You can access the annual and quarterly cash flow statements of Peoples Bancorp of North Carolina Inc to evaluate its financial soundness and stability.

Quarterly

Quarterly+Annual

Quarterly

Annual

YOY

Hide blank rows

FY2026Q2

FY2026Q1

FY2025Q4

FY2025Q3

FY2025Q2

FY2025Q1

FY2024Q4

FY2024Q3

FY2024Q2

FY2024Q1

FY2023Q4

FY2023Q3

FY2023Q2

FY2023Q1

FY2022Q4

FY2022Q3

FY2022Q2

FY2022Q1

FY2021Q4

FY2021Q3

FY2021Q2

FY2021Q1

FY2020Q4

FY2020Q3

FY2020Q2

FY2020Q1

FY2019Q4

FY2019Q3

FY2019Q2

FY2019Q1

FY2018Q4

FY2018Q3

FY2018Q2

FY2018Q1

FY2017Q4

FY2017Q3

FY2017Q2

FY2017Q1

FY2016Q4

FY2016Q3

FY2016Q2

FY2016Q1

FY2015Q4

FY2015Q3

FY2015Q2

FY2015Q1

FY2014Q4

FY2014Q3

FY2014Q2

FY2014Q1

FY2013Q4

FY2013Q3

FY2013Q2

FY2013Q1

FY2012Q4

FY2012Q3

FY2012Q2

FY2012Q1

Operating cash flows (indirect method)

