How did Provident Financial Holdings Inc perform in its last earnings report?

On 2026-10-27, Provident Financial Holdings Inc reported EPS of 0.25 and -21.88% EPS surprise. Revenue was 16.38M, compared with the consensus estimate of 10.30M.

What does an earnings surprise mean?

An earnings surprise is the difference between a company's reported EPS or revenue and the analysts' consensus estimate. A positive surprise means results exceeded expectations, while a negative surprise means results fell short.

How can earnings reports affect PROV stock?

Earnings reports can increase volatility in PROV stock, especially when reported EPS, revenue or company guidance differs from market expectations. An earnings beat does not always lead to a price increase, as investors also consider the outlook, valuation and broader market conditions.

Provident Financial Holdings Inc Earnings Dates & Reports

This page offers detailed Provident Financial Holdings Inc earnings data including the latest Provident Financial Holdings Inc earnings report, the upcoming Provident Financial Holdings Inc earnings date, historical data and Provident Financial Holdings Inc earnings call news.

PROV Latest Quarter’s Earnings

Announce Date10/27/2026

EPS Actual (USD)0.25

Revenue Actual (USD)16.38M

PROV Upcoming Quarter's Earnings

Announce Date--

EPS Forecast (USD)--

Revenue Forecast (USD)--

PROV FY2026 Earnings

EPS (YoY)1.0411.38%

Revenue (YoY)38.52M2.65%

Provident Financial Holdings Inc (PROV) Earnings History

Release Date	Period End	EPS/Forecast	Revenue/Forecast	EPS Surprise %	Revenue Surprise %
10/27/2026	03/2027	0.25/0.32	16.38M/10.30M	-21.88%	59.06%
7/28/2026	12/2026	0.35/0.28	9.88M/10.00M	26.72%	-1.22%
4/28/2026	09/2026	0.21/0.31	9.68M/--	-31.40%	--
1/27/2026	06/2026	0.22/0.38	9.48M/--	-41.52%	--
10/28/2025	03/2026	0.26/0.30	9.48M/10.20M	-14.66%	-7.08%
7/28/2025	12/2025	0.25/0.28	9.44M/--	-13.63%	--
4/28/2025	09/2025	0.28/0.30	9.72M/9.86M	-7.34%	-1.43%
1/28/2025	06/2025	0.13/0.29	9.21M/9.74M	-55.42%	-5.43%

Provident Financial Holdings Inc Latest Earnings Call Transcripts

Provident Financial Holdings (PROV) Fiscal Q1 2027 Earnings Call: NIM Rises, Credit Stable

Provident Financial Holdings fiscal Q1 2027 earnings call covers 3.32% net interest margin, modest loan growth, stable credit quality and December-quarter guidance.