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Pioneer Bancorp Inc

PBFS

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17.330USD

-0.030-0.17%

Close 07-23 16:00（ET）Quotes delayed by 15 min

448.03MMarket Cap

21.23P/E TTM

Pioneer Bancorp Inc

17.330

-0.030-0.17%

Financial Summary Income Statement Balance Sheet Cash Flow Statement

Overview

Financials

Discussions

Analysis

Company

Financial Summary Income Statement Balance Sheet Cash Flow Statement

PBFS Cash Flow Statement

You can access the annual and quarterly cash flow statements of Pioneer Bancorp Inc to evaluate its financial soundness and stability.

Quarterly

Quarterly+Annual

Quarterly

Annual

YOY

Hide blank rows

FY2026Q1

FY2025Q4

FY2025Q3

FY2025Q2

FY2025Q1

FY2024Q4

FY2024Q3

FY2024Q2

FY2024Q1

FY2023Q4

FY2023Q3

FY2023Q2

FY2023Q1

FY2022Q4

FY2022Q3

FY2022Q2

FY2022Q1

FY2021Q4

FY2021Q3

FY2021Q2

FY2021Q1

FY2020Q4

FY2020Q3

FY2020Q2

FY2020Q1

FY2019Q4

FY2019Q3

FY2019Q2

FY2019Q1

FY2018Q4

FY2018Q3

Operating cash flows (indirect method)

