31%1.89T

-1.56%1.80T

2.29%1.83T

6.63%1.87T

7.71%1.81T

7.48%1.83T

3.17%1.79T

2.83%1.75T

-2.04%1.68T

-2.43%1.70T

0.54%1.73T

-1.54%1.70T

2.98%1.72T

4.98%1.75T

9.00%1.72T

9.32%1.73T

8.56%1.67T

4.36%1.66T

1.03%1.58T

2.09%1.58T

-1.19%1.54T

2.63%1.59T

2.09%1.58T

-4.67%1.57T

2.63%1.59T

-3.36%1.55T

-3.19%1.55T

1.14%1.55T

-3.36%1.55T

23.67%1.64T

1.14%1.55T

23.43%1.60T

16.31%1.61T

11.30%1.54T

23.43%1.60T

-4.75%1.33T

11.30%1.54T

-3.59%1.30T

1.10%1.38T

0.14%1.38T

--1.30T

2.51%1.39T

--1.38T

-5.27%1.35T

-6.22%1.37T

-8.70%1.38T

-9.06%1.36T

-0.06%1.42T

-4.55%1.46T

0.24%1.51T

-3.61%1.50T

-9.18%1.42T

-2.57%1.53T

-1.88%1.51T

-3.14%1.55T

--1.57T

--1.53T

--1.60T

Patrimônio líquido dos acionistas

Capital ordinário

-6.89%50.41B

-1.09%50.99B

5.07%51.84B

-1.91%53.90B

2.40%54.14B

-6.31%51.55B

-14.79%49.34B

-0.92%54.95B

-7.63%52.87B

-5.16%55.02B

-1.04%57.90B

3.52%55.46B

-0.11%57.24B

-7.45%58.01B

-9.15%58.51B

-18.34%53.57B

-14.67%57.30B

-5.65%62.68B

-13.11%64.40B

-7.85%65.61B

-1.58%67.16B

-0.85%66.44B

8.82%74.11B

7.52%71.19B

1.54%68.23B

1.06%67.01B

0.46%68.11B

606.97%66.21B

-2.71%67.20B

0.46%68.11B

567.01%66.31B

-2.71%67.20B

-4.41%67.79B

-1.14%9.37B

15.83%69.07B

-4.41%67.79B

28.03%9.94B

15.83%69.07B

29.23%70.92B

16.80%9.47B

2.84%59.63B

29.23%70.92B

-5.45%7.76B

2.84%59.63B

-3.22%54.88B

1.38%8.11B

627.47%57.98B

--54.88B

8.86%8.21B

--57.98B

4.40%56.71B

5.66%8.00B

-1.14%7.97B

-5.24%7.54B

-6.95%54.32B

-86.83%7.57B

14.68%8.06B

-85.40%7.96B

3.93%58.38B

803.13%57.47B

17.73%7.03B

800.75%54.54B

--56.17B

--6.36B

--5.97B

--6.06B

Lucros retidos

9.30%127.26B

17.30%124.69B

26.79%124.57B

17.64%120.02B

22.97%116.43B

15.61%106.30B

4.50%98.25B

17.34%102.02B

9.37%94.68B

10.62%91.95B

15.12%94.02B

19.88%86.95B

15.37%86.57B

5.79%83.12B

5.03%81.66B

-5.28%72.53B

-1.02%75.04B

8.22%78.57B

12.06%77.75B

12.32%76.58B

18.86%75.82B

-3.09%72.60B

-8.36%69.38B

-3.42%68.18B

-12.71%63.79B

0.91%74.91B

2.25%75.72B

-46.07%70.59B

3.01%73.07B

2.25%75.72B

-44.91%74.24B

3.01%73.07B

2.79%74.05B

1.99%130.91B

8.62%70.94B

2.79%74.05B

23.98%134.77B

8.62%70.94B

22.03%72.04B

15.60%128.35B

11.24%65.31B

22.03%72.04B

-0.53%108.71B

11.24%65.31B

5.10%59.04B

2.56%111.03B

-44.77%58.71B

--59.04B

9.56%109.28B

--58.71B

-1.15%56.17B

4.03%108.26B

-4.32%106.30B

-9.29%99.74B

-2.10%56.83B

84.14%104.06B

9.78%111.10B

116.37%109.95B

11.71%58.05B

-42.72%56.51B

5.22%101.20B

-50.00%50.82B

--51.96B

--98.66B

--96.17B

--101.65B

Reservas de capital

-7.38%42.02B

-1.96%42.50B

4.14%43.21B

-2.50%45.16B

1.79%45.37B

-6.72%43.35B

-15.27%41.49B

-1.24%46.32B

-7.93%44.57B

-5.33%46.48B

-1.11%48.97B

3.44%46.90B

-0.19%48.41B

-7.52%49.09B

-9.21%49.52B

-18.40%45.34B

-14.73%48.50B

-5.65%53.09B

-14.14%54.54B

-9.59%55.56B

