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United Bancorp Inc

UBCP
๎˜ญ๊ด€์‹ฌ ๋ชฉ๋ก์— ์ถ”๊ฐ€
15.370USD
+0.020+0.13%
์‹œ์žฅ ์šด์˜ ์‹œ๊ฐ„ย 09/24, 11:12๏ผˆET๏ผ‰
91.30M์‹œ๊ฐ€์ด์•ก
11.36P/E TTM

United Bancorp Inc

15.370
+0.020+0.13%
๊ฐœ์š”
๋‰ด์Šค & ๋ถ„์„
๊ธˆ์œต
์ฃผ์‹ ์ ์ˆ˜
๊ธฐ์ˆ 
์˜ˆ์ƒ
์†Œ์œ ๊ถŒ
๋ฐฐ๋‹น๊ธˆ
ํ”„๋กœํ•„
ํ† ๋ก 
์žฌ๋ฌด ์š”์•ฝ์†์ต๊ณ„์‚ฐ์„œ์žฌ๋ฌด์ƒํƒœํ‘œํ˜„๊ธˆ ํ๋ฆ„ํ‘œ์žฌ๋ฌด์ œํ‘œ๊ธฐ์—… ๊ฐ€์น˜ ํ‰๊ฐ€์œ„ํ—˜ ์š”์†Œ

๊ฐœ์š”

๋‰ด์Šค & ๋ถ„์„

๊ธˆ์œต

์ฃผ์‹ ์ ์ˆ˜

๊ธฐ์ˆ 

์˜ˆ์ƒ

์†Œ์œ ๊ถŒ

๋ฐฐ๋‹น๊ธˆ

ํ”„๋กœํ•„

ํ† ๋ก 

์žฌ๋ฌด ์š”์•ฝ์†์ต๊ณ„์‚ฐ์„œ์žฌ๋ฌด์ƒํƒœํ‘œํ˜„๊ธˆ ํ๋ฆ„ํ‘œ์žฌ๋ฌด์ œํ‘œ๊ธฐ์—… ๊ฐ€์น˜ ํ‰๊ฐ€์œ„ํ—˜ ์š”์†Œ

UBCP ์žฌ๋ฌด ๋ฐ์ดํ„ฐ

์Šค๋งˆํŠธํ•œ ํˆฌ์ž์ž๋ฅผ ์œ„ํ•ด ์„ค๊ณ„๋œ ์˜ฌ์ธ์› ๋ฐ์ดํ„ฐ ๋Œ€์‹œ๋ณด๋“œ๋ฅผ ํ†ตํ•ด United Bancorp Inc์˜ ์žฌ๋ฌด ๋ฐ์ดํ„ฐ๋ฅผ ํ™•์ธํ•˜์„ธ์š”. ๋ณต์žกํ•œ ์žฌ๋ฌด์ œํ‘œ๋ฅผ ์‚ฌ์šฉ์ž ์ •์˜ ๊ฐ€๋Šฅํ•œ ๋ทฐ๋กœ ๊ตฌ์„ฑํ•˜์—ฌ ์žฌ๋ฌด ๋ถ„์„์„ ์ œ๊ณตํ•ฉ๋‹ˆ๋‹ค. ์ตœ์‹  ์—ฐ๊ฐ„ ์žฌ๋ฌด ๋ณด๊ณ ์„œ์— ์ ‘๊ทผํ•˜๊ฑฐ๋‚˜, ์†์ต๊ณ„์‚ฐ์„œ, ์žฌ๋ฌด์ƒํƒœํ‘œ, ํ˜„๊ธˆ ํ๋ฆ„ํ‘œ๋ฅผ ์‚ฌ์šฉํ•˜์—ฌ ๋ถ„๊ธฐ๋ณ„ ์„ฑ๊ณผ๋ฅผ ๋ถ„์„ํ•˜์„ธ์š”. ์‹ค์‹œ๊ฐ„ ์žฌ๋ฌด ์ง€ํ‘œ๋ฅผ ์†๋์—์„œ ํ™•์ธํ•  ์ˆ˜ ์žˆ์–ด ํšŒ์‚ฌ์˜ ์‹œ์žฅ ๊ฑด์ „์„ฑ์„ ์‹œ๊ฐ„์— ๋”ฐ๋ผ ๊ทธ ์–ด๋Š ๋•Œ๋ณด๋‹ค ์‰ฝ๊ฒŒ ๋ชจ๋‹ˆํ„ฐ๋งํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