Cash flow from continuing operating activities

-14.73%111.14M

-70.73%-145.12M

17.54%150.38M

125.92%29.54M

24.07%130.35M

-1405.47%-85.00M

363.33%127.94M

51.63%-113.94M

1.20%105.06M

25.72%-5.65M

-82.07%27.61M

-91.25%-235.56M

-40.98%103.82M

-285.39%-7.60M

-33.61%153.99M

-154.10%-123.17M

66.57%175.91M

-90.73%4.10M

197.51%231.93M

19.98%-48.47M

187.45%105.61M

-49.86%44.24M

-38.97%77.95M

49.03%-60.58M

-233.13%-120.77M

423.43%88.24M

76.09%127.72M

---118.83M

--90.71M

---27.28M

--72.53M

Net income from continuing operations

-8.21%5.29M

-4.76%3.74M

-8.24%4.33M

102.10%6.45M

68.56%5.76M

-12.80%3.93M

-21.66%4.72M

-48.37%3.19M

-34.68%3.42M

90.73%4.51M

1894.70%6.02M

-1.18%6.18M

285.70%5.23M

166.51%2.36M

-77.48%302.00K

230.18%6.26M

-2.65%1.36M

-340.72%-3.55M

57.95%1.34M

-50.78%1.90M

110.99%1.39M

-70.44%1.48M

-82.23%849.00K

-19.79%3.85M

-385.48%-12.68M

20.69%4.99M

39.90%4.78M

--4.80M

--4.44M

--4.14M

--3.42M

Operating gains losses

4.29%608.00K

230.89%2.12M

-6.89%595.00K

-6.98%600.00K

-13.11%583.00K

-1.99%641.00K

-3.33%639.00K

-6.66%645.00K

-3.03%671.00K

-6.17%654.00K

-3.92%661.00K

1.47%691.00K

2.06%692.00K

-3.19%697.00K

-2.13%688.00K

-5.55%681.00K

-4.91%678.00K

-1.91%720.00K

-2.36%703.00K

-3.35%721.00K

0.99%713.00K

2.95%734.00K

1.12%720.00K

2.05%746.00K

7.29%706.00K

4.39%713.00K

10.73%712.00K

--731.00K

--658.00K

--683.00K

--643.00K

Deferred tax

-274.04%-1.46M

-88.59%43.00K

-117.22%-1.24M

-1878.79%-653.00K

-1151.35%-389.00K

35.13%377.00K

-201.06%-569.00K

-106.32%-33.00K

-84.77%37.00K

82.35%279.00K

57.72%-189.00K

-19.32%522.00K

-31.55%243.00K

119.52%153.00K

-41.01%-447.00K

811.27%647.00K

306.40%355.00K

60.12%-784.00K

65.32%-317.00K

129.46%71.00K

53.64%-172.00K

-733.05%-1.97M

-246.21%-914.00K

-15.87%-241.00K

-157.52%-371.00K

-72.26%-236.00K

-180.85%-264.00K

---208.00K

--645.00K

---137.00K

---94.00K

Other non-cash items

28.95%-822.00K

-123.74%-980.00K

-191.33%-1.21M

-399.73%-1.87M

-268.47%-1.16M

-153.18%-438.00K

-13733.33%-415.00K

-406.56%-374.00K

-61.03%-314.00K

-133.27%-173.00K

-100.56%-3.00K

-70.81%122.00K

-179.27%-195.00K

108.00%520.00K

98.52%536.00K

137.50%418.00K

261.76%246.00K

814.29%250.00K

413.95%270.00K

129.19%176.00K

-98.65%68.00K

77.71%-35.00K

49.11%-86.00K

-222.46%-603.00K

3728.06%5.04M

-96.25%-157.00K

-212.96%-169.00K

---187.00K

---139.00K

---80.00K

---54.00K

Change in working capital

-14.52%106.20M

-66.31%-151.05M

18.52%146.66M

118.52%22.95M

23.67%124.25M

-718.14%-90.82M

491.49%123.75M

48.89%-123.97M

2.97%100.46M

-2.69%-11.10M

-86.33%20.92M

-85.00%-242.55M

-43.55%97.56M

-254.45%-10.81M

-33.11%153.00M

-151.25%-131.10M

67.24%172.83M

-83.48%7.00M

210.30%228.75M

20.67%-52.18M

179.32%103.35M

-48.54%42.38M

-39.61%73.72M

47.45%-65.78M

-254.12%-130.29M

353.51%82.35M

79.06%122.07M

---125.16M

--84.54M

---32.48M

--68.17M

-Change in other current assets

-486.55%-920.00K

-145.88%-1.61M

-399.59%-1.23M

57.32%-688.00K

376.74%238.00K

10.88%3.52M

-152.68%-246.00K

-390.45%-1.61M

97.14%-86.00K

-24.57%3.17M

-96.94%467.00K

148.26%555.00K

-209.45%-3.01M

287.18%4.20M

-2.81%15.27M

-126.28%-1.15M

26.44%2.75M

-278.68%-2.25M

166.43%15.71M

-33.48%4.38M

119.02%2.17M

115.31%1.26M

-1981.43%-23.64M

248.96%6.58M

-1115.20%-11.44M

-657.57%-8.21M

-371.12%-1.14M

---4.42M

---941.00K

--1.47M

--419.00K

