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OppFi Inc

OPFI
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9.640USD
-0.010-0.10%
Market hours ETQuotes delayed by 15 min
262.90MMarket Cap
3.80P/E TTM

OPFI Income Statement

You can find the annual or quarterly income statement of OppFi Inc here for insights into the performance and operational efficiency of OppFi Inc.
Quarterly
Quarterly+Annual
Quarterly
Annual
YOY
Hide blank rows
FY2026Q1
FY2025Q4
FY2025Q3
FY2025Q2
FY2025Q1
FY2024Q4
FY2024Q3
FY2024Q2
FY2024Q1
FY2023Q4
FY2023Q3
FY2023Q2
FY2023Q1
FY2022Q4
FY2022Q3
FY2022Q2
FY2022Q1
FY2021Q4
FY2021Q3
FY2021Q2
FY2021Q1
FY2020Q4
FY2020Q3
FY2020Q2
FY2020Q1
Total revenue
8.36%150.22M
17.48%157.53M
13.72%153.38M
13.07%140.92M
10.68%138.64M
2.95%134.09M
3.60%134.87M
1.13%124.63M
6.30%125.26M
10.99%130.25M
7.17%130.18M
16.88%123.23M
19.46%117.84M
25.12%117.35M
35.00%121.47M
37.48%105.44M
19.38%98.64M
3.04%93.79M
45.88%89.98M
26.80%76.69M
12.11%82.63M
--91.03M
--61.68M
--60.48M
--73.70M
Operating expenses
10.82%41.77M
0.14%43.51M
3.06%44.32M
0.19%44.27M
-9.23%37.69M
2.22%43.45M
-4.89%43.01M
-10.95%44.19M
4.81%41.52M
3.75%42.51M
5.78%45.22M
1.27%49.63M
-9.61%39.62M
-18.45%40.97M
-19.52%42.74M
19.48%49.00M
40.27%43.83M
-28.45%50.24M
40.94%53.11M
36.79%41.01M
-37.83%31.25M
--70.22M
--37.68M
--29.98M
--50.26M
Depreciation, depletion, and amortization
-66.42%591.00K
-64.06%764.00K
-50.31%1.13M
-39.68%1.50M
-35.41%1.76M
-26.89%2.13M
-26.90%2.28M
-24.93%2.49M
-19.64%2.73M
-17.50%2.91M
-9.65%3.12M
-1.46%3.32M
4.73%3.39M
17.77%3.52M
27.29%3.45M
39.49%3.37M
49.63%3.24M
52.91%2.99M
50.75%2.71M
52.82%2.41M
54.90%2.16M
--1.96M
--1.80M
--1.58M
--1.40M
Other operating expenses
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-100.00%0.00
-100.00%0.00
-100.00%0.00
-100.00%0.00
--2.55M
--1.58M
--1.71M
--3.33M
Operating profit
7.44%108.45M
25.80%114.02M
18.72%109.06M
20.15%96.64M
20.56%100.95M
3.30%90.64M
8.13%91.86M
9.28%80.44M
7.05%83.73M
14.87%87.74M
7.92%84.96M
30.43%73.61M
42.70%78.22M
75.39%76.38M
113.55%78.73M
58.18%56.43M
6.68%54.81M
109.31%43.55M
53.64%36.87M
16.98%35.68M
119.16%51.38M
--20.81M
--24.00M
--30.50M
--23.44M
Net non-operating interest income (expenses)
Non-operating interest expense
-16.95%8.51M
-14.75%9.40M
-10.69%10.08M
-12.09%9.64M
-10.35%10.25M
-8.63%11.03M
-1.72%11.29M
2.30%10.96M
7.76%11.43M
20.77%12.07M
34.89%11.48M
43.99%10.72M
55.10%10.61M
59.31%9.99M
45.72%8.51M
29.60%7.44M
67.34%6.84M
51.04%6.27M
39.79%5.84M
16.63%5.74M
-32.19%4.09M
--4.15M
--4.18M
--4.92M
--6.03M
Gains from sale of securities
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----
----
----
----
----
----
-2.06%-594.00K
-18.16%-514.00K
-25.45%-764.00K
-29.74%-746.00K
-1.75%-582.00K
32.24%-435.00K
-16.89%-609.00K
-16.47%-575.00K
-20.68%-572.00K
-40.48%-642.00K
-0.19%-521.00K
---493.67K
---474.00K
---457.00K
---520.00K
Return on equity
4.09%1.12M
73.25%1.41M
117.70%1.36M
--1.12M
--1.08M
--815.00K
--627.00K
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Special income (expenses)
38.10%-43.59M
9.74%-62.30M
58.78%-19.34M
-85.54%-76.00M
-13.85%-70.42M
5.53%-69.03M
17.76%-46.93M
6.25%-40.96M
1.62%-61.85M
-0.20%-73.07M
17.62%-57.07M
-12.44%-43.69M
-33.41%-62.87M
-263.54%-72.92M
-10874.18%-69.28M
-243.68%-38.86M
-110.46%-47.12M
---20.06M
--643.00K
---11.31M
---22.39M
----
--0.00
--0.00
--0.00
- Gains from disposal of fixed assets
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--0.00
----
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Other non-operating income (expenses)
