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Pagaya Technologies Ltd

PGY
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19.270USD
+1.630+9.24%
Close 07-31 16:00ETQuotes delayed by 15 min
1.61BMarket Cap
16.33P/E TTM

PGY Balance Sheet

You can check out the annual or quarterly balance sheets of Pagaya Technologies Ltd here to evaluate the financial health, analyze fundamentals, and calculate key ratios for liquidity, leverage, and return on equity.
Quarterly
Quarterly+Annual
Quarterly
Annual
YOY
Hide blank rows
FY2026Q2
FY2026Q1
FY2025Q4
FY2025Q3
FY2025Q2
FY2025Q1
FY2024Q4
FY2024Q3
FY2024Q2
FY2024Q1
FY2023Q4
FY2023Q3
FY2023Q2
FY2023Q1
FY2022Q4
FY2022Q3
FY2022Q2
Total equity
Cash, cash equivalents and short-term investments
----
----
----
651.91%1.11B
-21.66%182.99M
-31.95%186.80M
0.77%187.92M
-41.76%147.10M
-23.17%233.59M
-5.15%274.50M
-39.81%186.48M
-22.97%252.58M
-26.73%304.05M
--289.39M
--309.79M
--327.90M
--414.97M
- Cash and cash equivalents
36.22%249.26M
70.14%317.81M
25.23%235.33M
48.41%218.31M
-21.66%182.99M
-31.95%186.80M
0.77%187.92M
-41.76%147.10M
-23.17%233.59M
-5.15%274.50M
-39.81%186.48M
-22.97%252.58M
-26.73%304.05M
--289.39M
--309.79M
--327.90M
--414.97M
-Short-term investments
----
----
----
--887.74M
----
--19.66M
----
----
----
----
----
----
----
----
--0.00
--0.00
--0.00
Receivables
----
----
----
----
47.17%139.99M
43.47%127.21M
46.34%120.02M
52.59%109.53M
35.55%95.12M
43.61%88.67M
36.18%82.02M
31.55%71.78M
78.84%70.17M
--61.74M
--60.23M
--54.57M
--39.24M
-Accounts and notes receivable
----
----
----
----
26.77%118.47M
23.09%107.54M
41.11%112.22M
45.69%98.28M
37.37%93.46M
49.43%87.37M
34.29%79.53M
29.43%67.46M
94.02%68.03M
--58.47M
--59.22M
--52.12M
--35.07M
-Loans receivable
----
----
----
----
1193.99%21.52M
1415.02%19.66M
213.13%7.80M
4418.47%11.25M
-22.33%1.66M
-60.35%1.30M
147.27%2.49M
-89.82%249.00K
-48.69%2.14M
--3.27M
--1.01M
--2.45M
--4.17M
Prepaid expenses
----
----
----
----
4.24%15.65M
22.96%23.43M
38.32%24.94M
-11.48%24.21M
-39.02%15.01M
-25.41%19.06M
-33.84%18.03M
21.50%27.35M
210.92%24.62M
--25.55M
--27.26M
--22.51M
--7.92M
Restricted cash
--55.17M
--62.22M
--53.02M
--46.45M
----
----
----
----
----
----
----
----
----
----
----
----
----
Other current assets
----
----
----
----
36.50%23.84M
7.41%18.12M
10.20%18.59M
-32.96%17.62M
-22.50%17.47M
-25.15%16.87M
-25.13%16.87M
-23.07%26.28M
125.17%22.54M
--22.54M
--22.54M
--34.16M
--10.01M
Total current assets
-16.01%304.42M
6.88%380.03M
-33.05%235.33M
-26.85%218.31M
0.35%362.47M
-10.91%355.56M
15.85%351.48M
-21.04%298.46M
-14.28%361.20M
-0.03%399.09M
-27.73%303.40M
-13.92%377.99M
-10.75%421.38M
--399.22M
--419.82M
--439.14M
--472.13M
Non-current assets
Net Fixed Assets
-12.02%59.98M
-15.56%60.38M
-18.77%60.80M
-12.08%64.57M
-26.10%68.17M
-25.81%71.51M
-23.06%74.85M
-22.91%73.45M
-2.66%92.26M
3.31%96.39M
4.90%97.29M
0.74%95.27M
41.95%94.78M
--93.30M
--92.74M
--94.57M
--66.77M
Goodwill and other intangible assets
-17.11%27.70M
-15.73%29.13M
-14.82%30.56M
176.22%31.99M
173.52%33.42M
168.89%34.57M
165.90%35.88M
-18.05%11.58M
-10.20%12.22M
-9.79%12.86M
--13.49M
--14.13M
--13.61M
--14.25M
----
----
----
Long-term debt
----
----
----
----
-6.73%848.54M
-17.03%740.83M
5.88%756.32M
37.08%912.13M
54.64%909.76M
77.19%892.85M
54.29%714.30M
50.26%665.40M
53.72%588.31M
--503.89M