ํ•ต์‹ฌ ์žฌ๋ฌด ๋น„์œจ

์‹œ๊ฐ€์ด์•ก
91.30M
๋ฐฐ๋‹น ์ˆ˜์ต๋ฅ 
0.76
P/E TTM
11.36
์ฃผ๋‹น์ˆœ์ด์ต
1.35
์ˆ˜์ต
31.02M
์ˆœ์ด์ต
7.06M
ROE
11.55%
ROA
0.92%

United Bancorp Inc ์‹ค์  ๋ฐœํ‘œ์ผ๎˜

์ตœ์‹  ์ถœ์‹œ
Aug 12, 2026
EPS / ์˜ˆ์ƒ
0.36/--
์ˆ˜์ต / ์˜ˆ์ƒ
8.08M/--

์žฌ๋ฌด์ œํ‘œ ์š”์•ฝ

๋ถ„๊ธฐ๋ณ„๎˜ฎ
๋ถ„๊ธฐ๋ณ„+์—ฐ๊ฐ„
๋ถ„๊ธฐ๋ณ„
์—ฐ๊ฐ„
FY2026Q2
FY2026Q1
FY2025Q4
FY2025Q3
FY2025Q2
FY2025Q1
FY2024Q4
FY2024Q3
FY2024Q2
FY2024Q1
FY2023Q4
FY2023Q3
FY2023Q2
FY2023Q1
FY2022Q4
FY2022Q3
FY2022Q2
FY2022Q1
FY2021Q4
FY2021Q3
์žฌ๋ฌด ์ง€ํ‘œ
EPS
9.29%0.36
2.68%0.33
8.00%0.35
8.91%0.34
12.84%0.33
-8.15%0.32
-22.12%0.33
-26.44%0.31
-27.37%0.29
5.14%0.35
4.13%0.42
--0.42
--0.41
--0.33
--0.40
--1.11
----
----
----
----
์ˆ˜์ต
7.23%8.08M
2.69%7.40M
17.86%8.57M
8.91%7.70M
5.93%7.54M
7.55%7.21M
0.12%7.27M
-2.71%7.07M
-0.20%7.12M
-6.20%6.70M
-1.10%7.26M
1.99%7.27M
5.94%7.13M
15.17%7.14M
14.33%7.34M
-6.57%7.13M
4.26%6.73M
3.73%6.20M
-3.95%6.42M
-1.93%7.63M
์ˆœ์ด์ต
8.93%1.99M
1.41%1.79M
9.60%1.93M
6.29%1.84M
10.07%1.83M
-7.04%1.77M
-23.33%1.76M
-24.65%1.73M
-25.61%1.66M
5.43%1.90M
4.27%2.30M
4.45%2.30M
-0.18%2.23M
7.95%1.81M
-2.99%2.20M
-19.61%2.20M
8.13%2.23M
-7.37%1.67M
-8.06%2.27M
38.96%2.74M
์ˆœ์ด์ต๋ฅ 
2.08%25.92%
-0.59%25.82%
-6.57%23.77%
-2.58%25.06%
3.90%25.39%
-12.67%25.97%
-22.73%25.44%
-21.79%25.73%
-23.58%24.44%
12.54%29.74%
4.80%32.92%
--32.90%
--31.98%
--26.43%
--31.41%
--31.66%
----
----
----
----
๋ถ€์ฑ„๋น„์œจ
-21.78%12.67%
-18.41%13.68%
-5.44%15.31%
1.83%17.00%
0.83%16.20%
0.34%16.77%
3.38%16.19%
6.73%16.69%
8.97%16.07%
9.60%16.71%
183.55%15.66%
--15.64%
--14.75%
--15.25%
--5.52%
--6.81%
----
----
----
----
์†์ต๊ณ„์‚ฐ์„œ๎˜
์ˆ˜์ต
7.23%8.08M
2.69%7.40M
17.86%8.57M
8.91%7.70M
5.93%7.54M
7.55%7.21M
0.12%7.27M
-2.71%7.07M
-0.20%7.12M
-6.20%6.70M
-1.10%7.26M
1.99%7.27M
5.94%7.13M
15.17%7.14M
14.33%7.34M
-6.57%7.13M
4.26%6.73M
3.73%6.20M
-3.95%6.42M
-1.93%7.63M
์˜์—… ์ด์ต
6.46%2.06M
-5.15%1.75M
53.95%2.75M
8.83%1.91M
20.10%1.94M
-13.86%1.85M
-31.21%1.78M
-28.33%1.76M
-34.15%1.61M
7.10%2.14M
2.09%2.59M
-2.70%2.45M
-5.56%2.45M
6.04%2.00M
-13.55%2.54M
