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Upstart Holdings Inc

UPST

43.730USD

-1.230-2.74%

Close 12/31, 16:00（ET）Quotes delayed by 15 min

4.25BMarket Cap

98.99P/E TTM



Upstart Holdings Inc

43.730

-1.230-2.74%

Overview Company Financials Analysis

Overview

Company

Financials

Analysis

You can check out the annual or quarterly balance sheets of Upstart Holdings Inc here to evaluate the financial health, analyze fundamentals, and calculate key ratios for liquidity, leverage, and return on equity.

Quarterly

Quarterly+Annual

Quarterly

Annual

YOY

Hide blank rows

FY2025Q3

FY2025Q2

FY2025Q1

FY2024Q4

FY2024Q3

FY2024Q2

FY2024Q1

FY2023Q4

FY2023Q3

FY2023Q2

FY2023Q1

FY2022Q4

FY2022Q3

FY2022Q2

FY2022Q1

FY2021Q4

FY2021Q3

FY2021Q2

FY2021Q1

FY2020Q4

FY2020Q3

Total equity

- Cash and cash equivalents

10.00%489.78M

5.64%395.94M

99.57%599.78M

114.01%788.42M

-13.80%445.27M

-15.53%374.79M

-22.33%300.53M

-12.79%368.40M

-24.47%516.58M

-43.87%443.67M

-48.94%386.94M

-57.19%422.41M

-34.33%683.97M

56.12%790.43M

194.86%757.83M

293.35%986.61M

1856.38%1.04B

--506.29M

--257.02M

--250.82M

--53.23M

Restricted cash

64.91%347.12M

64.41%305.52M

72.95%239.75M

89.01%187.84M

113.81%210.49M

180.62%185.83M

113.54%138.62M

-9.70%99.38M

-32.55%98.45M

-46.59%66.22M

-74.53%64.92M

-46.22%110.06M

12.01%145.96M

11.46%123.99M

222.42%254.87M

238.16%204.63M

126.95%130.30M

--111.25M

--79.05M

--60.51M

--57.41M

Total current assets

64.20%2.30B

33.29%1.93B

13.90%1.80B

13.38%1.91B

-14.58%1.40B

2.74%1.45B

6.61%1.58B

5.63%1.69B

3.63%1.64B

-11.41%1.41B

-11.02%1.48B

5.85%1.60B

18.02%1.58B

113.41%1.59B

289.70%1.67B

258.49%1.51B

407.24%1.34B

--744.58M

--427.42M

--420.52M

--264.54M

Non-current assets

Net Fixed Assets

-6.78%78.91M

-8.23%81.56M

-10.30%82.96M

-15.29%82.47M

-32.47%84.65M

-30.22%88.87M

-29.05%92.49M

-25.40%97.35M

-2.43%125.35M

0.75%127.36M

5.95%130.36M

8.41%130.50M

44.47%128.47M

324.79%126.41M

349.64%123.03M

324.73%120.38M

287.23%88.92M

--29.76M

--27.36M

--28.34M

--22.96M

-Fixed Assets

11.43%151.32M

9.78%148.30M

7.43%144.31M

2.28%137.87M

-12.38%135.80M

-11.81%135.09M

-12.10%134.34M

-8.71%134.80M

8.35%154.99M

10.75%153.19M

15.20%152.83M

15.09%147.66M

50.00%143.04M

293.33%138.32M

316.27%132.67M

300.51%128.30M

266.65%95.36M

--35.17M

--31.87M

--32.03M

--26.01M

-Accumulated depreciation

41.56%72.41M

44.39%66.74M

46.61%61.35M

47.94%55.40M

72.60%51.16M

78.95%46.22M

86.19%41.84M

118.25%37.45M

103.36%29.64M

116.72%25.83M

133.30%22.47M

116.63%17.16M

126.34%14.57M

120.30%11.92M

113.69%9.63M

114.54%7.92M

111.46%6.44M

--5.41M

--4.51M

--3.69M

--3.04M

Goodwill and other intangible assets

-1.49%75.64M

-1.48%75.92M

-1.48%76.21M

-2.45%76.49M

-3.41%76.78M

-4.33%77.06M

-5.24%77.35M

-5.17%78.42M

-5.10%79.49M

-5.04%80.56M

-4.98%81.62M

-4.92%82.69M

-4.64%83.76M

-4.68%84.83M

--85.90M

--86.97M

--87.84M

--89.00M

----

Total assets

60.58%2.90B

36.13%2.48B

19.12%2.30B

17.34%2.37B

-9.63%1.81B

3.20%1.82B

5.82%1.93B

4.19%2.02B

4.51%2.00B

-8.00%1.76B

-8.35%1.82B

6.35%1.94B

19.25%1.92B

111.92%1.92B

306.80%1.99B

