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OppFi Inc

OPFI

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9.605USD

-0.045-0.47%

Market hours （ET）Quotes delayed by 15 min

261.95MMarket Cap

3.79P/E TTM

OppFi Inc

9.605

-0.045-0.47%

Financial Summary Income Statement Balance Sheet Cash Flow Statement

Overview

Financials

Discussions

Analysis

Company

Financial Summary Income Statement Balance Sheet Cash Flow Statement

OPFI Cash Flow Statement

You can access the annual and quarterly cash flow statements of OppFi Inc to evaluate its financial soundness and stability.

Quarterly

Quarterly+Annual

Quarterly

Annual

YOY

Hide blank rows

FY2026Q1

FY2025Q4

FY2025Q3

FY2025Q2

FY2025Q1

FY2024Q4

FY2024Q3

FY2024Q2

FY2024Q1

FY2023Q4

FY2023Q3

FY2023Q2

FY2023Q1

FY2022Q4

FY2022Q3

FY2022Q2

FY2022Q1

FY2021Q4

FY2021Q3

FY2020Q4

FY2020Q3

Operating cash flows (indirect method)

Cash flow from continuing operating activities

8.41%90.78M

23.61%116.82M

35.53%105.12M

23.69%95.62M

12.51%83.74M

14.47%94.51M

3.39%77.57M

6.00%77.31M

13.39%74.43M

16.22%82.56M

7.98%75.02M

25.62%72.93M

46.74%65.64M

50.32%71.03M

97.09%69.48M

--58.05M

--44.73M

-2.95%47.26M

-20.78%35.25M

--48.69M

--44.50M

Net income from continuing operations

165.02%54.04M

175.13%38.44M

136.87%75.93M

-58.52%11.48M

101.26%20.39M

619.89%13.97M

106.39%32.06M

53.11%27.68M

157.79%10.13M

137.33%1.94M

2449.77%15.53M

90.33%18.08M

1423.23%3.93M

-130.52%-5.20M

-102.17%-661.00K

--9.50M

---297.00K

5.41%17.03M

57.13%30.39M

--16.16M

--19.34M

Operating gains losses

-69.14%591.00K

-64.06%764.00K

-50.31%1.13M

-39.68%1.50M

-29.72%1.92M

-26.89%2.13M

-26.90%2.28M

-24.93%2.49M

-19.64%2.73M

-61.54%2.91M

-9.65%3.12M

-1.46%3.32M

4.73%3.39M

152.62%7.56M

27.29%3.45M

--3.37M

--3.24M

52.91%2.99M

50.75%2.71M

--1.96M

--1.80M

Deferred tax

9.88%467.00K

-73.17%484.00K

682.28%3.09M

1.57%903.00K

20.06%425.00K

27.13%1.80M

39600.00%395.00K

535.00%889.00K

224.77%354.00K

169.97%1.42M

-100.14%-1.00K

-37.78%140.00K

-79.70%109.00K

-105.06%-2.03M

60.22%713.00K

--225.00K

--537.00K

---989.00K

--445.00K

----

Other non-cash items

104.42%2.13M

808.66%6.19M

50.57%917.00K

5.16%693.00K

80.42%1.04M

-65.73%681.00K

-67.13%609.00K

-87.31%659.00K

-68.98%577.00K

112.06%1.99M

-14.17%1.85M

80.00%5.19M

12.80%1.86M

-72.86%937.00K

145.18%2.16M

--2.88M

--1.65M

-87.96%3.45M

-126.04%-4.78M

--28.67M

--18.35M

Change in working capital

25.94%-9.66M

-12.52%7.62M

170.38%3.59M

-79.34%517.00K

-1956.19%-13.05M

468.84%8.71M

-108.45%-5.11M

-55.62%2.50M

110.39%703.00K

270.70%1.53M

55.15%-2.45M

75.16%5.64M

10.00%-6.76M

-91.23%413.00K

-54.83%-5.46M

--3.22M

---7.52M

146.80%4.71M

-170.44%-3.53M

--1.91M

--5.01M

-Change in receivables

-677.10%-4.62M

413.90%6.47M

-11.11%-3.27M

-37.32%-2.32M

-119.22%-594.00K

175.93%1.26M

-27.17%-2.94M

-33.46%-1.69M

3.66%3.09M

-224.46%-1.66M

2.94%-2.31M

42.62%-1.27M

6877.27%2.98M

63.63%-511.00K

-1536.75%-2.38M

---2.21M

---44.00K

-913.62%-1.41M

-92.14%166.00K

--172.68K

--2.11M

-Change in other current assets

92.84%-402.00K

-64.51%1.63M

171.24%3.21M

-277.59%-428.00K

-6868.67%-5.62M

49.42%4.60M

-564.40%-4.50M

-16.03%241.00K

110.92%83.00K

553.98%3.08M

308.84%969.00K

-76.84%287.00K

-313.48%-760.00K

8.25%-678.00K

86.42%-464.00K

--1.24M

--356.00K

-277.67%-739.00K

-1908.47%-3.42M

--415.93K

--189.00K

Cash from non-recurring investing activities

Cash from operating activities

8.41%90.78M

23.61%116.82M

35.53%105.12M

23.69%95.62M

12.51%83.74M

14.47%94.51M

3.39%77.57M

6.00%77.31M

13.39%74.43M

16.22%82.56M

7.98%75.02M

25.62%72.93M

46.74%65.64M

50.32%71.03M

