
Overview
Canada's non-bank lender's 2025 revenue fell 12.5% yr/yr
Company declared a special dividend of C$0.10 per share for 2025
EPS for 2025 was C$1.03, slightly beating analyst estimates
Outlook
Atrium did not provide specific financial guidance for 2026
Result Drivers
UNDERWRITING STRATEGY - Atrium attributed its net income growth to disciplined underwriting and focus on lower-risk sectors
PORTFOLIO EXPANSION - Co expanded its mortgage portfolio by 3.4% to C$917.1 mln, supported by a C$40 mln increase in its credit facility
INTEREST RATE IMPACT - The weighted average interest rate on the mortgage portfolio decreased from 9.98% to 8.98%, contributing to revenue decline
Company press release: ID:nNFC19ZM6F
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
FY Revenue |
| C$85.14 mln |
|
FY EPS | Beat | C$1.03 | C$1.02 (2 Analysts) |
FY Basic EPS |
| C$1.03 |
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