-24.84%2.52M
8.05%2.59M
-5.41%1.89M
23.30%2.94M
-3.51%3.35M
์ˆœ์ด์ต
8.93%1.99M
1.41%1.79M
9.60%1.93M
6.29%1.84M
10.07%1.83M
-7.04%1.77M
-23.33%1.76M
-24.65%1.73M
-25.61%1.66M
5.43%1.90M
4.27%2.30M
4.45%2.30M
-0.18%2.23M
7.95%1.81M
-2.99%2.20M
-19.61%2.20M
8.13%2.23M
-7.37%1.67M
-8.06%2.27M
38.96%2.74M
์žฌ๋ฌด์ƒํƒœํ‘œ๎˜
์ด ์ž์‚ฐ
3.55%877.97M
3.35%858.50M
4.99%857.45M
5.00%866.76M
3.17%847.88M
-0.40%830.68M
-0.34%816.66M
1.38%825.48M
-1.02%821.82M
-1.59%834.03M
8.19%819.45M
7.02%814.28M
15.46%830.28M
15.56%847.49M
4.55%757.40M
4.17%760.85M
-1.54%719.11M
0.02%733.40M
4.48%724.46M
5.32%730.38M
๋ถ€์ฑ„ ์ด๊ณ„
2.24%805.88M
2.74%791.00M
4.48%786.93M
5.30%800.29M
3.55%788.23M
-0.12%769.88M
-0.35%753.20M
-0.22%760.02M
-1.38%761.22M
-2.24%770.82M
8.34%755.86M
7.63%761.69M
16.81%771.88M
17.77%788.49M
6.88%697.66M
7.18%707.71M
-0.03%660.79M
0.44%669.50M
4.43%652.75M
5.35%660.33M
์ž๋ณธ ์ด๊ณ„
20.84%72.09M
11.02%67.50M
11.12%70.52M
1.54%66.47M
-1.55%59.66M
-3.81%60.80M
-0.21%63.46M
24.47%65.46M
3.75%60.60M
7.12%63.21M
6.45%63.59M
-1.05%52.59M
0.16%58.41M
-7.66%59.01M
-16.69%59.74M
-24.14%53.15M
-15.95%58.31M
-4.23%63.90M
4.94%71.70M
5.04%70.05M
ํ˜„๊ธˆ ํ๋ฆ„ํ‘œ๎˜
์ˆœ์˜์—…์ด์ต
-5.83%21.32M
119.35%25.56M
-11.37%-1.38M
302.58%5.41M
744.97%22.64M
47.37%11.65M
67.69%-1.24M
78.60%-2.67M
49.55%-3.51M
84.16%7.91M
-230.95%-3.84M
-127.27%-12.49M
11.20%-6.96M
-65.32%4.29M
292.96%2.93M
531.79%45.79M
-329.71%-7.84M
-58.58%12.38M
-127.48%-1.52M
155.55%7.25M
์ˆœํˆฌ์ž
182.90%5.13M
-10451.27%-28.47M
291.84%19.69M
-1028.64%-18.28M
-335.56%-6.19M
102.69%275.00K
56.29%-10.26M
29.35%-1.62M
164.20%2.63M
45.11%-10.21M
-937.30%-23.48M
92.36%-2.29M
90.88%-4.09M
40.20%-18.61M
183.88%2.80M
-732.08%-30.03M
-770.61%-44.91M
-1324.04%-31.11M
-1256.75%-3.34M
-86.67%4.75M
์ˆœ์žฌ๋ฌดํ™œ๋™
-143.42%-7.71M
-436.39%-16.38M
-161.40%-17.43M
96.38%8.84M
62.39%-3.17M
-42.13%4.87M
-137.63%-6.67M
15.15%4.50M
-8.42%-8.43M
-90.08%8.41M
74.38%-2.81M
42.11%3.91M
-1095.01%-7.77M
1784.93%84.82M
-208.86%-10.95M
139.63%2.75M
121.00%781.00K
-65.46%4.50M
31.31%-3.55M
-203.71%-6.94M

