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令人不安!美联储突发“银行重大漏洞”警告 整个行业重新陷入恐慌……

FX1682024年8月9日 07:46
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FX168财经报社(欧洲)讯 美联储周四(8月8日)发现,对加密货币友好的客户银行(Customers Bancorp)在风险管理和遵守反洗黑钱(AML)法规方面存在“重大漏洞”。费城联储近期检查后指出,客户银行风险管理实践不足,且其数字资产战略和美元代币活动相关的控制存在缺陷。

Bitcoin.com报道,客户银行的缺陷促使美联储强制实施一系列纠正措施,旨在加强银行的监督和运营合规性。当新闻爆出时,一些加密货币支持者坚称,这只是攻击加密货币行业的另一项措施。

(来源:FED)

“客户银行是最大的支持加密货币的银行之一,”Castle Island风险投资创始合伙人、Coin Metrics联合创始人尼克·卡特(Nic Carter)表示。

(来源:Twitter)

这位加密货币倡导者补充道:“美联储和联邦存款保险公司(FDIC)正在系统地相继拆除所有加密货币友好型银行。”

针对调查结果,客户银行同意与央行签署正式书面协议,承诺加强董事会监督和反洗钱合规计划。

该协议概述了该银行必须采取的几个关键步骤,包括修订风险管理实践、改进客户尽职调查流程,以及加强可疑活动监控和报告机制。

该行还必须在60天内向美联储提交详细计划,以解决已发现的问题,并要求持续提交进度报告以确保合规。

尽管美国副总统、准民主党总统候选人卡马拉·哈里斯(Kamala Harris)采取了所谓支持加密货币的立场,但现任总统拜登政府对加密货币行业的审查似乎正在加强,美联储最近对客户银行采取的执法行动就是明证。#美国大选#

批评人士指出,美国政府针对加密货币友好型机构的议程更为广泛,这一最新举措可能预示着中国政府将齐心协力抑制数字资产的增长,而不管这对银行业有何更广泛影响。

“卡玛拉重置进行得怎么样了?”卡特在他的推特(现更名为X)帖文中讽刺地问道。

英国《金融时报》(Financial Times)上周六最新报道称,哈里斯的顾问已与顶级加密公司接洽,讨论召开会议以“重置”她所在的民主党与加密行业之间的关系。

(来源:Financial Times)

四名知情人士透露,副总统竞选团队的成员最近几天联系了与加密公司关系密切的人士,讨论了会面事宜。

另据The Block报道,白宫高级官员和加密行业领袖周四进行了电话会议,讨论未来的加密货币政策。

美国财政部副部长沃利·阿德耶莫、国家经济委员会主任莱尔·布雷纳德、白宫副办公厅主任布鲁斯·里德和副总统哈里斯的高级顾问兼立法事务主管克里斯汀·卢修斯等政府官员出席了本次会议。

与此同时,参加会议的加密行业人士包括Ripple高管Brad Garlinghouse和Chris Larsen、 Uniswap首席执行官Hayden Adams、Stellar发展基金会Denelle Dixon、Circle首席执行官Jeremy Allaire、亿万富翁Mark Cuban、Coinbase首席法务官Paul Grewal和前白宫通讯主任Anthony Scaramucci。

据悉,会议上一些业内人士“表达了不满”,但他们也谈到了用例和政策结果,包括监管机构应该寻求什么,以及关注就业和经济影响。据知情人士透露,白宫代表和哈里斯的顾问均未做出任何承诺。

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