How did Synchrony Financial perform in its last earnings report?

On 2026-07-21, Synchrony Financial reported EPS of 2.61 and +23.60% EPS surprise. Revenue was 5.18B, compared with the consensus estimate of 4.33B.

What does an earnings surprise mean?

An earnings surprise is the difference between a company's reported EPS or revenue and the analysts' consensus estimate. A positive surprise means results exceeded expectations, while a negative surprise means results fell short.

How can earnings reports affect SYF stock?

Earnings reports can increase volatility in SYF stock, especially when reported EPS, revenue or company guidance differs from market expectations. An earnings beat does not always lead to a price increase, as investors also consider the outlook, valuation and broader market conditions.

Synchrony Financial (SYF) Earnings Date & Reports & Earnings News

Synchrony Financial Earnings Dates & Reports

This page offers detailed Synchrony Financial earnings data including the latest Synchrony Financial earnings report, the upcoming Synchrony Financial earnings date, historical data and Synchrony Financial earnings call news.

SYF Latest Quarter’s Earnings

Announce Date7/21/2026

EPS Actual (USD)2.61

Revenue Actual (USD)5.18B

SYF Upcoming Quarter's Earnings

Announce Date--

EPS Forecast (USD)--

Revenue Forecast (USD)--

SYF FY2025 Earnings

EPS (YoY)9.388.50%

Revenue (YoY)20.42B3.08%

Synchrony Financial (SYF) Earnings History

Release Date	Period End	EPS/Forecast	Revenue/Forecast	EPS Surprise %	Revenue Surprise %
7/21/2026	06/2026	2.61/2.11	5.18B/4.33B	23.53%	19.66%
4/21/2026	03/2026	2.29/2.19	5.13B/4.35B	4.76%	18.03%
1/27/2026	12/2025	2.07/2.04	5.29B/4.77B	1.31%	10.83%
10/15/2025	09/2025	2.89/2.22	5.21B/4.69B	29.84%	11.14%
7/23/2025	06/2025	2.51/1.75	5.00B/4.45B	44.00%	12.40%
4/22/2025	03/2025	1.91/1.67	4.92B/4.56B	14.23%	8.09%
1/28/2025	12/2024	1.93/1.93	5.01B/4.51B	0.07%	11.09%
10/16/2024	09/2024	1.96/1.79	5.07B/4.49B	9.21%	13.01%

Synchrony Financial