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X Financial

XYF
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4.930USD
+0.140+2.92%
Market hours ETQuotes delayed by 15 min
109.69MMarket Cap
0.96P/E TTM

XYF Financials

See X Financial's financials through an all-in-one data dashboard designed for smart investors. This provides you with financial analysis by organizing complex financial statements into customizable views. Access the latest annual financial report or break down performance quarter-by-quarter using the income statement, balance sheet, and cash flow statement. With real-time financial indicators at your fingertips, monitoring a company's market health over time has never been easier.

X Financial Earnings Date

Latest Release
May 27, 2026
EPS / Forecast
--/--
Revenue / Forecast
--/--
Period
FY2025 Earnings
Revenue(YoY)
1.10B
35.57%
EPS(YoY)
5.15
17.52%
Analyst Rating
--
Quarterly
Quarterly+Annual
Quarterly
Annual
YOY
Hide blank rows
FY2026Q1
FY2025Q4
FY2025Q3
FY2025Q2
FY2025Q1
FY2024Q4
FY2024Q3
FY2024Q2
FY2024Q1
FY2023Q4
FY2023Q3
FY2023Q2
FY2023Q1
FY2022Q4
FY2022Q3
FY2022Q2
FY2022Q1
FY2021Q4
FY2021Q3
FY2021Q2
Financial Indicators
EPS
-98.71%0.14
-97.45%0.21
-81.15%1.49
-79.26%1.76
46.91%10.90
111.19%8.25
8.99%7.89
10.95%8.48
25.21%7.42
-33.53%3.91
83.32%7.24
--7.64
--5.92
--5.88
--3.95
----
----
----
----
----
Revenue
-91.07%173.18M
-87.42%210.49M
-82.03%275.77M
-77.84%315.58M
54.13%1.94B
37.91%1.67B
11.19%1.53B
15.46%1.42B
23.39%1.26B
16.05%1.21B
50.35%1.38B
43.48%1.23B
17.45%1.02B
33.90%1.05B
-1.17%918.09M
-1.26%859.47M
-0.50%868.22M
12.12%780.66M
74.21%928.95M
149.89%870.48M
Net Profit
-98.78%5.60M
-97.85%8.28M
-84.25%59.20M
-82.30%73.49M
26.16%458.13M
104.07%385.63M
8.25%375.84M
13.38%415.30M
27.71%363.14M
-31.19%188.97M
63.98%347.19M
97.25%366.29M
103.20%284.35M
112.13%274.64M
-24.35%211.72M
-16.89%185.70M
-26.04%139.93M
119.75%129.47M
347.63%279.88M
165.02%223.44M
Net Margin
-86.32%3.23%
-82.93%3.94%
-12.34%21.47%
-20.16%23.29%
-18.15%23.62%
47.97%23.05%
-2.64%24.49%
-1.80%29.17%
3.50%28.86%
-40.71%15.58%
9.06%25.15%
--29.70%
--27.88%
--26.27%
--23.06%
----
----
----
----
----
Gross Margin
-22.39%58.65%
-11.59%65.21%
4.18%73.12%
9.15%77.33%
14.33%75.57%
12.96%73.76%
-0.88%70.19%
-1.23%70.85%
74.66%66.10%
-45.22%65.30%
72.15%70.81%
--71.73%
--37.84%
--119.19%
--41.13%
----
----
----
----
----
Debt to assets ratio
18.57%24.64%
25.74%28.73%
7.37%27.19%
-24.66%23.22%
-41.35%20.78%
-36.79%22.85%
-26.17%25.32%
-13.14%30.83%
6.24%35.43%
18.39%36.15%
14.42%34.30%
--35.49%
--33.35%
--30.53%
--29.98%
----
----
----
----
----
Revenue
-91.07%173.18M
-87.42%210.49M
-82.03%275.77M
-77.84%315.58M
54.13%1.94B
37.91%1.67B
11.19%1.53B
15.46%1.42B
23.39%1.26B
16.05%1.21B
50.35%1.38B
43.48%1.23B
17.45%1.02B
33.90%1.05B
-1.17%918.09M
-1.26%859.47M
-0.50%868.22M
12.12%780.66M
74.21%928.95M
149.89%870.48M
Operating profit
-95.86%52.89M
-96.61%33.60M
-87.05%125.35M
-76.48%197.08M
89.32%1.28B
59.62%992.32M
15.50%968.09M
6.13%837.97M
111.77%675.16M
-48.05%621.68M
158.77%838.14M
244.87%789.59M
8.74%318.82M
346.54%1.20B
-13.57%323.90M
-16.99%228.96M
34.82%293.19M
258.42%268.00M
386.68%374.77M
172.39%275.83M
Net Profit
-98.78%5.60M
-97.85%8.28M
-84.25%59.20M
-82.30%73.49M
26.16%458.13M
104.07%385.63M
8.25%375.84M
13.38%415.30M
27.71%363.14M
-31.19%188.97M
63.98%347.19M
97.25%366.29M
103.20%284.35M
112.13%274.64M
-24.35%211.72M
-16.89%185.70M
-26.04%139.93M
119.75%129.47M
347.63%279.88M
165.02%223.44M
Total assets
-83.40%2.01B
-82.02%2.13B
-82.24%2.06B
-84.09%1.91B
-0.38%12.09B
1.45%11.82B
4.11%11.62B
14.96%11.98B
30.13%12.14B
31.82%11.65B
28.69%11.16B
23.91%10.42B
13.24%9.33B
20.36%8.84B
20.26%8.67B
17.06%8.41B
17.56%8.24B
-2.07%7.34B
-11.38%7.21B
-11.60%7.18B
Total liabilities
-81.51%861.20M
-79.66%989.54M
-79.89%949.96M
-84.39%830.52M
-21.27%4.66B
-16.14%4.87B
-13.23%4.72B
5.58%5.32B
38.08%5.92B
42.07%5.80B
31.41%5.44B
24.58%5.04B
4.27%4.28B
21.35%4.08B
22.15%4.14B
10.68%4.05B
10.72%4.11B
-23.88%3.37B
-22.65%3.39B
-13.64%3.66B
Total equity
-84.59%1.15B
-83.67%1.14B
-83.84%1.11B
-83.85%1.07B
19.49%7.44B
18.92%6.95B
20.62%6.90B
23.75%6.65B
23.39%6.22B
23.01%5.85B
26.21%5.72B
23.29%5.38B
22.17%5.04B
19.52%4.75B
18.59%4.53B
23.68%4.36B
25.25%4.13B
29.29%3.98B
1.78%3.82B
-9.39%3.53B

