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Root Inc

ROOT
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54.150USD
-3.890-6.70%
Close 07-31 16:00ETQuotes delayed by 15 min
856.99MMarket Cap
15.35P/E TTM

ROOT Balance Sheet

You can check out the annual or quarterly balance sheets of Root Inc here to evaluate the financial health, analyze fundamentals, and calculate key ratios for liquidity, leverage, and return on equity.
Quarterly
Quarterly+Annual
Quarterly
Annual
YOY
Hide blank rows
FY2026Q1
FY2025Q4
FY2025Q3
FY2025Q2
FY2025Q1
FY2024Q4
FY2024Q3
FY2024Q2
FY2024Q1
FY2023Q4
FY2023Q3
FY2023Q2
FY2023Q1
FY2022Q4
FY2022Q3
FY2022Q2
FY2022Q1
FY2021Q4
FY2021Q3
FY2021Q2
FY2021Q1
FY2020Q4
FY2020Q3
FY2020Q2
Total equity
- Cash and cash equivalents
-2.00%597.20M
11.68%669.30M
-3.19%653.30M
-3.87%641.40M
-4.86%609.40M
-11.70%599.30M
6.22%674.80M
6.24%667.20M
-5.71%640.50M
-10.94%678.70M
-22.50%635.30M
-29.09%628.00M
-27.32%679.30M
7.95%762.10M
-1.73%819.70M
-8.99%885.60M
-15.51%934.70M
-36.56%706.00M
282.97%834.10M
303.94%973.10M
--1.11B
--1.11B
--217.80M
--240.90M
Restricted cash
150.00%22.50M
30.38%20.60M
-88.54%1.10M
-63.78%4.60M
-7.22%9.00M
731.58%15.80M
166.67%9.60M
243.24%12.70M
781.82%9.70M
35.71%1.90M
157.14%3.60M
146.67%3.70M
-26.67%1.10M
40.00%1.40M
40.00%1.40M
15.38%1.50M
-62.50%1.50M
-75.00%1.00M
-71.43%1.00M
-84.15%1.30M
--4.00M
--4.00M
--3.50M
--8.20M
Non-current assets
Net Fixed Assets
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-42.70%5.10M
-6.25%9.00M
-8.82%9.30M
--9.70M
--8.90M
--9.60M
--10.20M
Goodwill and other intangible assets
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--9.60M
----
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Total assets
6.27%1.68B
11.95%1.67B
5.15%1.64B
6.14%1.59B
10.70%1.59B
10.98%1.50B
25.94%1.56B
25.18%1.50B
19.25%1.43B
2.65%1.35B
-10.40%1.24B
-19.25%1.19B
-23.16%1.20B
-0.49%1.31B
-9.20%1.38B
-6.80%1.48B
-8.27%1.56B
-25.14%1.32B
81.81%1.52B
124.63%1.59B
--1.70B
--1.76B
--838.50M
--706.80M
Liabilities
Current liabilities
Short-term debt and lease liabilities
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--99.50M
----
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Non-current liabilities
Long-term debt and lease liabilities
0.31%197.10M
0.36%197.00M
-32.90%196.80M
-32.81%196.60M
-32.66%196.50M
-32.57%196.30M
1.00%293.30M
1.04%292.60M
1.00%291.80M
1.04%291.10M
1.04%290.40M
1.01%289.60M
1.05%288.90M
--288.10M
42.49%287.40M
45.46%286.70M
48.75%285.90M
-100.00%0.00
-8.32%201.70M
3.68%197.10M
--192.20M
--88.70M
--220.00M
--190.10M
-Long-term debt
0.31%197.10M
0.36%197.00M
-32.90%196.80M
-32.81%196.60M
-32.66%196.50M
-32.57%196.30M
1.00%293.30M
1.04%292.60M
1.00%291.80M
1.04%291.10M
1.04%290.40M
1.01%289.60M
1.05%288.90M
--288.10M
42.49%287.40M
45.46%286.70M
48.75%285.90M
-100.00%0.00
-8.32%201.70M
3.68%197.10M
--192.20M
--88.70M
--220.00M
--190.10M
Unpaid loss provision
12.95%472.70M
17.04%483.60M
17.97%462.90M
18.28%444.50M
29.97%418.50M
45.39%413.20M
52.98%392.40M
52.45%375.80M
24.04%322.00M
-1.11%284.20M
-12.81%256.50M
-21.17%246.50M
-15.82%259.60M
-10.24%287.40M
-2.16%294.20M
14.75%312.70M
28.13%308.40M
34.99%320.20M
33.47%300.70M
43.19%272.50M
--240.70M
--237.20M
--225.30M
--190.30M
Unearned premiums
-1.88%412.40M
11.25%393.70M
15.49%409.30M
16.34%395.20M
23.84%420.30M
24.74%353.90M
61.90%354.40M
119.73%339.70M
140.54%339.40M
107.84%283.70M
39.16%218.90M
-4.51%154.60M
-26.70%141.10M
-24.21%136.50M
-25.41%157.30M
-17.31%161.90M
-3.46%192.50M
14.64%180.10M
27.74%210.90M
25.43%195.80M
--199.40M
--157.10M
--165.10M
--156.10M
Total liabilities
0.18%1.25B
8.32%1.28B
-0.21%1.27B
-0.11%1.23B
7.81%1.24B
10.28%1.18B
33.32%1.27B
41.91%1.23B
36.57%1.15B
15.83%1.07B
1.04%951.10M
-11.36%868.50M
-13.95%845.40M
37.70%923.80M
