First Carolina Financial Services Ord Shs

First Carolina Financial Services, Inc. is a bank holding company for First Carolina Bank (the Bank). The Bank is a North Carolina state-chartered bank and wholly owned subsidiary of the Company. The Bank operates five full-service offices in North Carolina, one branch in Virginia Beach, Virginia, two branches in South Carolina, and one branch in Atlanta, Georgia. The Bank provides commercial banking, payment, consumer banking, and wealth management services. Its commercial banking operations include real estate banking and commercial and industrial banking divisions. Its consumer banking includes BankMobile Platform and retail banking. The Bank delivers a full suite of wealth management services through First Carolina Wealth. Its BankMobile Platform provides digital-first checking and savings accounts through its BankMobile Platform app with features, such as peer-to-peer transfers, and reward programs, along with traditional features such as a physical debit card.