Chinese financial services firm Yiren Digital's Q2 revenue up 10%
Overview
Yiren Digital Q2 2025 revenue rises 10% yr/yr, driven by financial services growth
Net income for Q2 2025 reaches RMB 357.5 mln, marking return to profitability
Insurance brokerage revenue declines 36% due to lower commission rates
Outlook
Yiren Digital projects Q3 2025 revenue between RMB1.4 bln and RMB1.6 bln
Company anticipates loan growth from domestic and international markets
Yiren Digital aims for further market penetration into new customer segments
Result Drivers
LOAN GROWTH - Total loans facilitated rose 34% qtr-on-qtr to RMB20.3 bln, driven by strong demand for small revolving loan products
BORROWER INCREASE - Number of borrowers served grew by 19% qtr-on-qtr, reaching 1.64 mln, due to high demand for small revolving loans
INSURANCE PREMIUMS - Gross written premiums rose 6% qtr-on-qtr to RMB850.1 mln, attributed to recovery post regulatory changes
Key Details
Metric | Beat/Miss | Actual | Consensus Estimate |
Q2 Revenue |
| RMB 1.65 bln |
|
Q2 Net Income |
| RMB 357.54 mln |
|
Q2 Adjusted EBITDA |
| RMB 351.40 mln |
|
Q2 Pretax Profit |
| RMB 425.85 mln |
|
Press Release: ID:nPn3fHlQFa
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