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Banco Santander-Chile

BSAC

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34.610USD

-0.475-1.35%

Cierre 07-31 16:00（ET）Cotizaciones retrasadas 15 min

16.31BCap. mercado

14.47P/E TTM

Banco Santander-Chile

34.610

-0.475-1.35%

Resumen financiero Cuenta de resultados Balance general Estado de flujo de efectivo

Descripción general

Finanzas

Discusiones

Análisis

Compañía

Resumen financiero Cuenta de resultados Balance general Estado de flujo de efectivo

BSAC Balance Sheet

Puede mirar aquí los balances anuales o trimestrales de Banco Santander-Chile para evaluar su salud financiera, analizar sus fundamentos y calcular sus ratios clave de liquidez, apalancamiento y rentabilidad sobre el patrimonio neto.

Trimestral

Trimestral+Anual

Trimestral

Anual

YOY

Ocultar filas en blanco

FY2026Q1

FY2025Q4

FY2025Q3

FY2025Q1

FY2024Q3

FY2024Q2

FY2024Q1

FY2023Q4

FY2023Q3

FY2023Q2

FY2023Q1

FY2022Q4

FY2022Q3

FY2022Q2

FY2022Q1

FY2021Q4

FY2021Q3

FY2021Q2

FY2021Q1

FY2020Q4

FY2020Q3

FY2020Q2

FY2020Q1

FY2019Q4

FY2019Q3

FY2019Q2

FY2019Q1

FY2018Q4

FY2018Q3

FY2018Q2

FY2018Q1

FY2017Q4

FY2017Q3

FY2017Q2

FY2017Q1

FY2016Q4

FY2016Q3

FY2016Q2

FY2016Q1

FY2015Q4

FY2015Q3

FY2015Q2

FY2015Q1

FY2014Q4

FY2014Q3

FY2014Q2

FY2014Q1

FY2013Q4

FY2013Q3

FY2013Q2

FY2013Q1

FY2012Q4

FY2012Q3

FY2012Q2

FY2012Q1

Activos actuales

Activos no corrientes

Activos fijos netos

-10.41%288.69M

--302.91M

-16.60%300.30M

-8.72%322.24M

-7.51%360.05M

-19.84%355.49M

-22.34%353.01M

-8.80%400.05M

6.90%389.29M

14.80%443.50M

-1.37%454.59M

-0.39%438.65M

-19.03%364.17M

-24.35%386.33M

-12.28%460.93M

-19.62%440.39M

-7.37%449.76M

7.63%510.71M

12.51%525.43M

0.83%547.87M

-10.47%485.55M

-18.49%474.49M

-20.73%467.01M

48.46%543.36M

48.57%542.34M

65.04%582.10M

52.81%589.11M

-7.25%366.00M

2.88%365.03M

-4.38%352.71M

1.87%385.53M

2.61%394.61M

-0.21%354.80M

4.70%368.89M

8.13%378.46M

13.11%384.56M

15.73%355.54M

7.97%352.33M

5.65%350.00M

-2.55%339.99M

-1.92%307.22M

0.34%326.32M

2.57%331.29M

1.69%348.88M

-2.25%313.22M

2.40%325.21M

-4.75%322.97M

1.15%343.07M

1.16%320.44M

4.76%317.60M

5.98%339.10M

--339.18M

--316.77M

--303.16M

--319.98M

-Activos fijos

-23.74%813.27M

--829.93M

-3.85%1.06B

4.38%1.07B

1.64%1.11B

-12.32%1.06B

-15.40%1.02B

0.13%1.13B

14.73%1.09B

23.22%1.21B

5.28%1.21B

6.99%1.12B

-10.90%948.36M

-15.34%984.27M

-0.98%1.15B

6.70%1.05B

23.40%1.06B

41.53%1.16B

46.98%1.16B

9.65%985.24M

-3.33%862.56M

-17.24%821.45M

-25.50%788.10M

3.85%898.51M

2.77%892.24M

18.42%992.52M

18.90%1.06B

-0.32%865.16M

10.72%868.20M

9.96%838.11M

17.92%889.77M

17.83%867.94M

13.04%784.15M

13.45%762.21M

