Cuộc họp báo cáo kết quả kinh doanh Q3 2026 của Home Bancorp (HBCP): Thu nhập lãi thuần đạt kỷ lục, chi phí tín dụng tăng
Cuộc họp công bố kết quả kinh doanh quý 3/2026 của Home Bancorp đã đề cập đến thu nhập lãi thuần đạt mức kỷ lục 35,9 triệu USD, chi phí tín dụng gia tăng, quy mô khoản vay chờ giải ngân đạt 440 triệu USD và quá trình chuyển giao vị trí CEO.
Home Bancorp, Inc. is the holding company for Home Bank, N.A. (the Bank). The Bank is a wholly owned subsidiary of the Company, conducts business through approximately 43 banking offices in the Acadiana, Baton Rouge, Greater New Orleans, and Northshore (of Lake Pontchartrain) regions of south Louisiana, the Natchez region of west Mississippi and the Houston region of Texas. The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The Bank’s principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (FHLB) of Dallas. These funds are primarily used for the origination of loans, including one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multifamily residential loans, commercial and industrial loans, and consumer loans.