5.94%941.30M
18.66%979.80M
27.61%982.50M
-8.08%670.90M
4.71%888.50M
30.32%825.70M
--769.90M
--729.90M
--848.50M
--633.60M
Shareholders' equity
Common equity
2.10%1.93B
1.81%1.92B
1.31%1.91B
0.12%1.88B
0.06%1.89B
0.24%1.89B
0.47%1.88B
0.85%1.88B
1.79%1.89B
1.77%1.88B
2.00%1.87B
2.01%1.87B
2.12%1.86B
2.47%1.85B
2.44%1.84B
2.36%1.83B
2.13%1.82B
1.72%1.81B
4439.98%1.79B
4652.46%1.79B
--1.78B
--1.78B
--39.52M
--37.60M
Preferred equity
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
0.00%112.00M
--112.00M
--112.00M
--112.00M
--112.00M
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--560.40M
--560.40M
Retained earnings
3.47%-1.61B
2.40%-1.64B
3.35%-1.65B
4.94%-1.64B
3.36%-1.66B
1.94%-1.68B
-0.76%-1.70B
-4.95%-1.73B
-7.01%-1.72B
-9.40%-1.72B
-12.72%-1.69B
-14.55%-1.65B
-19.47%-1.61B
-23.44%-1.57B
-29.43%-1.50B
-39.97%-1.44B
-58.86%-1.35B
-69.80%-1.27B
-88.58%-1.16B
-93.81%-1.03B
---847.60M
---748.00M
---614.70M
---529.50M
Capital reserves
2.10%1.93B
1.81%1.92B
1.31%1.91B
0.12%1.88B
0.06%1.89B
0.24%1.89B
0.47%1.88B
0.85%1.88B
1.79%1.89B
1.77%1.88B
2.00%1.87B
2.01%1.87B
2.12%1.86B
2.47%1.85B
2.44%1.84B
2.36%1.83B
2.13%1.82B
1.72%1.81B
4442.78%1.79B
4652.39%1.79B
--1.78B
--1.78B
--39.50M
--37.60M
Less: Treasury stock
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-100.00%0.00
0.00%800.00K
0.00%800.00K
--800.00K
--800.00K
--800.00K
--800.00K
Gains losses not affecting retained earnings
-42.86%400.00K
269.57%3.90M
66.67%3.50M
167.65%2.30M
121.21%700.00K
8.00%-2.30M
131.82%2.10M
42.37%-3.40M
29.79%-3.30M
56.90%-2.50M
4.35%-6.60M
-28.26%-5.90M
-42.42%-4.70M
-1550.00%-5.80M
-531.25%-6.90M
-319.05%-4.60M
-257.14%-3.30M
-92.86%400.00K
-71.43%1.60M
-61.82%2.10M
--2.10M
--5.60M
--5.60M
--5.50M
Total equity
28.53%437.91M
25.53%396.30M
28.27%377.00M
35.40%356.50M
22.69%340.70M
13.68%315.70M
1.66%293.90M
-19.33%263.30M
-21.93%277.70M
-28.63%277.70M
-34.73%289.10M
-34.72%326.40M
-38.75%355.70M
-39.99%389.10M
-30.36%442.90M
-34.38%500.00M
-37.85%580.70M
-37.19%648.40M
6460.00%636.00M
940.98%762.00M
--934.30M
--1.03B
---10.00M
--73.20M
Currency unit
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--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
Audit opinions
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FAQs

Which balance sheet metrics matter most when analyzing ROOT stock?

Important metrics include cash and short-term investments, total assets, current assets, total liabilities, current liabilities, long-term debt, shareholders' equity, retained earnings, inventory, receivables, working capital, current ratio, quick ratio, debt-to-equity ratio, and return on equity. Investors usually review these together rather than relying on one number.

What is the difference between assets, liabilities, and shareholders' equity?

Assets are resources the company owns or controls, such as cash, receivables, inventory, investments, and property. Liabilities are obligations the company owes, such as accounts payable, debt, leases, and taxes. Shareholders' equity is the residual value after liabilities are subtracted from assets.

What is the difference between current and non-current items?

Current assets and current liabilities are generally expected to be converted, used, paid, or settled within one year or one operating cycle. Non-current assets and non-current liabilities are longer-term items, such as property, long-term investments, deferred tax assets, long-term debt, and lease obligations.

How Much Cash Does Root Inc Have?

In its most recent quarterly, Root Inc had 597.20M in cash and cash equivalents.

How Much Shareholders' Equity Does Root Inc Have?

Root Inc reported 396.30M in total shareholders' equity as of the latest reported quarter.
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