16.18%754.58M

20.85%736.60M

22.41%693.67M

12.91%671.85M

9.61%649.47M

0.86%609.51M

1.25%566.69M

2.62%595.02M

4.64%592.52M

3.18%604.34M

-0.33%559.68M

--579.82M

-1.25%566.26M

4.77%585.69M

6.73%561.53M

----

14.00%573.45M

--559.03M

--526.14M

--491.84M

--503.04M

-Depreciación acumulada

-29.50%524.58M

--527.02M

2.31%763.06M

11.30%744.13M

6.74%745.85M

-7.98%707.90M

-11.21%668.57M

5.84%726.14M

19.61%698.76M

28.66%769.30M

9.75%752.98M

12.32%686.08M

-4.95%584.18M

-8.27%597.94M

8.39%686.07M

39.66%610.82M

63.03%614.63M

87.88%651.87M

97.12%632.93M

23.15%437.37M

7.74%377.00M

-15.46%346.96M

-31.51%321.09M

-28.85%355.15M

-30.46%349.91M

-15.45%410.41M

-7.03%468.79M

5.46%499.16M

17.19%503.18M

23.41%485.40M

34.06%504.24M

34.45%473.33M

26.98%429.35M

23.10%393.32M

25.60%376.12M

30.62%352.05M

30.31%338.13M

18.92%319.52M

14.63%299.46M

5.51%269.52M

5.28%259.48M

5.53%268.69M

7.38%261.24M

5.29%255.46M

2.23%246.47M

--254.60M

3.81%243.29M

10.35%242.62M

15.15%241.09M

----

28.01%234.35M

--219.86M

--209.37M

--188.68M

--183.07M

Fondo de comercio y otros activos intangibles

5.32%89.80M

--101.71M

-18.98%80.59M

-7.39%85.26M

-7.06%99.46M

-18.40%96.10M

-28.42%92.07M

-12.87%110.78M

5.72%107.02M

15.62%117.76M

9.28%128.61M

13.41%127.14M

-4.09%101.23M

-11.25%101.85M

3.07%117.70M

-3.60%112.10M

12.16%105.55M

32.93%114.76M

38.76%114.19M

19.08%116.29M

7.34%94.10M

-7.75%86.33M

-11.59%82.29M

1.10%97.66M

-3.53%87.66M

0.20%93.58M

-10.07%93.08M

-6.09%96.59M

-1.69%90.87M

4.57%93.40M

15.42%103.51M

18.51%102.85M

6.93%92.43M

6.33%89.31M

16.29%89.68M

20.13%86.79M

35.51%86.44M

29.67%84.00M

22.05%77.12M

6.89%72.24M

23.89%63.79M

-39.83%64.78M

-44.03%63.19M

-46.78%67.58M

-60.09%51.49M

-22.90%107.66M

-31.03%112.88M

-30.47%126.98M

-18.53%129.02M

-4.83%139.63M

0.34%163.68M

--182.63M

--158.35M

--146.71M

--163.12M

Total de activos

6.74%75.52B

--75.71B

-3.22%70.97B

-7.38%70.75B

-9.90%73.33B

-15.36%72.58B

-12.69%76.39B

0.08%80.47B

4.84%81.39B

10.85%85.75B

11.86%87.49B

7.53%80.40B

-1.23%77.63B

-3.76%77.36B

3.38%78.21B

-4.86%74.77B

7.89%78.59B

8.38%80.38B

8.96%75.65B

16.76%78.59B

13.90%72.85B

19.48%74.16B

19.03%69.43B

18.96%67.30B

10.59%63.96B

7.95%62.07B

-3.40%58.33B

-2.88%56.57B

5.21%57.83B

9.77%57.50B

8.43%60.38B

5.35%58.25B

0.96%54.97B

-4.07%52.39B

7.05%55.69B

12.94%55.29B

9.16%54.44B

7.58%54.61B

2.47%52.02B

-4.16%48.96B

0.24%49.88B

1.42%50.76B

-0.28%50.77B

-0.68%51.08B

-3.53%49.76B

-0.44%50.05B

-3.97%50.91B

-0.66%51.43B

-1.92%51.58B

-0.59%50.27B

5.33%53.01B

--51.77B

--52.59B

--50.57B

--50.33B

Pasivos

Pasivos corrientes

-Dividendos por pagar

6.15%873.81M

--708.46M

9.68%511.69M

102.88%823.21M