-Change in other current liabilities

139.47%3.90M

-298.34%-1.20M

321.68%1.42M

91.33%-821.00K

-224.60%-9.87M

-106.05%-302.00K

86.63%-641.00K

-82.93%-9.46M

71.28%7.92M

-64.33%4.99M

-173.52%-4.80M

26.14%-5.17M

6322.22%4.62M

32.45%13.99M

152.05%6.52M

-1031.66%-7.00M

101.11%72.00K

67.49%10.56M

151.26%2.59M

-642.98%-619.00K

-749.80%-6.46M

1092.44%6.31M

123.62%1.03M

107.31%114.00K

-49.21%994.00K

117.93%529.00K

-1386.43%-4.36M

---1.56M

--1.96M

---2.95M

--339.00K

Cash from non-recurring investing activities

Cash from operating activities

-14.73%111.14M

-70.73%-145.12M

17.54%150.38M

125.92%29.54M

24.07%130.35M

-1405.47%-85.00M

363.33%127.94M

51.63%-113.94M

1.20%105.06M

25.72%-5.65M

-82.07%27.61M

-91.25%-235.56M

-40.98%103.82M

-285.39%-7.60M

-33.61%153.99M

-154.10%-123.17M

66.57%175.91M

-90.73%4.10M

197.51%231.93M

19.98%-48.47M

187.45%105.61M

-49.86%44.24M

-38.97%77.95M

49.03%-60.58M

-233.13%-120.77M

423.43%88.24M

76.09%127.72M

---118.83M

--90.71M

---27.28M

--72.53M

Investing cash flow

Net cash from continuing investing activities

-53.41%636.00K

7.96%217.00K

120.39%227.00K

215.53%508.00K

265.95%1.36M

-28.47%201.00K

11.96%103.00K

1138.46%161.00K

473.85%373.00K

112.88%281.00K

111.56%92.00K

-84.71%13.00K

-61.54%65.00K

-35.92%132.00K

-521.16%-796.00K

-20.56%85.00K

338.03%169.00K

17.71%206.00K

-55.84%189.00K

-78.85%107.00K

-115.57%-71.00K

-61.45%175.00K

23.34%428.00K

91.67%506.00K

-24.25%456.00K

-25.70%454.00K

-26.48%347.00K

--264.00K

--602.00K

--611.00K

--472.00K

Capital expenditures

-53.41%636.00K

7.96%217.00K

120.39%227.00K

215.53%508.00K

265.95%1.36M

-28.47%201.00K

11.96%103.00K

1138.46%161.00K

473.85%373.00K

112.88%281.00K

-28.13%92.00K

-96.30%13.00K

-61.54%65.00K

-48.44%132.00K

-32.28%128.00K

228.04%351.00K

284.09%169.00K

46.29%256.00K

-55.84%189.00K

-80.69%107.00K

-91.94%44.00K

-64.50%175.00K

-18.79%428.00K

-16.31%554.00K

-9.30%546.00K

-19.31%493.00K

11.65%527.00K

--662.00K

--602.00K

--611.00K

--472.00K

Net cash flow from disposal of fixed assets

-53.41%636.00K

7.96%217.00K

120.39%227.00K

215.53%508.00K

265.95%1.36M

-28.47%201.00K

11.96%103.00K

1138.46%161.00K

473.85%373.00K

112.88%281.00K

111.56%92.00K

-84.71%13.00K

-61.54%65.00K

-35.92%132.00K

-521.16%-796.00K

-20.56%85.00K

338.03%169.00K

17.71%206.00K

-55.84%189.00K

-78.85%107.00K

-115.57%-71.00K

-61.45%175.00K

23.34%428.00K

91.67%506.00K

-24.25%456.00K

-25.70%454.00K

-26.48%347.00K

--264.00K

--602.00K

--611.00K

--472.00K

Net cash flow from business transactions

----

---480.00K

----

--0.00

---1.98M

--0.00

----

--0.00

---165.00K

---1.49M

----

100.00%0.00

--0.00

----

---3.27M

---1.00K

Net cash flow from investment products

109.99%16.19M

-2.51%38.45M

26.32%35.16M

-85.40%14.40M

-63.62%7.71M

-43.43%39.44M

202.83%27.83M

1125.40%98.61M

153.52%21.19M

205.54%69.72M

113.97%9.19M

113.31%8.05M

26.29%-39.60M

-3.83%-66.06M

6.68%-65.80M

-42.74%-60.45M

-438.23%-53.72M

-560.85%-63.63M

-607.52%-70.51M

-1083.58%-42.35M

-1188.44%-9.98M

-1983.98%-9.63M

-1.27%13.89M

11.84%4.31M

104.01%917.00K

79.57%-462.00K

205.30%14.07M

--3.85M

---22.88M

---2.26M

---13.36M

Net cash flow from other investing activities

-3.46%-55.53M

-8.18%-35.01M

-48.02%-71.87M

6.39%-57.34M

7.10%-53.67M

44.40%-32.36M

-27.41%-48.55M

-118.18%-61.26M

-54.94%-57.77M

