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中国银保监会三明监管分局对福建永安农村商业银行股份有限公司作出行政处罚

证券之星2026年3月16日 09:08

2026年03月16日，中国银保监会三明监管分局发布行政处罚信息公开表，内容如下：福建永安农村商业银行股份有限公司主要违法违规行为包括流动资金贷款管理不到位；个人住房按揭贷款管理不审慎；个人汽车消费履约保证保险贷款业务管理不到位等，被合计处以125万元罚款。厦门银行股份有限公司三明分行主要违法违规行为包括固定资产贷款管理不到位；流动资金贷款管理不到位；个人住房按揭贷款管理不到位；个人汽车消费履约保证保险贷款业务管理不到位等，被合计处以190万元罚款，并对林庆给予警告。

序号中国银保监会三明监管分局对福建永安农村商业银行股份有限公司作出行政处罚

序号

当事人名称

主要违法违规行为

行政处罚内容

作出决定机关

1

福建永安农村商业银行股份有限公司及相关责任人

流动资金贷款管理不到位；个人住房按揭贷款管理不审慎；员工管理不到位等

对福建永安农村商业银行股份有限公司合计处以125万元罚款，对余婷婷给予警告，对艾桂文给予警告。

三明金融监管分局

2

厦门银行股份有限公司三明分行及相关责任人

固定资产贷款管理不到位；流动资金贷款管理不到位；个人住房按揭贷款管理不到位；个人汽车消费履约保证保险贷款业务管理不到位等

对厦门银行股份有限公司三明分行合计处以190万元罚款，对林庆给予警告。

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序号

当事人名称

主要违法违规行为

行政处罚内容

作出决定机关

1

福建永安农村商业银行股份有限公司及相关责任人

流动资金贷款管理不到位；个人住房按揭贷款管理不审慎；员工管理不到位等

对福建永安农村商业银行股份有限公司合计处以125万元罚款，对余婷婷给予警告，对艾桂文给予警告。

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厦门银行股份有限公司三明分行及相关责任人

固定资产贷款管理不到位；流动资金贷款管理不到位；个人住房按揭贷款管理不到位；个人汽车消费履约保证保险贷款业务管理不到位等

对厦门银行股份有限公司三明分行合计处以190万元罚款，对林庆给予警告。

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2026年03月16日，中国银保监会三明监管分局发布行政处罚信息公开表，内容如下：\n福建永安农村商业银行股份有限公司主要违法违规行为包括流动资金贷款管理不到位；个人住房按揭贷款管理不审慎；个人汽车消费履约保证保险贷款业务管理不到位等，被合计处以125万元罚款。\n厦门银行股份有限公司三明分行主要违法违规行为包括固定资产贷款管理不到位；流动资金贷款管理不到位；个人住房按揭贷款管理不到位；个人汽车消费履约保证保险贷款业务管理不到位等，被合计处以190万元罚款，并对林庆给予警告。

序号中国银保监会三明监管分局对福建永安农村商业银行股份有限公司作出行政处罚

序号

当事人名称

主要违法违规行为

行政处罚内容

作出决定机关

1

福建永安农村商业银行股份有限公司及相关责任人

流动资金贷款管理不到位；个人住房按揭贷款管理不审慎；员工管理不到位等

对福建永安农村商业银行股份有限公司合计处以125万元罚款，对余婷婷给予警告，对艾桂文给予警告。

三明金融监管分局

2

厦门银行股份有限公司三明分行及相关责任人

固定资产贷款管理不到位；流动资金贷款管理不到位；个人住房按揭贷款管理不到位；个人汽车消费履约保证保险贷款业务管理不到位等

对厦门银行股份有限公司三明分行合计处以190万元罚款，对林庆给予警告。

","id":"lhcpbbmrhn"}],"aiPodcast":{"hasAiPodcast":false,"content":{"id":0,"title":"","url":"","class":"","route":"","topic":"","topicParent":"","coverImage":"","duration":0}},"aiSummary":{"hasAiSummary":false,"hasBlackSummary":false,"content":{"summary":"","keyPoints":"","blackSummary":""}},"relatedArticleList":[{"id":"2051330","route":"262051330-intel-earnings-sweep-expectations-59-data-center-growth-cpus-tradingkey","topic":"us-stock","topicParent":"stocks","coverImage":"https://resource.tradingkey.com/uploads/20260114/intel-5522a79f9b034464b0bd29e951c4ed61.jpg","title":"英特尔Q2财报远超预期！59%数据中心业务增速，CPU正重新成为AI时代主角","description":"TradingKey - 当市场仍在质疑英特尔（INTC）能否真正搭上AI浪潮时，公司交出的这份二季度成绩单给出了答案。美东时间7月23日盘后，英特尔公布2026年第二季度财报，无论是营收、盈利还是下季度业绩展望，都明显超过华尔街此前预期。","topicName":"股票","class":"FEATURED","author":"Yulia Zeng","organization":"TradingKey","source":"TradingKey","publishAt":"1784862623","symbols":[]},{"id":"2051034","route":"262051034-japan-south-korea-markets-kospi-softbank-sk-hynix-kioxia-tradingkey","topic":"more","topicParent":"stocks","coverImage":"https://resource.tradingkey.com/uploads/20260724/kor-2abae55f1d0c48959c64b54b809b5b25.jpg","title":"日韩股市低开低走，KOSPI跌超3%，软银跌超5%，SK海力士与铠侠跌近4%","description":"TradingKey - 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