284.16%466.51M

112.43%221.39M

-40.11%405.77M

-40.08%174.92M

-47.39%121.44M

-40.88%104.22M

70.39%677.50M

4.06%291.94M

--230.84M

--176.29M

--397.62M

--280.54M

----

Deuda a corto plazo y pasivos por arrendamiento

16.11%8.57B

--9.00B

73.43%9.63B

-38.89%7.38B

-57.27%5.55B

-25.64%10.14B

101.39%12.08B

169.54%14.01B

167.17%12.99B

103.92%13.64B

-51.35%6.00B

-5.39%5.20B

-21.40%4.86B

37.09%6.69B

74.27%12.33B

0.62%5.49B

-5.51%6.19B

-34.67%4.88B

0.22%7.07B

-18.99%5.46B

17.43%6.55B

45.26%7.47B

40.66%7.06B

59.76%6.74B

9.65%5.57B

9.34%5.14B

21.79%5.02B

457.65%4.22B

776.95%5.08B

888.34%4.70B

634.52%4.12B

38.13%756.57M

81.03%579.75M

73.81%475.74M

97.06%560.96M

41.90%547.74M

-43.12%320.25M

-35.06%273.71M

-45.25%284.66M

-51.48%386.01M

-26.04%562.99M

-11.68%421.50M

-16.37%519.88M

42.28%795.49M

-1.17%761.21M

-22.57%477.23M

31.00%621.64M

-12.07%559.11M

207.37%770.26M

-16.65%616.30M

-53.16%474.55M

--635.88M

--250.60M

--739.39M

--1.01B

-Deuda a corto plazo

135.12%3.01B

--3.06B

93.91%3.46B

371.35%1.28B

123.31%1.79B

12.10%568.81M

-52.75%271.45M

-13.73%320.91M

447.39%800.08M

-42.72%507.43M

191.41%574.52M

265.43%371.97M

-61.27%146.16M

124.98%885.88M

-53.80%197.15M

-93.97%101.79M

-38.12%377.42M

-22.20%393.77M

-22.85%426.73M

113.33%1.69B

-10.78%609.93M

0.95%506.11M

18.98%553.13M

158.73%790.78M

29.12%683.65M

23.50%501.34M

2.50%464.88M

-59.60%305.64M

-8.67%529.47M

-14.67%405.95M

-19.15%453.52M

38.13%756.57M

81.03%579.75M

73.81%475.74M

97.06%560.96M

41.90%547.74M

-43.12%320.25M

-35.06%273.71M

-45.25%284.66M

-51.48%386.01M

-26.04%562.99M

-11.68%421.50M

-16.37%519.88M

42.28%795.49M

-1.17%761.21M

-22.57%477.23M

31.00%621.64M

-12.07%559.11M

207.37%770.26M

-16.65%616.30M

-53.16%474.55M

--635.88M

--250.60M

--739.39M

--1.01B

-Pasivos por arrendamiento a corto plazo

20.74%11.64M

--7.37M

-55.42%8.61M

-43.25%9.64M

-26.51%19.31M

-40.02%18.46M

-47.41%16.99M

-23.00%23.53M

1.35%26.27M

9.44%30.77M

1.81%32.30M

11.17%30.55M

-11.42%25.92M

-16.65%28.12M

-8.36%31.73M

-23.58%27.48M

7.45%29.27M

19.83%33.73M

14.71%34.63M

3.71%35.96M

-25.97%27.24M

5.31%28.15M

4343.15%30.19M

--34.68M

--36.79M

--26.73M

--679.36K

----

Pasivos no corrientes

Deuda a largo plazo y pasivos por arrendamiento

1.68%9.43B

--9.56B

-25.71%9.06B

-2.90%9.28B

16.58%12.19B

-14.55%9.75B

-47.78%9.55B

-40.24%10.28B

-28.73%10.46B

-22.91%11.41B

89.42%18.29B

8.98%17.20B

-6.26%14.68B

-16.64%14.80B

-32.22%9.66B

-7.15%15.78B

17.42%15.66B

56.76%17.76B

51.49%14.25B

63.73%17.00B

22.01%13.33B

-2.37%11.33B

-13.44%9.41B

-2.90%10.38B

-0.56%10.93B

8.13%11.60B

-8.29%10.87B

-27.26%10.69B

-17.58%10.99B

-21.83%10.73B

-14.56%11.85B

3.74%14.70B