--462.97M
--442.84M
--382.71M
Long-term prepaid expenses
----
----
----
----
-5.94%1.03M
3.24%1.21M
937.23%1.42M
633.79%1.06M
952.88%1.09M
928.07%1.17M
-3.52%137.00K
-94.64%145.00K
-34.18%104.00K
--114.00K
--142.00K
--2.71M
--158.00K
Other non-current assets
----
----
----
1179.57%237.91M
101.75%36.23M
30.58%25.92M
10.85%21.42M
240.22%18.59M
267.64%17.96M
301.31%19.85M
295.54%19.33M
-65.78%5.46M
-50.54%4.88M
--4.95M
--4.89M
--15.97M
--9.88M
Total non-current assets
----
----
----
----
-5.06%1.04B
-14.88%922.80M
3.83%939.59M
27.32%1.07B
42.59%1.09B
58.69%1.08B
44.73%904.97M
37.97%842.21M
50.25%765.70M
--683.14M
--625.26M
--610.43M
--509.61M
Total assets
21.02%1.69B
28.96%1.65B
19.74%1.55B
6.17%1.46B
-3.71%1.40B
-13.81%1.28B
6.84%1.29B
12.34%1.37B
22.40%1.45B
37.03%1.48B
15.63%1.21B
16.26%1.22B
20.92%1.19B
--1.08B
--1.05B
--1.05B
--981.74M
Liabilities
Current liabilities
-Other payables
----
----
----
--7.38M
----
--0.00
----
----
----
----
----
----
----
----
----
----
----
Accrued expenses
----
----
----
49.30%48.60M
10.51%39.88M
-8.42%33.62M
58.82%45.36M
10.97%32.55M
27.07%36.09M
33.44%36.71M
-42.29%28.56M
-27.29%29.33M
-28.76%28.40M
--27.51M
--49.50M
--40.34M
--39.87M
Short-term debt and lease liabilities
----
-15.54%114.70M
----
----
-3.07%183.17M
12.42%135.81M
236.55%126.83M
371.13%208.21M
185.83%188.97M
163.72%120.80M
-39.05%37.69M
391.96%44.19M
136.06%66.11M
--45.81M
--61.83M
--8.98M
--28.01M
-Short-term debt
----
--114.70M
----
----
----
----
----
----
----
----
----
----
----
----
----
----
----
Other current liabilities
----
----
----
--7.38M
----
--0.00
----
----
----
----
----
----
----
----
----
----
----
Total current liabilities
-58.31%106.10M
3.44%205.53M
-59.81%78.57M
-78.91%53.66M
5.48%254.47M
17.30%198.69M
160.92%195.49M
211.72%254.45M
115.96%241.25M
76.96%169.38M
-41.47%74.92M
-8.27%81.63M
25.54%111.71M
--95.72M
--128.02M
--88.98M
--88.98M
Non-current liabilities
Long-term debt and lease liabilities
52.53%874.93M
45.55%780.68M
50.54%824.27M
69.51%802.42M
18.67%573.62M
10.08%536.36M
48.80%547.53M
28.47%473.38M
69.97%483.37M
87.52%487.24M
159.32%367.97M
161.32%368.47M
121.86%284.39M
--259.83M
--141.90M
--141.00M
--128.18M
-Long-term debt
60.70%874.93M
53.74%780.68M
59.46%824.27M
72.20%767.46M
22.67%544.46M
14.01%507.79M
59.53%516.92M
36.15%445.69M
84.57%443.84M
108.69%445.40M
249.16%324.03M
274.11%327.36M
149.78%240.47M
--213.43M
--92.80M
--87.50M
--96.27M
-Long-term lease liabilities
----
----
----
26.23%34.96M
-26.25%29.15M
-31.70%28.57M
-30.33%30.61M
-32.65%27.69M
-10.00%39.53M
-9.83%41.84M
-10.50%43.94M
-23.15%41.12M
37.64%43.92M
--46.40M
--49.10M
--53.50M
--31.91M
Other non-current liabilities
----
----
----
----
-25.24%28.72M
7.46%28.26M
27.09%32.25M
9.81%25.72M
194.63%38.42M
167.06%26.30M
176.71%25.38M
-9.40%23.42M
-33.26%13.04M
--9.85M
--9.17M
--25.85M
--19.54M
Total non-current liabilities
----
----
----
----
15.41%602.34M
9.92%564.62M
47.36%579.78M
27.22%499.30M
75.13%521.90M
90.10%513.64M
159.47%393.45M
135.22%392.48M
101.73%298.00M
--270.20M
--151.64M
--166.86M
--147.72M
Total liabilities
18.37%1.01B
33.55%1.02B
23.89%960.46M
18.00%889.44M
12.27%856.81M
11.75%763.31M
65.52%775.28M
58.98%753.75M
86.27%763.15M
86.66%683.03M
67.48%468.38M
85.31%474.11M
73.09%409.71M
--365.92M
--279.66M
--255.84M
--236.71M
Shareholders' equity
Common equity
