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Chime Financial Inc

CHYM
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33.780USD
+0.130+0.39%
Close 09-04 16:00ET
12.78BMarket Cap
LossP/E TTM

CHYM Balance Sheet

You can check out the annual or quarterly balance sheets of Chime Financial Inc here to evaluate the financial health, analyze fundamentals, and calculate key ratios for liquidity, leverage, and return on equity.
Quarterly
Quarterly+Annual
Quarterly
Annual
YOY
Hide blank rows
FY2026Q2
FY2026Q1
FY2025Q4
FY2025Q3
FY2025Q2
FY2025Q1
Total equity
Cash, cash equivalents and short-term investments
-2.74%1.06B
54.48%1.01B
--1.05B
--1.08B
--1.09B
--654.63M
- Cash and cash equivalents
-38.26%536.04M
91.00%607.68M
--466.25M
--445.03M
--868.28M
--318.16M
-Short-term investments
134.33%527.38M
19.95%403.61M
--587.83M
--633.74M
--225.06M
--336.47M
Receivables
12.06%385.17M
17.08%400.15M
--329.46M
--346.65M
--343.71M
--341.76M
-Accounts and notes receivable
26.42%276.49M
19.11%283.34M
--247.18M
--226.61M
--218.71M
--237.88M
-Loans receivable
-14.65%97.40M
5.70%105.81M
--71.58M
--109.00M
--114.12M
--100.11M
-Other receivables
3.69%11.29M
190.95%11.00M
--10.71M
--11.04M
--10.89M
--3.78M
Prepaid expenses
-1.98%71.08M
9.64%86.84M
--106.75M
--90.85M
--72.52M
--79.20M
Other current assets
19.13%269.84M
29.31%245.99M
--265.71M
--242.63M
--226.50M
--190.24M
Total current assets
3.08%1.79B
37.80%1.74B
--1.76B
--1.76B
--1.74B
--1.27B
Non-current assets
Net Fixed Assets
30.90%176.29M
27.52%175.71M
--177.75M
--172.13M
--134.68M
--137.80M
-Fixed Assets
36.32%264.50M
35.04%256.79M
--251.58M
--238.59M
--194.03M
--190.16M
-Accumulated depreciation
48.61%88.21M
54.84%81.07M
--73.83M
--66.45M
--59.36M
--52.36M
Goodwill and other intangible assets
--27.49M
--27.49M
--27.49M
--27.49M
----
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Other non-current assets
-89.44%3.35M
-90.99%2.92M
--30.85M
--31.28M
--31.72M
--32.37M
Total non-current assets
24.48%207.13M
21.13%206.12M
--208.59M
--203.41M
--166.40M
--170.17M
Total assets
4.95%2.00B
35.82%1.95B
--1.96B
--1.96B
--1.90B
--1.44B
Liabilities
Current liabilities
-Other payables
-2.13%167.95M
-15.14%142.41M
--193.07M
--171.97M
--171.60M
--167.81M
Accrued expenses
19.14%146.77M
5.62%120.24M
--144.79M
--131.99M
--123.20M
--113.84M
Short-term debt and lease liabilities
--23.20M
--31.40M
----
----
----
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-Short-term debt
--23.20M
--31.40M
----
----
----
----
Other current liabilities
-2.13%167.95M
-15.14%142.41M
--193.07M
--171.97M
--171.60M
--167.81M
Total current liabilities
7.65%387.22M
3.16%344.10M
--387.92M
--355.92M
--359.70M
--333.55M
Non-current liabilities
Long-term debt and lease liabilities
57.62%117.85M
55.78%120.61M
--123.28M
--125.84M
--74.77M
--77.43M
-Long-term lease liabilities
57.62%117.85M
55.78%120.61M
--123.28M
--125.84M
--74.77M
--77.43M
Other non-current liabilities
117.38%86.76M
2.83%44.23M
--51.69M
--37.28M
--39.91M
--43.01M
Total non-current liabilities
78.42%204.61M
36.87%164.84M
--174.97M
--163.12M
--114.68M
--120.44M
Total liabilities
24.76%591.83M
12.11%508.94M
--562.90M
--519.04M
--474.38M
--453.98M
Shareholders' equity
Common equity
-0.10%4.70B
975.59%4.76B
--4.78B
--4.77B
--4.70B
--442.83M
Preferred equity
----
----
----
----
----
--2.89B
Retained earnings
-0.56%-3.29B
-41.23%-3.32B
---3.37B
---3.33B
---3.27B
---2.35B
Capital reserves
-0.10%4.70B
975.59%4.76B
--4.78B
--4.77B
--4.70B
--442.83M
Gains losses not affecting retained earnings
-372.41%-548.00K
-422.11%-947.00K
--172.00K
---79.00K
---116.00K
--294.00K
Total equity
-1.63%1.40B
46.78%1.44B
--1.40B
--1.44B
--1.43B
--982.02M
Currency unit
--USD
--USD
--USD
--USD
--USD
--USD
Audit opinions
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FAQs

Which balance sheet metrics matter most when analyzing CHYM stock?

Important metrics include cash and short-term investments, total assets, current assets, total liabilities, current liabilities, long-term debt, shareholders' equity, retained earnings, inventory, receivables, working capital, current ratio, quick ratio, debt-to-equity ratio, and return on equity. Investors usually review these together rather than relying on one number.

What is the difference between assets, liabilities, and shareholders' equity?

Assets are resources the company owns or controls, such as cash, receivables, inventory, investments, and property. Liabilities are obligations the company owes, such as accounts payable, debt, leases, and taxes. Shareholders' equity is the residual value after liabilities are subtracted from assets.

What is the difference between current and non-current items?

Current assets and current liabilities are generally expected to be converted, used, paid, or settled within one year or one operating cycle. Non-current assets and non-current liabilities are longer-term items, such as property, long-term investments, deferred tax assets, long-term debt, and lease obligations.

How Much Cash Does Chime Financial Inc Have?

In its most recent quarterly, Chime Financial Inc had 536.04M in cash and cash equivalents.

How Much Are Chime Financial Inc's Total Liabilities?

Chime Financial Inc reported 562.90M in total liabilities as of the latest reported quarter, including 387.92M in current liabilities and 174.97M in non-current liabilities.

What Are Chime Financial Inc's Total Assets?

As of the latest reported quarter, Chime Financial Inc's total assets were 1.96B, consisting of 1.76B in current assets and 208.59M in non-current assets.

How Much Shareholders' Equity Does Chime Financial Inc Have?

Chime Financial Inc reported 1.40B in total shareholders' equity as of the latest reported quarter.
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