How did SmartFinancial Inc perform in its last earnings report?

On 2026-10-19, SmartFinancial Inc reported EPS of 1.11 and +15.33% EPS surprise. Revenue was 53.23M, compared with the consensus estimate of 49.47M.

What does an earnings surprise mean?

An earnings surprise is the difference between a company's reported EPS or revenue and the analysts' consensus estimate. A positive surprise means results exceeded expectations, while a negative surprise means results fell short.

How can earnings reports affect SMBK stock?

Earnings reports can increase volatility in SMBK stock, especially when reported EPS, revenue or company guidance differs from market expectations. An earnings beat does not always lead to a price increase, as investors also consider the outlook, valuation and broader market conditions.

SmartFinancial Inc Earnings Dates & Reports

This page offers detailed SmartFinancial Inc earnings data including the latest SmartFinancial Inc earnings report, the upcoming SmartFinancial Inc earnings date, historical data and SmartFinancial Inc earnings call news.

SMBK Latest Quarter’s Earnings

Announce Date10/19/2026

EPS Actual (USD)1.11

Revenue Actual (USD)53.23M

SMBK Upcoming Quarter's Earnings

Announce Date--

EPS Forecast (USD)--

Revenue Forecast (USD)--

SMBK FY2025 Earnings

EPS (YoY)3.0039.22%

Revenue (YoY)177.78M16.31%

SmartFinancial Inc (SMBK) Earnings History

Release Date	Period End	EPS/Forecast	Revenue/Forecast	EPS Surprise %	Revenue Surprise %
10/19/2026	09/2026	1.11/0.96	53.23M/49.47M	15.35%	7.60%
8/10/2026	06/2026	0.97/0.90	51.63M/55.74M	7.60%	-7.38%
4/20/2026	03/2026	0.81/0.78	49.27M/52.98M	4.26%	-7.01%
1/20/2026	12/2025	0.82/0.78	48.40M/51.38M	4.29%	-5.80%
10/21/2025	09/2025	0.82/0.73	42.74M/51.34M	11.46%	-16.75%
7/21/2025	06/2025	0.70/0.64	44.42M/48.48M	8.72%	-8.37%
4/21/2025	03/2025	0.67/0.55	42.21M/46.23M	22.78%	-8.68%
1/21/2025	12/2024	0.58/0.51	42.22M/44.37M	14.12%	-4.85%

SmartFinancial Inc Latest Earnings Call Transcripts

SmartFinancial (SMBK) Q3 2026 Earnings Call: Record Revenue and 15% Loan Growth

SmartFinancial’s Q3 2026 earnings call covered $1.10 operating EPS, record $57.5 million revenue, 15% annualized loan growth and a 3.45% margin outlook.