2.69%13.33B

6.34%13.73B

27.79%13.87B

33.99%14.17B

18.99%12.98B

8.97%12.91B

-1.36%10.85B

-11.21%10.57B

-8.23%10.91B

-11.65%11.85B

-15.83%11.00B

-11.52%11.91B

-9.05%11.89B

8.34%13.41B

-0.46%13.07B

3.80%13.46B

-0.97%13.07B

-0.87%12.38B

-0.89%13.13B

--12.97B

--13.20B

--12.49B

--13.25B

-Deuda a largo plazo

1.68%9.43B

--9.56B

-25.71%9.06B

-2.90%9.28B

16.58%12.19B

-14.55%9.75B

-47.78%9.55B

-40.24%10.28B

-28.73%10.46B

-22.91%11.41B

89.42%18.29B

8.98%17.20B

-6.26%14.68B

-16.64%14.80B

-32.22%9.66B

-7.15%15.78B

17.42%15.66B

56.76%17.76B

51.49%14.25B

63.73%17.00B

22.01%13.33B

-2.37%11.33B

-13.44%9.41B

-2.90%10.38B

-0.56%10.93B

8.13%11.60B

-8.29%10.87B

-27.26%10.69B

-17.58%10.99B

-21.83%10.73B

-14.56%11.85B

3.74%14.70B

2.69%13.33B

6.34%13.73B

27.79%13.87B

33.99%14.17B

18.99%12.98B

8.97%12.91B

-1.36%10.85B

-11.21%10.57B

-8.23%10.91B

-11.65%11.85B

-15.83%11.00B

-11.52%11.91B

-9.05%11.89B

8.34%13.41B

-0.46%13.07B

3.80%13.46B

-0.97%13.07B

-0.87%12.38B

-0.89%13.13B

--12.97B

--13.20B

--12.49B

--13.25B

Depósitos del cliente

3.70%33.49B

--33.99B

-7.37%30.53B

3.93%32.29B

2.81%32.96B

-11.41%31.15B

-12.07%31.07B

5.56%33.70B

9.55%32.06B

16.66%35.16B

2.70%35.34B

-3.07%31.92B

-20.55%29.27B

-25.18%30.14B

-5.84%34.41B

-7.02%32.94B

12.54%36.84B

24.84%40.29B

23.58%36.54B

13.33%35.42B

4.24%32.73B

-0.81%32.27B

-6.31%29.57B

-0.70%31.26B

-0.56%31.40B

2.21%32.54B

-5.47%31.56B

-1.70%31.48B

1.67%31.58B

9.84%31.83B

9.44%33.38B

3.58%32.02B

1.91%31.06B

-5.27%28.98B

3.20%30.50B

12.00%30.91B

13.19%30.48B

6.56%30.59B

4.38%29.56B

-0.92%27.60B

-0.98%26.93B

5.88%28.71B

1.80%28.32B

-4.32%27.86B

-8.13%27.19B

-5.88%27.11B

-7.09%27.82B

-1.11%29.12B

-0.36%29.60B

-0.85%28.81B

9.13%29.94B

--29.44B

--29.71B

--29.06B

--27.44B

Total pasivos

6.42%70.23B

--70.33B

-3.57%66.07B

-8.35%65.99B

-10.49%68.51B

-15.40%68.02B

-12.63%72.00B

-0.05%75.37B

4.10%76.54B

9.64%80.40B

12.32%82.41B

7.13%75.40B

-1.22%73.52B

-3.14%73.33B

3.95%73.37B

-4.16%70.39B

9.31%74.43B

8.66%75.71B

8.18%70.58B

17.16%73.44B

14.87%68.10B

21.90%69.67B

22.24%65.25B

20.94%62.69B

11.69%59.28B

8.15%57.15B

-3.05%53.38B

-2.56%51.83B

5.62%53.07B

10.14%52.85B

7.67%55.06B

4.38%53.19B

0.20%50.25B

-4.93%47.98B

7.07%51.14B

13.12%50.96B

8.96%50.15B

8.14%50.47B

2.72%47.76B

-3.47%45.05B

1.03%46.02B

2.31%46.67B

0.14%46.50B

-0.60%46.67B

-3.37%45.55B

-0.83%45.62B

-3.84%46.43B

-0.61%46.95B

-2.15%47.14B

-0.96%46.00B

4.91%48.28B

--47.24B

--48.18B

--46.45B

--46.02B

Capital de los accionistas

Capital ordinario

2.41%962.98M

--991.00M

-6.55%926.90M

3.28%940.31M

-0.88%991.88M

-14.84%947.74M

-18.85%910.45M

-3.72%1.01B

8.52%1.00B

