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Bread Financial Holdings Inc

BFH
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99.510USD
-2.940-2.87%
Market hours 10/23, 13:26(ET)
3.82BMarket Cap
8.00P/E TTM

Bread Financial Holdings Inc Earnings Dates & Reports

This page offers detailed Bread Financial Holdings Inc earnings data including the latest Bread Financial Holdings Inc earnings report, the upcoming Bread Financial Holdings Inc earnings date, historical data and Bread Financial Holdings Inc earnings call news.

BFH Latest Quarter’s Earnings

Announce Date10/22/2026
EPS Actual (USD)--
Revenue Actual (USD)--

BFH Upcoming Quarter's Earnings

Announce Date--
EPS Forecast (USD)--
Revenue Forecast (USD)--

BFH FY2025 Earnings

EPS (YoY)11.0798.19%
Revenue (YoY)4.18B-3.49%

Bread Financial Holdings Inc (BFH) Earnings History

Release DatePeriod EndEPS/ForecastRevenue/ForecastEPS Surprise %Revenue Surprise %
7/23/202606/20263.61/2.721.04B/960.45M32.90%8.59%
4/23/202603/20264.18/3.091.07B/995.36M35.24%7.80%
1/29/202612/20251.20/0.361.04B/953.50M232.27%9.18%
10/23/202509/20254.04/2.081.05B/964.71M94.58%8.84%
7/24/202506/20252.98/1.871.02B/939.95M59.09%8.62%
4/24/202503/20252.82/2.251.07B/953.37M25.32%11.81%
1/30/202512/20240.14/0.331.03B/965.78M-57.58%6.24%
10/24/202409/20240.04/1.861.11B/981.28M-97.84%13.02%

Bread Financial Holdings Inc Latest Earnings Call Transcripts

Bread Financial (BFH) Q3 2026 Earnings Call: Loan Growth and Credit Improvement

Bread Financial’s Q3 2026 earnings call covered 7% loan growth, improving credit metrics, $156 million in net income and higher full-year guidance.

FAQs

How did Bread Financial Holdings Inc perform in its last earnings report?

On 2026-07-23, Bread Financial Holdings Inc reported EPS of 3.61 and +32.90% EPS surprise. Revenue was 1.04B, compared with the consensus estimate of 960.45M.

What does an earnings surprise mean?

An earnings surprise is the difference between a company's reported EPS or revenue and the analysts' consensus estimate. A positive surprise means results exceeded expectations, while a negative surprise means results fell short.

How can earnings reports affect BFH stock?

Earnings reports can increase volatility in BFH stock, especially when reported EPS, revenue or company guidance differs from market expectations. An earnings beat does not always lead to a price increase, as investors also consider the outlook, valuation and broader market conditions.
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