์ž์ฃผ ๋ฌป๋Š” ์งˆ๋ฌธ

United Bancorp Inc์˜ ์ด์ˆ˜์ต์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, ๋งค์ถœ์€ 31.02M์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” 28.16M์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ด์ž์‚ฐ์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, United Bancorp Inc์˜ ์ด์ž์‚ฐ์€ 857.45M์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” 4.99์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ด๋ถ€์ฑ„๋Š” ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, United Bancorp Inc์˜ ์ด๋ถ€์ฑ„๋Š” 786.93M์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” 4.48์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ด์ž๋ณธ์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, United Bancorp Inc์˜ ์ด์ž๋ณธ์€ 70.52M์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” 11.12์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ˆœ์˜์—…์†Œ๋“์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, United Bancorp Inc์˜ ์ˆœ์˜์—…์†Œ๋“์€ 8.44M์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” 15.67์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ˆœํˆฌ์ž๋Š” ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, United Bancorp Inc์˜ ์ˆœํˆฌ์ž๋Š” -4.51M์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” 76.80์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ˆœ์ž๊ธˆ์กฐ๋‹ฌ์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, United Bancorp Inc์˜ ์ˆœ์ž๊ธˆ์กฐ๋‹ฌ์€ -6.89M์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” -216.19์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ฃผ๋‹น์ˆœ์ด์ต(EPS)์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, ์ฃผ๋‹น์ˆœ์ด์ต(EPS)์€ 1.34์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” 5.48์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ˆœ์ด์ต์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, ์ˆœ์ด์ต์€ 7.38M์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” 4.57์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ˆœ์ด์ต๋ฅ ์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, ์ˆœ์ด์ต๋ฅ ์€ 25.00์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” -4.91์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ๋ถ€์ฑ„/์ž์‚ฐ ๋น„์œจ์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, ๋ถ€์ฑ„/์ž์‚ฐ ๋น„์œจ์€ 15.31์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” -5.44์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ž๊ธฐ์ž๋ณธ์ด์ต๋ฅ (ROE)์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, ์ž๊ธฐ์ž๋ณธ์ด์ต๋ฅ (ROE)์€ 11.02์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” -0.83์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์ด์ž์‚ฐ์ด์ต๋ฅ (ROA)์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, ์ด์ž์‚ฐ์ด์ต๋ฅ (ROA)์€ 0.93์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” 2.36์ž…๋‹ˆ๋‹ค.

United Bancorp Inc์˜ ์˜์—…์ด์ต์€ ์–ผ๋งˆ์ธ๊ฐ€์š”?