14.40%1.11B

-1.08%1.12B

0.39%1.05B

-16.15%922.07M

-20.15%972.72M

-8.36%1.13B

-16.61%1.05B

-3.18%1.10B

12.46%1.22B

18.61%1.24B

5.88%1.26B

-7.20%1.14B

-17.71%1.08B

-20.39%1.04B

-7.80%1.19B

-9.72%1.22B

-3.46%1.32B

-11.27%1.31B

-11.29%1.29B

-2.74%1.36B

1.64%1.36B

9.25%1.48B

8.89%1.45B

2.82%1.39B

-0.44%1.34B

1.62%1.35B

5.76%1.33B

5.88%1.36B

-3.41%1.35B

-6.85%1.33B

-14.33%1.26B

-14.13%1.28B

-13.56%1.40B

-12.14%1.43B

-13.37%1.47B

-15.53%1.49B

-8.15%1.61B

-14.01%1.63B

-8.95%1.70B

-6.08%1.77B

-1.38%1.76B

3.54%1.89B

--1.86B

--1.88B

--1.78B

--1.83B

Ganancias retenidas

46.12%584.92M

--488.97M

59.86%358.62M

61.33%400.30M

-20.06%224.33M

-33.81%180.17M

-54.63%248.12M

-40.25%415.47M

-48.49%280.61M

-27.90%272.20M

-38.45%546.85M

9.56%695.31M

16.11%544.72M

7.48%377.55M

30.74%888.46M

24.36%634.66M

-7.83%469.12M

-11.28%351.28M

19.13%679.55M

-0.76%510.34M

21.63%508.98M

29.12%395.96M

-22.75%570.43M

-14.01%514.26M

-9.70%418.47M

-6.26%306.67M

-11.09%738.38M

-7.03%598.01M

-1.58%463.40M

6.06%327.17M

27.22%830.43M

30.20%643.25M

21.60%470.83M

20.59%308.49M

8.77%652.77M

11.29%494.03M

5.48%387.20M

-1.00%255.81M

-17.16%600.12M

-35.50%443.90M

-23.83%367.09M

-32.37%258.39M

-2.81%724.46M

16.86%688.19M

29.76%481.96M

66.03%382.08M

6.99%745.39M

3.71%588.90M

-8.35%371.43M

-89.36%230.12M

-70.13%696.68M

--567.84M

--405.26M

--2.16B

--2.33B

Pérdidas de ganancias que no afectan a las ganancias retenidas

-78.22%-193.67M

---79.14M

9.12%-107.71M

-23.13%-108.67M

-65.31%-118.53M

-50.24%-105.12M

68.16%-88.26M

96.98%-5.95M

81.30%-71.70M

87.68%-69.97M

51.14%-277.22M

52.65%-197.15M

42.40%-383.38M

-13.19%-568.16M

-158.39%-567.39M

-971.24%-416.36M

-3782.41%-665.61M

-855.20%-501.95M

-3443.94%-219.59M

-260.91%-38.87M

417.06%18.08M

72.39%66.47M

-178.89%-6.20M

-168.52%-10.77M

106.92%3.50M

189.00%38.56M

208.99%7.85M

517.86%15.72M

-1318.24%-50.54M

-267.71%-43.32M

-170.24%-7.21M

-137.91%-3.76M

-128.96%-3.56M

321.57%25.83M

1349.93%10.26M

445.23%9.92M

133.55%12.30M

160.14%6.13M

101.87%707.57K

-95.69%1.82M

-393.38%-36.68M

-182.93%-10.19M

-241.52%-37.81M

471.84%42.22M

-214.17%-7.43M

387.20%12.28M

-353.00%-11.07M

-43.61%-11.35M

268.93%6.51M

-154.23%-4.28M

92.16%-2.44M

---7.91M

---3.85M

--7.89M

---31.16M

Intereses no controladores

47.63%166.91M

--133.36M

2.17%119.68M

-13.21%113.06M

-16.45%117.15M

-27.16%108.56M

-8.91%130.27M

9.61%141.65M

27.17%140.20M

33.50%149.03M

14.34%143.01M

16.56%129.23M

-2.25%110.25M

-7.44%111.64M

3.74%125.08M

-7.08%110.87M

7.64%112.78M

22.53%120.60M

28.29%120.57M

12.79%119.31M

62.58%104.78M

43.06%98.43M

37.77%93.99M

58.76%105.78M

-3.05%64.45M

3.99%68.80M

-3.40%68.22M

-2.22%66.63M