-3.44%56.88B

-2.72%56.27B

8.05%63.52B

7.52%61.46B

1.61%58.90B

1.13%57.84B

0.53%58.79B

--57.16B

-2.81%57.97B

0.53%58.79B

--57.20B

-2.81%57.97B

-4.51%58.48B

----

16.26%59.65B

-4.51%58.48B

----

16.26%59.65B

29.71%61.24B

----

2.67%51.30B

29.71%61.24B

----

2.67%51.30B

-3.39%47.22B

----

--49.97B

--47.22B

----

--49.97B

4.63%48.87B

----

-7.67%46.71B

----

2.48%50.59B

--49.97B

----

--47.79B

--49.36B

----

(-) Ações em tesouraria

73836.70%4.36B

379.24%3.09B

60.16%112.75M

22.14%624.19M

-8.32%5.89M

37.86%645.78M

-94.08%70.40M

1626.75%511.05M

-87.46%6.43M

-31.94%468.41M

64.69%1.19B

-44.07%29.60M

389.19%51.28M

-41.76%688.28M

-28.92%722.39M

57.55%52.91M

-90.79%10.48M

1143.98%1.18B

1106.01%1.02B

-60.74%33.59M

55.90%113.81M

16.40%95.00M

142.50%84.27M

241.27%85.54M

435.14%73.00M

1112.66%81.61M

-48.64%34.75M

--25.07M

-80.86%13.64M

-48.64%34.75M

--6.73M

-80.86%13.64M

156.40%67.67M

----

122.82%71.27M

156.40%67.67M

----

122.82%71.27M

258.62%26.39M

----

-84.84%31.98M

258.62%26.39M

----

-84.84%31.98M

-96.77%7.36M

----

--210.98M

--7.36M

----

--210.98M

1785.26%228.06M

----

-2.21%12.10M

----

-96.73%12.37M

--142.00M

----

--49.99M

--378.67M

----

Ganhos (perdas) fora do lucro retido

12.52%-38.73B

-3.57%-40.53B

-17.72%-44.60B

-6.88%-44.59B

-11.81%-44.27B

-4.74%-39.13B

1.97%-37.89B

-14.33%-41.72B

-7.42%-39.60B

0.07%-37.37B

-1.36%-38.65B

-15.23%-36.49B

-8.13%-36.86B

-9.09%-37.39B

-2.51%-38.13B

17.12%-31.67B

10.63%-34.09B

11.85%-34.28B

8.11%-37.20B

0.43%-38.21B

-10.87%-38.15B

-27.00%-38.88B

-63.90%-40.48B

-63.04%-38.37B

-41.27%-34.41B

-30.03%-30.62B

2.74%-24.70B

18.30%-23.54B

12.72%-24.36B

2.74%-24.70B

15.00%-23.55B

12.72%-24.36B

10.96%-25.39B

-23.03%-28.81B

-17.09%-27.90B

10.96%-25.39B

-72.02%-27.70B

-17.09%-27.90B

-60.27%-28.52B

-27.62%-23.41B

-27.17%-23.83B

-60.27%-28.52B

11.26%-16.10B

-27.17%-23.83B

-8.19%-17.79B

-9.54%-18.35B

-61.72%-18.74B

---17.79B

-109.52%-18.15B

---18.74B

-8.45%-16.45B

-25.49%-16.75B

28.61%-11.59B

52.54%-8.66B

18.32%-15.17B

18.66%-13.35B

-4.84%-16.23B

-57.96%-18.25B

-58.97%-18.57B

-49.06%-16.41B

-36.76%-15.48B

-26.75%-11.55B

---11.68B

---11.01B

---11.32B

---9.11B

Minoritários

-25.16%7.48B

-23.69%7.54B

24.52%11.25B

10.02%10.37B

20.05%10.00B

4.34%9.87B

-7.17%9.03B

2.47%9.42B

-10.97%8.33B

-2.19%9.46B

7.22%9.73B

13.24%9.20B

12.25%9.36B

-2.71%9.68B

-21.13%9.08B

-31.49%8.12B

-32.23%8.33B

-17.03%9.95B

-4.30%11.51B

5.78%11.85B

14.10%12.30B

11.64%11.99B

1.31%12.02B

-2.79%11.21B

-16.51%10.78B

-16.91%10.74B

-4.96%11.87B

-7.10%11.53B

6.30%12.91B

-4.96%11.87B

-0.10%12.92B

6.30%12.91B

-15.66%12.49B

-18.07%12.41B

-12.77%12.14B

-15.66%12.49B

-1.13%12.93B

-12.77%12.14B

19.76%14.81B

10.24%15.15B

6.83%13.92B

19.76%14.81B

0.28%13.08B