97.09%69.48M

--58.05M

--44.73M

-2.95%47.26M

-20.78%35.25M

--48.69M

--44.50M

Investing cash flow

Net cash from continuing investing activities

17.24%5.15M

11.22%4.90M

33.45%5.19M

79.01%4.64M

106.20%4.39M

109.27%4.40M

72.40%3.89M

2.94%2.59M

0.66%2.13M

-32.13%2.10M

-30.37%2.25M

-18.75%2.52M

-44.55%2.12M

-18.64%3.10M

-18.71%3.24M

--3.10M

--3.81M

47.14%3.81M

62.33%3.98M

--2.59M

--2.45M

Capital expenditures

17.24%5.15M

11.22%4.90M

33.45%5.19M

79.01%4.64M

106.20%4.39M

109.27%4.40M

72.40%3.89M

2.94%2.59M

0.66%2.13M

-32.13%2.10M

-30.37%2.25M

-18.75%2.52M

-44.55%2.12M

-18.64%3.10M

-18.71%3.24M

--3.10M

--3.81M

47.14%3.81M

62.33%3.98M

--2.59M

--2.45M

Net cash flow from disposal of fixed assets

17.24%5.15M

11.22%4.90M

33.45%5.19M

79.01%4.64M

106.20%4.39M

109.27%4.40M

72.40%3.89M

2.94%2.59M

0.66%2.13M

-32.13%2.10M

-30.37%2.25M

-18.75%2.52M

-44.55%2.12M

-18.64%3.10M

-18.71%3.24M

--3.10M

--3.81M

47.14%3.81M

62.33%3.98M

--2.59M

--2.45M

Net cash flow from other investing activities

45.43%-16.29M

-23.53%-84.49M

-32.98%-97.67M

-35.13%-76.68M

-88.03%-29.85M

-9.95%-68.39M

1.45%-73.45M

21.60%-56.75M

39.37%-15.88M

12.01%-62.20M

1.70%-74.53M

33.62%-72.38M

45.93%-26.18M

17.49%-70.70M

-30.45%-75.82M

---109.05M

---48.43M

-64.55%-85.68M

-73.12%-58.12M

---52.07M

---33.57M

Cash from non-current investing activities

Net cash flow from investing activities

37.40%-21.44M

-22.72%-89.39M

-10.29%-102.86M

-37.04%-81.32M

-90.17%-34.24M

-13.26%-72.83M

-21.46%-93.26M

20.77%-59.34M

36.38%-18.00M

12.86%-64.31M

2.87%-76.78M

33.21%-74.90M

45.83%-28.30M

17.53%-73.80M

-27.30%-79.06M

---112.15M

---52.24M

-63.73%-89.49M

-72.38%-62.10M

---54.66M

---36.02M

Financing cash flow

Cash flow from continuous financing activities

-33.32%-62.69M

-23.00%-9.37M

-158.71%-5.34M

-3.68%-26.80M

-12.91%-47.02M

26.28%-7.62M

60.04%9.09M

-254.30%-25.85M

-166.39%-41.64M

-625.58%-10.33M

136.02%5.68M

-114.09%-7.30M

-406.71%-15.63M

-95.89%1.97M

106.48%2.41M

--51.78M

--5.10M

545.22%47.80M

23.55%-37.13M

--7.41M

---48.57M

Net cash flow from debt Issuance/repayment

-20.31%-37.09M

107.34%509.00K

-36.84%14.95M

2696.72%17.90M

7.14%-30.83M

32.89%-6.94M

138.15%23.67M

188.29%640.00K

-113.28%-33.20M

-336.27%-10.34M

260.86%9.94M

-99.60%222.00K

-331.20%-15.57M

-90.91%4.38M

102.80%2.75M

--55.56M

--6.73M

544.43%48.15M

104.06%1.36M

--7.47M

---33.48M

Net cash flow from common stock issuance/repurchase

---9.95M

---8.16M

-622.40%-7.35M

----

--0.00

---1.02M

---2.53M

----

--0.00

100.00%0.00

--0.00

-253.50%-307.00K

---1.12M

---1.04M

--0.00

--200.00K

----

Cash dividend payments

----

--0.00

170.18%6.41M

----

--0.00

-100.00%0.00

-68.37%2.37M

----

1696.05%2.73M

1202.95%7.50M

-99.15%5.00K

----

-99.10%152.00K

--576.00K

--587.00K

--16.00K

13.31%16.98M

----

--14.99M

Proceeds from stock option exercised by employees

----

--0.00

--1.00K

----

--59.00K

----

Proceeds from issuance of warrants

-100.00%0.00

--1.00K

--0.00

--3.00K

--1.00K

----

Net cash flow from other financing activities

-6.90%-5.28M

-337.98%-1.48M

-2485.71%-2.53M

-22.95%-1.68M

-6955.71%-4.94M

-535.85%-337.00K

93.58%-98.00K

-10392.31%-1.36M

-14.75%-70.00K

97.80%-53.00K

-1463.39%-1.53M

99.38%-13.00K

-408.33%-61.00K

-608.82%-2.41M

100.52%112.00K

---2.08M

---12.00K

-428.66%-340.00K

-20378.30%-21.71M

---64.31K

---106.00K

Net cash from non-recurrent financing activities

Net cash from financing activities

-33.32%-62.69M

-23.00%-9.37M

-158.71%-5.34M

-3.68%-26.80M

-12.91%-47.02M

26.28%-7.62M

60.04%9.09M

-254.30%-25.85M

-166.39%-41.64M

-625.58%-10.33M