-8.47%66.47M

46.25%66.16M

55.25%70.62M

55.44%68.14M

50.55%72.62M

-3.53%45.24M

-0.27%45.49M

2.82%43.84M

-2.41%48.24M

-8.07%46.89M

-22.36%45.61M

-21.85%42.64M

-6.08%49.43M

-1.27%51.01M

11.65%58.75M

0.54%54.56M

-2.97%52.63M

-4.58%51.67M

-28.78%52.62M

-24.26%54.26M

-23.18%54.24M

-13.37%54.15M

4.37%73.89M

--71.65M

--70.61M

--62.51M

--70.79M

Capital total

11.19%5.29B

--5.38B

1.73%4.90B

8.50%4.76B

-0.73%4.81B

-14.66%4.57B

-13.69%4.38B

2.04%5.10B

18.05%4.85B

32.92%5.35B

4.92%5.08B

14.09%5.00B

-1.32%4.11B

-13.78%4.03B

-4.53%4.84B

-14.86%4.38B

-12.44%4.16B

4.05%4.67B

21.15%5.07B

11.44%5.15B

1.63%4.75B

-8.74%4.49B

-15.51%4.18B

-2.62%4.62B

-1.76%4.68B

5.68%4.92B

-6.97%4.95B

-6.22%4.74B

0.84%4.76B

5.73%4.66B

17.05%5.32B

16.78%5.06B

9.83%4.72B

6.46%4.40B

6.83%4.55B

10.86%4.33B

11.49%4.30B

1.22%4.14B

-0.28%4.26B

-11.46%3.91B

-8.35%3.85B

-7.73%4.09B

-4.61%4.27B

-1.57%4.41B

-5.21%4.21B

3.78%4.43B

-5.34%4.48B

-1.22%4.48B

0.60%4.44B

3.62%4.27B

9.87%4.73B

--4.54B

--4.41B

--4.12B

--4.30B

Unidad monetaria

--USD

Opiniones de evaluación

----

Preguntas frecuentes

¿Qué métricas del balance general importan más al analizar las acciones de BSAC?



Las métricas importantes incluyen efectivo e inversiones a corto plazo, activos totales, activos corrientes, pasivos totales, pasivos corrientes, deuda a largo plazo, patrimonio de los accionistas, ganancias retenidas, inventario, cuentas por cobrar, capital de trabajo, ratio de liquidez corriente, ratio de prueba ácida, relación deuda-patrimonio y rentabilidad sobre el capital. Los inversores suelen revisar todo esto en conjunto, en vez de guiarse por un solo número.

¿Cuál es la diferencia entre activos, pasivos y patrimonio de los accionistas?



Los activos son recursos que la empresa posee o controla, como efectivo, cuentas por cobrar, inventario, inversiones y propiedades. Los pasivos son obligaciones que la empresa debe, como cuentas por pagar, deuda, arrendamientos e impuestos. El patrimonio de los accionistas es el valor residual después de restar los pasivos de los activos.

¿Cuál es la diferencia entre elementos corrientes y no corrientes?



Se espera generalmente que los activos corrientes y los pasivos corrientes se conviertan, usen, paguen o liquiden dentro de un año o de un ciclo operativo. Los activos no corrientes y los pasivos no corrientes son elementos a más largo plazo, como propiedades, inversiones a largo plazo, activos por impuestos diferidos, deuda a largo plazo y obligaciones de arrendamiento.

¿Cuánto patrimonio neto de los accionistas tiene Banco Santander-Chile?



Banco Santander-Chile reportó un patrimonio neto total de los accionistas de 5.38B en el último trimestre reportado.