-21.76%532.00K
-223.12%-3.91M
627.50%582.00K
632.91%579.00K
750.00%680.00K
738.79%3.18M
-55.56%80.00K
0.00%79.00K
-13.98%80.00K
615.09%379.00K
--180.00K
--79.00K
--93.00K
--53.00K
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Income before tax
163.19%58.01M
173.16%39.81M
137.47%81.58M
-55.56%12.70M
109.22%22.04M
389.85%14.57M
114.78%34.35M
52.37%28.59M
158.46%10.54M
141.13%2.98M
4418.36%15.99M
93.46%18.76M
1577.37%4.08M
-143.47%-7.23M
-98.86%354.00K
-46.08%9.70M
-99.00%243.00K
2.98%16.64M
60.76%31.09M
-28.39%17.99M
44.31%24.38M
--16.16M
--19.34M
--25.12M
--16.90M
Income tax
140.52%3.97M
127.17%1.36M
145.84%5.65M
33.92%1.22M
308.66%1.65M
-41.97%600.00K
396.11%2.30M
32.85%914.00K
176.71%404.00K
150.84%1.03M
-54.38%463.00K
240.59%688.00K
-72.96%146.00K
-418.88%-2.03M
44.38%1.01M
--202.00K
--540.00K
---392.00K
--703.00K
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Income after tax
165.02%54.04M
175.13%38.44M
136.87%75.93M
-58.52%11.48M
101.26%20.39M
619.89%13.97M
106.39%32.06M
53.11%27.68M
157.79%10.13M
137.33%1.94M
2449.77%15.53M
90.33%18.08M
1423.23%3.93M
-130.52%-5.20M
-102.17%-661.00K
-47.20%9.50M
-101.22%-297.00K
5.41%17.03M
57.13%30.39M
-28.39%17.99M
44.31%24.38M
--16.16M
--19.34M
--25.12M
--16.90M
Net income from continuous operations
165.02%54.04M
175.13%38.44M
136.87%75.93M
-58.52%11.48M
101.26%20.39M
619.89%13.97M
106.39%32.06M
53.11%27.68M
157.79%10.13M
137.33%1.94M
2449.77%15.53M
90.33%18.08M
1423.23%3.93M
-130.52%-5.20M
-102.17%-661.00K
-47.20%9.50M
-101.22%-297.00K
5.41%17.03M
57.13%30.39M
-28.39%17.99M
44.31%24.38M
--16.16M
--19.34M
--25.12M
--16.90M
Net Income attributable to non-controlling interests
-19.28%25.64M
10.30%21.60M
23.41%34.30M
31.08%32.26M
591.38%31.76M
160.82%19.58M
107.98%27.79M
54.45%24.61M
24.87%4.59M
190.09%7.51M
14947.78%13.36M
163.85%15.93M
367.95%3.68M
-248.74%-8.33M
-100.55%-90.00K
--6.04M
---1.37M
--5.60M
--16.27M
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Net income attributable to controlling interests
349.74%28.40M
400.34%16.85M
876.43%41.63M
-777.76%-20.78M
-305.38%-11.37M
-0.75%-5.61M
96.59%4.26M
43.14%3.07M
2105.98%5.54M
-277.58%-5.57M
479.86%2.17M
-38.06%2.14M
-76.67%251.00K
-72.57%3.13M
-104.04%-571.00K
-80.78%3.46M
-95.59%1.08M
-29.27%11.43M
-26.97%14.13M
-28.39%17.99M
44.31%24.38M
--16.16M
--19.34M
--25.12M
--16.90M
Net income attributable to common shareholders
349.74%28.40M
400.34%16.85M
876.43%41.63M
-777.76%-20.78M
-305.38%-11.37M
-0.75%-5.61M
96.59%4.26M
43.14%3.07M
2105.98%5.54M
-277.58%-5.57M
479.86%2.17M
-38.06%2.14M
-76.67%251.00K
-72.57%3.13M
-104.04%-571.00K
-80.78%3.46M
-95.59%1.08M
-29.27%11.43M
-26.97%14.13M
-28.39%17.99M
44.31%24.38M
--16.16M
--19.34M
--25.12M
--16.90M
Basic earnings per share
320.96%1.06
334.05%0.61
602.00%1.48
-601.16%-0.78
-266.49%-0.48
14.95%-0.26
62.84%0.21
13.71%0.16
1627.38%0.29
-239.77%-0.31
416.50%0.13
-46.40%0.14
-78.93%0.02
-73.92%0.22
-103.87%-0.04
56.31%0.26
-64.27%0.08
474.07%0.84
500.91%1.06
-28.39%0.16
44.31%0.22
--0.15
--0.18
--0.23
--0.15
Diluted earnings per share
168.65%0.33
334.05%0.61
124.07%0.47
-601.16%-0.78
-847.66%-0.48
14.95%-0.26
63.58%0.21
14.15%0.16
288.62%0.06
-37.53%-0.31
415.08%0.13
43.00%0.14
-79.06%0.02
-126.57%-0.22
-103.87%-0.04
-41.64%0.10
-64.41%0.08
472.56%0.84
500.91%1.06
-28.39%0.16
44.31%0.22
--0.15
--0.18
--0.23
--0.15
Dividend per share
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
--0.00
Currency unit
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
Audit opinions
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FAQs