FAQs

What is the total revenue of X Financial?

According to X Financial's FY2025 earnings report, its total revenue reached 1.10B, with a year-on-year change of 814.64M.

What are the total assets of X Financial?

According to X Financial's FY2025 earnings report, its total assets of X Financial were 2.13B, with a year-on-year change of 30.00.

What are the total liabilities of X Financial?

According to X Financial's FY2025 earnings report, its total liabilities of X Financial were 989.54M, with a year-on-year change of 47.03.

What is the total equity of X Financial?

According to X Financial's FY2025 earnings report, its total equity of X Financial was 1.14B, with a year-on-year change of 18.08.

What is the net operating income of X Financial?

According to X Financial's FY2025 earnings report, its net operating income of X Financial was 551.73M, with a year-on-year change of 15.13.

What is the net investment of X Financial?

According to X Financial's FY2025 earnings report, its net investment of X Financial was -154.51M, with a year-on-year change of -1015.42.

What is the net financing of X Financial?

According to X Financial's FY2025 earnings report, its net financing of X Financial was 11.48M, with a year-on-year change of 104.29.

What is the Earnings Per Share (EPS) of X Financial?

According to X Financial's FY2025 earnings report, its Earnings Per Share (EPS) was 5.15, with a year-on-year change of 17.52.

What is the net income of X Financial?

According to X Financial's FY2025 earnings report, its net income was 212.22M, with a year-on-year change of -0.36.

What is the net margin of X Financial?

According to X Financial's FY2025 earnings report, its net profit margin was 19.22, with a year-on-year change of -26.50.

What is the gross margin of X Financial?

According to X Financial's FY2025 earnings report, its gross margin was 73.49, with a year-on-year change of 4.26.

What is the debt-to-asset ratio of X Financial?

According to X Financial's FY2025 earnings report, its debt-to-asset ratio was 30.01, with a year-on-year change of 25.33.

What is the Return on Equity (ROE) of X Financial?

According to X Financial's FY2025 earnings report, its Return on Equity (ROE) was 19.80, with a year-on-year change of -17.69.

What is the Return on Assets (ROA) of X Financial?

According to X Financial's FY2025 earnings report, its Return on Assets (ROA) was 11.06, with a year-on-year change of -15.72.

What is the operating profit of X Financial?

According to X Financial's FY2025 earnings report, its operating profit was 551.73M, with a year-on-year change of 15.13.
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