-288.73%-58.20M

-241.76%-38.11M

-150.54%-28.08M

-217.75%-37.29M

-126.64%-14.97M

194.19%26.88M

124.20%55.55M

231.45%31.67M

215.78%56.21M

-11.26%-28.54M

192.94%24.78M

158.09%9.55M

-247.74%-48.55M

-105.73%-25.65M

-397.48%-26.66M

57.93%-16.45M

-264.35%-13.96M

-6.04%-12.47M

---5.36M

---39.10M

---3.83M

---11.76M

Cash from non-current investing activities

Net cash flow from investing activities

16.92%-37.93M

-87.68%585.00K

-76.71%-37.11M

-217.30%-43.61M

-17.14%-45.65M

-57.52%4.75M

27.83%-21.00M

286.18%37.18M

49.38%-38.97M

113.78%11.18M

24.14%-29.10M

-218.47%-19.97M

-245.29%-76.99M

-954.13%-81.11M

61.40%-38.36M

64.54%-6.27M

-6162.92%-22.30M

86.63%-7.69M

-686.25%-99.37M

24.14%-17.68M

97.77%-356.00K

-285.68%-57.54M

-585.18%-12.64M

-646.40%-23.31M

74.46%-15.98M

-47.89%-14.92M

110.27%2.60M

---3.12M

---62.58M

---10.09M

---25.37M

Financing cash flow

Cash flow from continuous financing activities

-20.10%-49.95M

4610.08%49.66M

-25973.08%-6.78M

-2239.60%-3.49M

-166268.00%-41.59M

-865.79%-1.10M

96.64%-26.00K

-496.00%-149.00K

0.00%-25.00K

---114.00K

---773.00K

---25.00K

--0.00

100.00%0.00

-100.00%0.00

---20.00M

133.33%10.00M

-66.67%10.00M

--95.41M

--0.00

-500.00%-30.00M

--30.00M

--0.00

---5.00M

Net cash flow from debt Issuance/repayment

-24.94%-50.00M

192396.15%50.00M

-26.92%-33.00K

-28.00%-32.00K

-159980.00%-40.02M

77.19%-26.00K

33.33%-26.00K

0.00%-25.00K

---114.00K

---39.00K

---25.00K

----

---20.00M

133.33%10.00M

-66.67%10.00M

----

--0.00

-500.00%-30.00M

--30.00M

----

--0.00

---5.00M

Net cash flow from common stock issuance/repurchase

----

61.21%-417.00K

---6.00M

---3.31M

---1.57M

---1.07M

----

-100.00%0.00

--0.00

--95.41M

----

--0.00

----

Proceeds from stock option exercised by employees

--47.00K

--76.00K

----

Net cash flow from other financing activities

100.00%0.00

--0.00

---750.00K

-16.94%-145.00K

---750.00K

--0.00

100.00%0.00

---124.00K

----

--0.00

---734.00K

----

Net cash from non-recurrent financing activities

Net cash from financing activities

-20.10%-49.95M

4610.08%49.66M

-25973.08%-6.78M

-2239.60%-3.49M

-166268.00%-41.59M

-865.79%-1.10M

96.64%-26.00K

-496.00%-149.00K

0.00%-25.00K

---114.00K

---773.00K

---25.00K

--0.00

100.00%0.00

-100.00%0.00

---20.00M

133.33%10.00M

-66.67%10.00M

--95.41M

--0.00

-500.00%-30.00M

--30.00M

--0.00

---5.00M

Net cash flow

Beginning cash balance

38.49%133.68M

-7.30%228.55M

-12.58%122.07M

-35.52%139.63M

-35.86%96.52M

69.96%246.54M

-5.22%139.63M

-46.25%216.54M

-59.99%150.48M

-68.79%145.06M

-57.81%147.32M

-15.82%402.87M

15.72%376.06M

41.46%464.77M

78.13%349.14M

82.55%478.58M

107.11%324.96M

72.74%328.56M

70.61%196.00M

38.88%262.16M

-31.81%156.90M

21.31%190.20M

103.49%114.89M

27.19%188.77M

91.31%230.11M

-0.55%156.79M

-51.12%56.46M

--148.41M

--120.28M

--157.65M

--115.49M

Current period cash flow changes

-46.03%23.26M

-16.63%-94.88M

-0.40%106.48M

77.17%-17.56M

-34.75%43.10M

-1600.94%-81.35M

4830.40%106.91M

69.90%-76.91M

146.43%66.07M

106.11%5.42M

-101.95%-2.26M

-97.43%-255.55M

-82.55%26.81M

-2368.17%-88.71M

-12.77%115.62M

-95.66%-129.44M

45.95%153.62M

89.21%-3.59M

75.99%132.55M

10.46%-66.15M

354.61%105.25M

-145.41%-33.30M

-24.93%75.32M

19.65%-73.89M

-246.95%-41.34M

296.20%73.32M

137.96%100.33M

---91.96M

--28.13M

---37.37M

--42.16M

Ending cash balance