281.44%1.82B

418.43%1.61B

--904.58M

--488.59M

--477.25M

--309.80M

Liabilities

Current liabilities

Short-term debt and lease liabilities

--0.00

--622.00K

--23.23M

--0.00

-100.00%0.00

--0.00

--20.50M

--6.05M

-Short-term debt

----

--0.00

Total current liabilities

-5.27%237.24M

9.87%260.06M

-4.04%224.15M

7.35%285.40M

-1.18%250.43M

168.00%236.70M

191.90%233.59M

71.72%265.87M

63.99%253.41M

-51.62%88.32M

-63.61%80.02M

-22.46%154.82M

2.87%154.53M

27.21%182.57M

97.76%219.88M

90.91%199.66M

126.46%150.22M

--143.53M

--111.19M

--104.58M

--66.33M

Non-current liabilities

Long-term debt and lease liabilities

109.13%1.86B

56.51%1.43B

32.72%1.33B

32.54%1.38B

-11.56%887.37M

-1.93%912.73M

0.44%1.01B

5.48%1.04B

9.19%1.00B

8.65%930.65M

30.11%1.00B

41.84%986.39M

41.54%918.92M

14041.57%856.55M

3496.01%769.22M

1550.84%695.43M

586.73%649.22M

--6.06M

--21.39M

--42.13M

--94.54M

-Long-term debt

109.13%1.86B

56.51%1.43B

32.72%1.33B

32.54%1.38B

-11.56%887.37M

-1.93%912.73M

0.44%1.01B

5.48%1.04B

9.19%1.00B

8.65%930.65M

30.11%1.00B

41.84%986.39M

41.54%918.92M

14041.57%856.55M

3496.01%769.22M

1550.84%695.43M

586.73%649.22M

--6.06M

--21.39M

--42.13M

--94.54M

Total liabilities

78.10%2.16B

43.28%1.76B

23.18%1.62B

25.47%1.73B

-10.84%1.21B

8.88%1.23B

10.08%1.31B

9.35%1.38B

13.73%1.36B

-2.96%1.13B

7.51%1.19B

24.69%1.26B

34.91%1.20B

515.40%1.16B

561.37%1.11B

472.52%1.01B

355.85%887.04M

--188.49M

--168.00M

--177.00M

--194.59M

Shareholders' equity

Common equity

11.55%1.12B

13.41%1.13B

13.57%1.09B

13.78%1.04B

13.96%1.00B

18.90%996.35M

20.16%959.97M

28.40%917.88M

24.82%880.94M

21.80%838.01M

2.74%798.91M

-3.51%714.88M

-0.85%705.75M

-6.76%688.03M

104.79%777.59M

100.52%740.86M

3006.18%711.81M

--737.93M

--379.71M

--369.47M

--22.92M

Preferred equity

----

--162.55M

Retained earnings

7.89%-376.19M

-1.58%-408.00M

-19.13%-413.60M

-45.50%-411.16M

-70.04%-408.40M

-100.96%-401.64M

-102.20%-347.17M

-565.76%-282.58M

-1973.61%-240.18M

-389.48%-199.86M

-273.58%-171.70M

-164.09%-42.44M

76.16%12.82M

416.18%69.04M

267.31%98.91M

195.66%66.22M

110.36%7.28M

---21.84M

---59.12M

---69.22M

---70.25M

Capital reserves

11.55%1.12B

13.41%1.13B

13.57%1.09B

13.78%1.04B

13.96%1.00B

18.90%996.35M

20.16%959.96M

28.40%917.87M

24.82%880.93M

21.80%838.00M

2.74%798.90M

-3.51%714.87M

-0.85%705.74M

-6.76%688.02M

104.79%777.58M

100.52%740.85M

3006.42%711.80M

--737.92M

--379.70M

--369.47M

--22.91M

Non-controlling interests

----

--0.00

Total equity

24.88%743.72M

21.41%722.01M

10.42%676.64M

-0.33%633.22M

-7.06%595.54M

-6.81%594.71M

-2.30%612.80M

-5.52%635.30M

-10.83%640.76M

-15.71%638.14M

-28.44%627.21M

-16.68%672.43M

-0.07%718.57M

5.72%757.07M

173.40%876.50M

168.80%807.08M

524.14%719.09M

--716.10M

--320.59M

--300.25M

--115.21M

Currency unit

USD

Audit opinions

FAQs

What is the balance sheet?

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It is a financial report that summarises the assets, liabilities, and shareholders’ equity of a company at a specific point in time.

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