How do I read OppFi Inc's income statement on TradingKey?

Start with total revenue, then review cost of revenue, gross profit, operating expenses, operating profit, income before tax, net income, and EPS. Revenue shows the scale of the business, while margins and profit lines show whether that revenue is being converted into earnings efficiently.

What is the difference between quarterly and annual income statements?

A quarterly income statement shows performance for a three-month fiscal period, while an annual income statement summarizes the full fiscal year. Quarterly data is useful for tracking recent momentum and seasonality, while annual data is better for judging long-term growth, profitability, and business cycles.

What does YOY mean on the income statement page?

YOY means year over year. It compares a financial metric with the same period in the previous year, such as this quarter's revenue versus revenue in the same quarter last year. YOY comparison helps investors see growth trends while reducing the impact of normal seasonal changes.

Which income statement metrics matter most when analyzing OPFI stock?

Important metrics include revenue growth, gross profit, gross margin, operating profit, operating margin, net income, EPS, R&D expenses, SG&A expenses, and tax expense. Investors usually look at these together to judge whether the company is growing, controlling costs, and improving profitability.

What was OppFi Inc's revenue at year end?

OppFi Inc reported 590.46M in revenue for fiscal year 2025, up from 518.84M in the previous year.

How much revenue did OppFi Inc report in the most recent quarter?

OppFi Inc reported 150.22M in revenue for the most recent quarter, an increase of 8.36% year over year.

What was OppFi Inc's net income for the year?

OppFi Inc posted 26.33M in net income for fiscal year 2025.

How much net income did OppFi Inc post in the last quarter?

OppFi Inc reported 28.40M in net income for the latest quarter。

What was OppFi Inc's annual operating profit?

OppFi Inc's operating income was 420.66M for fiscal year 2025.

How is EPS related to the income statement?

EPS, or earnings per share, is based on net income divided by the number of shares outstanding. It helps investors understand how much profit the company generated for each share, but it should be reviewed alongside share count changes, margins, cash flow, and valuation metrics.
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