12.40%156.94M

-19.08%133.68M

-7.30%228.55M

-12.58%122.07M

-35.52%139.63M

9.78%165.19M

69.96%246.54M

-5.22%139.63M

-46.25%216.54M

-59.99%150.48M

-68.79%145.06M

-57.81%147.32M

-15.82%402.87M

15.72%376.06M

41.46%464.77M

78.13%349.14M

82.55%478.58M

107.11%324.96M

72.74%328.56M

70.61%196.00M

38.88%262.16M

-31.81%156.90M

21.31%190.20M

103.49%114.89M

27.19%188.77M

91.31%230.11M

-0.55%156.79M

--56.46M

--148.41M

--120.28M

--157.65M

Free cash flow

-14.33%110.51M

-70.58%-145.33M

17.46%150.15M

125.44%29.03M

23.21%128.98M

-1337.49%-85.20M

364.51%127.83M

51.57%-114.10M

0.90%104.69M

23.35%-5.93M

-82.11%27.52M

-90.72%-235.57M

-40.96%103.75M

-301.17%-7.73M

-33.61%153.86M

-154.27%-123.52M

66.48%175.74M

-91.28%3.84M

198.91%231.74M

20.53%-48.58M

187.02%105.57M

-49.78%44.07M

-39.05%77.53M

48.84%-61.13M

-234.62%-121.31M

414.58%87.75M

76.51%127.20M

---119.50M

--90.11M

---27.89M

--72.06M

Currency unit

--USD

Audit opinions

----

FAQs

What is operating cash flow?



Operating cash flow is the cash generated or used by a company's core business operations. It adjusts net income for non-cash items and working capital changes, such as depreciation, receivables, inventory, and payables. Strong operating cash flow can indicate that the business is converting sales and earnings into real cash.

How Much Operating Cash Flow Did Pioneer Bancorp Inc Generate?



Pioneer Bancorp Inc generated 165.14M in operating cash flow in fiscal 2025, reflecting cash generated from its core business operations.

How Did Pioneer Bancorp Inc's Operating Cash Flow Change Year Over Year?



Pioneer Bancorp Inc's operating cash flow increased by 222.67% year over year.

What is investing cash flow?



Investing cash flow shows cash used for or generated from investment-related activities, such as capital expenditures, purchases or sales of investments, acquisitions, and asset disposals. Negative investing cash flow is not always bad, because it can reflect spending on future growth, but investors should check whether those investments support long-term returns.

How Much Does Pioneer Bancorp Inc Spend on Capital Expenditures?



Pioneer Bancorp Inc spent 2.32M on capital expenditures in the most recent quarter。

What is financing cash flow?



Financing cash flow shows how a company raises capital or returns capital to investors and creditors. It can include debt issuance, debt repayment, share issuance, share repurchases, dividend payments, and lease financing. Positive financing cash flow may show new capital raised, while negative financing cash flow may reflect debt repayment, dividends, or buybacks.

How Has Pioneer Bancorp Inc's Financing Cash Flow Changed?



Pioneer Bancorp Inc used -2.20M in financing activities in the latest quarter.

What is free cash flow and why does it matter for PBFS?



Free cash flow is the cash a company has left after funding the capital spending needed to maintain or grow the business. It is often used to assess financial flexibility, debt repayment capacity, dividend sustainability, buyback potential, and valuation quality. Investors should compare free cash flow with net income, revenue growth, and capital expenditures.

What was Pioneer Bancorp Inc’s free cash flow in the latest quarter?

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Free cash flow was 162.83M reflecting a 222.90% change from the previous year.