๎™Œ
United Bancorp Inc์˜ FY2025 ์‹ค์  ๋ณด๊ณ ์„œ์— ๋”ฐ๋ฅด๋ฉด, ์˜์—…์ด์ต์€ 8.44M์ด๋ฉฐ, ์ „๋…„ ๋Œ€๋น„ ๋ณ€๋™์น˜๋Š” 15.67์ž…๋‹ˆ๋‹ค.
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์œ„ํ—˜ ๊ฒฝ๊ณ : ์ €ํฌ ์›น์‚ฌ์ดํŠธ์™€ ๋ชจ๋ฐ”์ผ ์•ฑ์€ ํŠน์ • ํˆฌ์ž ์ƒํ’ˆ์— ๋Œ€ํ•œ ์ผ๋ฐ˜์ ์ธ ์ •๋ณด๋งŒ์„ ์ œ๊ณตํ•ฉ๋‹ˆ๋‹ค. Finsights๋Š” ์žฌ์ •์  ์กฐ์–ธ์ด๋‚˜ ํˆฌ์ž ์ƒํ’ˆ์— ๋Œ€ํ•œ ์ถ”์ฒœ์„ ์ œ๊ณตํ•˜์ง€ ์•Š์œผ๋ฉฐ, ์ด๋Ÿฌํ•œ ์ •๋ณด ์ œ๊ณต์ด Finsights๊ฐ€ ๊ธˆ์œต ์กฐ์–ธ์ด๋‚˜ ์ถ”์ฒœ์„ ์ œ๊ณตํ•˜๋Š” ๊ฒƒ์œผ๋กœ ํ•ด์„๋˜์–ด์„œ๋Š” ์•ˆ ๋ฉ๋‹ˆ๋‹ค.
ํˆฌ์ž ์ƒํ’ˆ์€ ํˆฌ์ž ์›๊ธˆ ์†์‹ค์„ ํฌํ•จํ•œ ์ƒ๋‹นํ•œ ํˆฌ์ž ์œ„ํ—˜์— ๋…ธ์ถœ๋˜์–ด ์žˆ์œผ๋ฉฐ, ๋ชจ๋“  ์‚ฌ๋žŒ์—๊ฒŒ ์ ํ•ฉํ•˜์ง€ ์•Š์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ํˆฌ์ž ์ƒํ’ˆ์˜ ๊ณผ๊ฑฐ ์„ฑ๊ณผ๋Š” ๋ฏธ๋ž˜ ์„ฑ๊ณผ๋ฅผ ๋ณด์žฅํ•˜์ง€ ์•Š์Šต๋‹ˆ๋‹ค.
Finsights๋Š” ์ œ3์ž ๊ด‘๊ณ ์ฃผ๋‚˜ ์ œํœด์‚ฌ๊ฐ€ ์ €ํฌ ์›น์‚ฌ์ดํŠธ๋‚˜ ๋ชจ๋ฐ”์ผ ์•ฑ ๋˜๋Š” ๊ทธ ์ผ๋ถ€์— ๊ด‘๊ณ ๋ฅผ ๊ฒŒ์žฌํ•˜๊ฑฐ๋‚˜ ์ „๋‹ฌํ•  ์ˆ˜ ์žˆ๋„๋ก ํ—ˆ์šฉํ•  ์ˆ˜ ์žˆ์œผ๋ฉฐ, ์‚ฌ์šฉ์ž๊ฐ€ ๊ด‘๊ณ ์™€ ์ƒํ˜ธ์ž‘์šฉํ•˜๋Š” ๋ฐฉ์‹์— ๋”ฐ๋ผ ์ด๋“ค๋กœ๋ถ€ํ„ฐ ๋ณด์ƒ์„ ๋ฐ›์„ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
ยฉ ์ €์ž‘๊ถŒ: FINSIGHTS MEDIA PTE. LTD. ๋ชจ๋“  ๊ถŒ๋ฆฌ ๋ณด์œ 
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