136.02%5.68M

-114.09%-7.30M

-406.71%-15.63M

-95.89%1.97M

106.48%2.41M

--51.78M

--5.10M

545.22%47.80M

23.55%-37.13M

--7.41M

---48.57M

Net cash flow

Beginning cash balance

5.63%93.26M

1.29%75.19M

-3.18%78.27M

2.31%90.77M

19.40%88.29M

12.43%74.23M

30.16%80.84M

24.30%88.72M

48.87%73.94M

30.83%66.03M

7.76%62.11M

19.06%71.37M

-20.35%49.67M

-11.15%50.47M

-52.28%57.64M

--59.95M

--62.36M

28.47%56.80M

43.26%120.78M

--44.22M

--84.31M

Current period cash flow changes

168.43%6.66M

28.57%18.07M

53.48%-3.07M

-58.59%-12.50M

-83.22%2.48M

77.55%14.05M

-268.51%-6.60M

14.91%-7.88M

-31.91%14.78M

1090.74%7.92M

154.67%3.92M

-301.47%-9.27M

998.34%21.70M

-114.37%-799.00K

88.79%-7.17M

---2.31M

---2.42M

285.79%5.56M

-59.58%-63.98M

--1.44M

---40.09M

Ending cash balance

10.08%99.92M

5.63%93.26M

1.29%75.19M

-3.18%78.27M

2.31%90.77M

19.40%88.29M

12.43%74.23M

30.16%80.84M

24.30%88.72M

48.87%73.94M

30.83%66.03M

7.76%62.11M

19.06%71.37M

-20.35%49.67M

-11.15%50.47M

--57.64M

--59.95M

36.59%62.36M

28.46%56.80M

--45.66M

--44.22M

Free cash flow

7.92%85.63M

24.22%111.93M

35.64%99.94M

21.77%90.98M

9.75%79.35M

11.99%90.10M

1.25%73.68M

6.11%74.71M

13.82%72.30M

18.43%80.45M

9.85%72.77M

28.13%70.41M

55.25%63.52M

56.36%67.93M

111.83%66.24M

--54.95M

--40.92M

-5.76%43.45M

-25.63%31.27M

--46.10M

--42.05M

Currency unit

--USD

Audit opinions

----

FAQs

What is operating cash flow?



Operating cash flow is the cash generated or used by a company's core business operations. It adjusts net income for non-cash items and working capital changes, such as depreciation, receivables, inventory, and payables. Strong operating cash flow can indicate that the business is converting sales and earnings into real cash.

How Much Operating Cash Flow Did OppFi Inc Generate?



OppFi Inc generated 401.31M in operating cash flow in fiscal 2025, reflecting cash generated from its core business operations.

How Did OppFi Inc's Operating Cash Flow Change Year Over Year?



OppFi Inc's operating cash flow increased by 23.93% year over year.

What is investing cash flow?



Investing cash flow shows cash used for or generated from investment-related activities, such as capital expenditures, purchases or sales of investments, acquisitions, and asset disposals. Negative investing cash flow is not always bad, because it can reflect spending on future growth, but investors should check whether those investments support long-term returns.

How Much Does OppFi Inc Spend on Capital Expenditures?



OppFi Inc spent 19.11M on capital expenditures in the most recent quarter。

What is financing cash flow?



Financing cash flow shows how a company raises capital or returns capital to investors and creditors. It can include debt issuance, debt repayment, share issuance, share repurchases, dividend payments, and lease financing. Positive financing cash flow may show new capital raised, while negative financing cash flow may reflect debt repayment, dividends, or buybacks.

How Has OppFi Inc's Financing Cash Flow Changed?



OppFi Inc used -88.53M in financing activities in the latest quarter.

What is free cash flow and why does it matter for OPFI?



Free cash flow is the cash a company has left after funding the capital spending needed to maintain or grow the business. It is often used to assess financial flexibility, debt repayment capacity, dividend sustainability, buyback potential, and valuation quality. Investors should compare free cash flow with net income, revenue growth, and capital expenditures.

What was OppFi Inc’s free cash flow in the latest quarter?



Free cash flow was 382.19M reflecting a 22.97% change from the previous year.