Last year, Bread Financial Holdings Inc generated 3.93B USD for its biggest-performing segment, Finance charges, net. The United States made the largest contribution, accounting for 3.77B USD last year.

By Business

Revenue

Proportion

Annual

Annual

Quarterly

Finance charges, net

Short-term loyalty programs

Coalition loyalty program

Investment income

Other

Servicing fees, net

FY2020

FY2019

Finance charges, net

3.93B(86.95%)

4.73B(84.72%)

Short-term loyalty programs

487.70M(10.79%)

635.50M(11.39%)

Coalition loyalty program

262.50M(5.81%)

290.10M(5.20%)

Investment income

12.80M(0.28%)

12.60M(0.23%)

Other

1.90M(0.04%)

95.30M(1.71%)

Servicing fees, net

-174.90M(-3.87%)

-180.70M(-3.24%)

By Region

Revenue

Proportion

Annual

Annual

Quarterly

United States

Europe & Middle East & Africa (EMEA) (Region)

Canada

Asia Pacific (Region)

Other

FY2020

FY2019

United States

3.77B(83.33%)

4.59B(82.21%)

Europe & Middle East & Africa (EMEA) (Region)

332.60M(7.36%)

449.10M(8.05%)

Canada

286.90M(6.35%)

352.20M(6.31%)

Asia Pacific (Region)

80.50M(1.78%)

121.70M(2.18%)

Other

53.70M(1.19%)

70.00M(1.25%)