6.79%1.41B
7.74%1.40B
8.50%1.39B
9.67%1.38B
6.77%1.32B
6.92%1.30B
16.35%1.28B
18.74%1.26B
20.24%1.24B
20.97%1.21B
13.78%1.10B
11.90%1.06B
17.01%1.03B
--1.00B
--968.43M
--947.38M
--878.25M
Preferred equity
-59.46%30.10M
-59.46%30.10M
-59.46%30.10M
-59.46%30.10M
0.00%74.25M
0.00%74.25M
0.00%74.25M
0.00%74.25M
0.00%74.25M
--74.25M
--74.25M
--74.25M
--74.25M
----
----
----
----
Retained earnings
13.79%-792.69M
10.49%-837.96M
8.62%-862.65M
-27.02%-896.95M
-43.98%-919.50M
-66.03%-936.15M
-73.97%-944.04M
-33.68%-706.12M
-26.10%-638.64M
-18.66%-563.86M
-31.01%-542.64M
-38.93%-528.22M
-65.83%-506.47M
---475.17M
---414.20M
---380.20M
---305.41M
Capital reserves
6.79%1.41B
7.74%1.40B
8.50%1.39B
9.67%1.38B
6.77%1.32B
6.92%1.30B
16.35%1.28B
18.74%1.26B
20.24%1.24B
20.97%1.21B
13.78%1.10B
11.90%1.06B
17.01%1.03B
--1.00B
--968.43M
--947.38M
--878.25M
Gains losses not affecting retained earnings
33.49%-21.99M
-17.92%-32.28M
-320.60%-48.32M
49.92%-45.29M
53.46%-33.06M
-12.73%-27.37M
-2687.39%-11.49M
-2369.31%-90.43M
-3719.46%-71.05M
-1828.44%-24.28M
162.27%444.00K
--3.98M
--1.96M
---1.26M
---713.00K
----
----
Non-controlling interests
-46.03%54.63M
-33.68%69.84M
-34.52%75.33M
21.22%97.54M
12.99%101.23M
6.29%105.31M
8.51%115.06M
-40.80%80.47M
-50.21%89.59M
-47.44%99.08M
-49.96%106.03M
-40.00%135.92M
4.50%179.94M
--188.52M
--211.90M
--226.55M
--172.19M
Total equity
25.20%678.89M
22.17%629.25M
13.50%585.45M
-8.28%565.94M
-21.40%542.23M
-35.63%515.05M
-30.30%515.80M
-17.30%617.02M
-11.26%689.82M
11.69%800.16M
-3.32%740.00M
-6.00%746.10M
4.34%777.37M
--716.44M
--765.42M
--793.73M
--745.04M
Currency unit
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
--USD
Audit opinions
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FAQs

Which balance sheet metrics matter most when analyzing PGY stock?

Important metrics include cash and short-term investments, total assets, current assets, total liabilities, current liabilities, long-term debt, shareholders' equity, retained earnings, inventory, receivables, working capital, current ratio, quick ratio, debt-to-equity ratio, and return on equity. Investors usually review these together rather than relying on one number.

What is the difference between assets, liabilities, and shareholders' equity?

Assets are resources the company owns or controls, such as cash, receivables, inventory, investments, and property. Liabilities are obligations the company owes, such as accounts payable, debt, leases, and taxes. Shareholders' equity is the residual value after liabilities are subtracted from assets.

What is the difference between current and non-current items?

Current assets and current liabilities are generally expected to be converted, used, paid, or settled within one year or one operating cycle. Non-current assets and non-current liabilities are longer-term items, such as property, long-term investments, deferred tax assets, long-term debt, and lease obligations.

How Much Cash Does Pagaya Technologies Ltd Have?

In its most recent quarterly, Pagaya Technologies Ltd had 249.26M in cash and cash equivalents.

How Much Shareholders' Equity Does Pagaya Technologies Ltd Have?

Pagaya Technologies Ltd reported 585.45M in total shareholders' equity as of the latest reported quarter.
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