6.83%13.92B

6.28%12.36B

18.59%13.74B

11.94%13.03B

--12.36B

19.32%13.05B

--13.03B

7.95%11.63B

-14.25%11.59B

-19.31%11.64B

-21.71%10.93B

-15.82%10.78B

-4.51%13.51B

3.74%14.43B

-9.58%13.97B

3.06%12.80B

13.83%14.15B

36.12%13.91B

40.35%15.44B

--12.42B

--12.43B

--10.22B

--11.00B

Patrimônio total

3.05%132.37B

8.76%130.02B

19.17%132.42B

10.25%128.96B

15.68%128.45B

5.46%119.54B

-3.41%111.12B

7.55%116.98B

-0.26%111.04B

5.11%113.35B

10.15%115.04B

11.76%108.76B

8.98%111.33B

-1.93%107.84B

-5.34%104.44B

-12.12%97.32B

-10.00%102.16B

1.16%109.96B

-1.08%110.33B

3.50%110.74B

10.02%113.51B

-7.12%108.70B

-10.09%111.53B

-9.53%107.00B

-17.49%103.17B

-5.46%117.03B

0.74%124.05B

-3.58%118.27B

2.46%125.03B

0.74%124.05B

-4.73%123.80B

2.46%125.03B

-3.92%123.13B

-4.49%122.66B

5.81%122.02B

-3.92%123.13B

16.36%129.95B

5.81%122.02B

18.70%128.16B

13.01%128.42B

3.50%115.32B

18.70%128.16B

-0.64%111.67B

3.50%115.32B

0.67%107.97B

3.04%113.64B

-1.85%111.42B

--107.97B

2.59%112.39B

--111.42B

-1.18%107.25B

-1.09%110.29B

-3.26%113.52B

-3.58%109.56B

-0.86%108.53B

0.21%111.51B

10.03%117.35B

4.06%113.63B

2.16%109.47B

5.04%111.28B

5.55%106.65B

-0.36%109.20B

--107.15B

--105.94B

--101.04B

--109.59B

Moeda

--USD

Opinião da Auditoria

----

Perguntas frequentes

Quais indicadores do balanço patrimonial são mais importantes para analisar as ações da SAN?



Os principais indicadores incluem caixa e investimentos de curto prazo, ativos totais, ativos circulantes, passivos totais, passivos circulantes, dívida de longo prazo, patrimônio líquido, lucros retidos, estoques, contas a receber, capital de giro, índice de liquidez corrente, índice de liquidez seca, índice de endividamento (dívida/patrimônio líquido) e retorno sobre o patrimônio líquido (ROE). Os investidores costumam analisar esses indicadores em conjunto, em vez de considerar apenas um deles.

Qual é a diferença entre ativos, passivos e patrimônio líquido?



Os ativos são os recursos que a empresa possui ou controla, como caixa, contas a receber, estoques, investimentos e imóveis. Os passivos representam as obrigações da empresa, como contas a pagar, dívidas, arrendamentos e impostos. O patrimônio líquido corresponde ao valor remanescente após a dedução dos passivos dos ativos.

Qual é a diferença entre itens circulantes e não circulantes?



Ativos e passivos circulantes são aqueles que normalmente serão convertidos, utilizados, pagos ou liquidados em até um ano ou dentro do ciclo operacional da empresa. Já os ativos e passivos não circulantes são de longo prazo, como imóveis, investimentos de longo prazo, ativos fiscais diferidos, dívidas de longo prazo e obrigações de arrendamento.

Qual é o patrimônio líquido da Banco Santander SA?



No último trimestre, a Banco Santander SA registrou 132.42B em patrimônio líquido.