Cash flow from continuing operating activities

1828.55%33.17M

-6.20%36.36M

-482.36%-38.37M

387.84%43.76M

-94.31%1.72M

-39.42%38.76M

-40.93%10.04M

-41.88%8.97M

177.40%30.25M

565.98%63.99M

128.07%16.99M

-0.84%15.43M

-245.05%-39.08M

-121.75%-13.73M

-587.23%-60.53M

-17.20%15.56M

-56.70%26.94M

-49.55%63.15M

-65.27%12.42M

-44.97%18.80M

-64.34%62.22M

547.57%125.16M

294.49%35.78M

-43.83%34.16M

6062.65%174.47M

-45.30%19.33M

181.62%9.07M

451.76%60.82M

-125.75%-2.93M

687.96%35.33M

-215.34%-11.11M

-218.08%-17.29M

182.28%11.37M

-79.77%4.48M

-68.69%9.63M

-39.18%14.64M

-49.88%-13.81M

-18.97%22.17M

22.01%30.77M

524.49%24.07M

47.93%-9.22M

37.03%27.36M

299.56%25.22M

-63.41%3.85M

-214.91%-17.70M

404.75%19.96M

-166.74%-12.64M

-43.39%10.54M

107.95%15.40M

-61.71%3.96M

13.61%18.94M

193.58%18.61M

187.56%7.41M

169.40%10.33M

--16.67M

---19.89M

---8.46M

---14.88M

Net income from continuing operations

1.43%5.23M

1.22%4.40M

86.37%6.63M

-6.72%3.69M

5.56%5.16M

10.06%4.34M

3.46%3.56M

-4.07%3.96M

1.66%4.89M

24.46%3.95M

-17.05%3.44M

-22.25%4.13M

49.46%4.81M

-8.11%3.17M

37.91%4.15M

56.55%5.31M

-30.29%3.22M

-16.23%3.45M

56.61%3.01M

-24.82%3.39M

80.20%4.62M

74.10%4.12M

-35.27%1.92M

24.52%4.51M

-32.84%2.56M

-35.45%2.37M

-13.68%2.97M

4.44%3.62M

20.06%3.81M

11.02%3.67M

70.95%3.44M

6.94%3.47M

12.98%3.18M

49.80%3.30M

54.38%2.01M

31.95%3.24M

-5.19%2.81M

-10.11%2.21M

-40.49%1.30M

-1.44%2.46M

13.00%2.96M

5.37%2.45M

20.48%2.19M

2.09%2.49M

2.82%2.62M

-9.70%2.33M

31.50%1.82M

27.25%2.44M

56.28%2.55M

46.64%2.58M

13.85%1.38M

35.91%1.92M

8.22%1.63M

5.97%1.76M

--1.21M

--1.41M

--1.51M

--1.66M

Operating gains losses

-8.79%643.00K

-7.90%653.00K

65.60%621.00K

-30.62%775.00K

-6.99%705.00K

5.66%709.00K

-47.18%375.00K

60.49%1.12M

-7.22%758.00K

-25.69%671.00K

-36.44%710.00K

-50.60%696.00K

-56.75%817.00K

-44.12%903.00K

-29.21%1.12M

-2.29%1.41M

39.82%1.89M

34.89%1.62M

43.06%1.58M

35.65%1.44M

38.00%1.35M

15.41%1.20M

8.67%1.10M

3.91%1.06M

-0.51%979.00K

10.19%1.04M

-4.52%1.01M

-6.15%1.02M

-17.17%984.00K

-23.41%942.00K

-15.23%1.06M

-13.35%1.09M

-7.04%1.19M

0.16%1.23M

0.97%1.25M

-4.62%1.26M

-7.86%1.28M

-16.75%1.23M

-18.82%1.24M

-13.39%1.32M

-9.29%1.39M

0.27%1.48M

-6.42%1.53M

-23.70%1.52M

-1.10%1.53M

-14.08%1.47M

-30.54%1.64M

20.17%2.00M

-30.52%1.55M

-22.64%1.71M

5.80%2.35M

-26.01%1.66M

0.63%2.23M

0.82%2.21M

--2.23M

--2.25M

--2.21M

--2.19M

Deferred tax

-64.86%13.00K

-90.97%71.00K

-92.32%84.00K

-406.45%-475.00K

470.00%37.00K

477.88%786.00K

633.66%1.09M

1650.00%155.00K

-11.11%-10.00K

9.17%-208.00K

59.80%-205.00K

0.00%-10.00K

18.18%-9.00K

-2190.00%-229.00K

-99.22%-510.00K

-11.11%-10.00K

-22.22%-11.00K

-11.11%-10.00K

52.15%-256.00K

0.00%-9.00K

-12.50%-9.00K

-392.35%-535.00K

-200.00%-9.00K

-300.00%-8.00K

-85.21%183.00K

99.74%-3.00K

50.00%-2.00K

33.33%-2.00K

223.95%1.24M

---1.15M

---4.00K

99.73%-3.00K

-1763.33%-998.00K

100.00%0.00

-100.00%0.00

-105.12%-1.12M

--60.00K

-175.00%-75.00K

--15.00K

---547.00K

-100.00%0.00

--100.00K

----

-66.67%178.00K

----

350.70%534.00K

----

---213.00K

----

Other non-cash items

264.15%193.00K

-118.52%-59.00K

-13.28%111.00K

762.50%53.00K

-38.37%53.00K

-550.00%-27.00K

-33.68%128.00K

90.48%-8.00K

-32.28%86.00K

112.24%6.00K

-43.90%193.00K

-600.00%-84.00K

570.37%127.00K

12.50%-49.00K

-0.86%344.00K

81.82%-12.00K

51.79%-27.00K

-27.27%-56.00K

247.00%347.00K

-3400.00%-66.00K

-2900.00%-56.00K

42.86%-44.00K

119.38%100.00K

-99.11%2.00K

-96.67%2.00K

-170.00%-77.00K

-1021.74%-516.00K

2900.00%224.00K

-26.83%60.00K

92.98%110.00K

-276.92%-46.00K

-108.42%-8.00K

100.00%82.00K

-86.74%57.00K

-94.30%26.00K

-57.59%95.00K

-77.47%41.00K

514.29%430.00K

122.44%456.00K

250.00%224.00K

80.20%182.00K

-40.17%70.00K

75.21%205.00K

-39.05%64.00K

18.82%101.00K

42.68%117.00K

69.57%117.00K

208.82%105.00K

93.18%85.00K

215.38%82.00K

505.88%69.00K

--34.00K

238.46%44.00K

550.00%26.00K

---17.00K

--0.00

--13.00K

--4.00K

Change in working capital

766.21%26.80M

-5.94%30.74M

-1015.54%-43.24M

1033.80%39.18M

-116.09%-4.02M

-45.06%32.68M

-62.06%4.72M

-65.91%3.46M

155.54%25.00M

393.86%59.48M

118.77%12.45M

19.79%10.14M

-309.69%-45.01M

-134.85%-20.24M

-923.69%-66.30M

-40.93%8.46M

-62.04%21.46M

-51.74%58.08M

-75.52%8.05M

-51.86%14.33M

-66.73%56.54M

730.76%120.35M

540.49%32.88M

-46.27%29.76M

2263.06%169.97M

-52.76%14.49M

130.73%5.13M

366.33%55.39M

-216.55%-7.86M

22650.00%30.67M

-323.52%-16.71M

-302.60%-20.80M

137.47%6.74M

-100.69%-136.00K

-71.67%7.47M

-49.95%10.27M

-39.37%-17.99M

-18.62%19.63M

22.69%26.39M

3768.87%20.51M

40.62%-12.91M

51.95%24.12M

236.88%21.51M

-109.35%-559.00K

-294.92%-21.74M

37895.24%15.87M

-210.81%-15.71M

-59.23%5.98M

261.88%11.15M

-100.76%-42.00K

9.36%14.18M

160.34%14.66M

123.47%3.08M

127.35%5.54M

--12.96M

---24.29M

---13.13M

---20.26M

-Change in other current assets

-134.65%-577.00K

117.51%219.00K

-7.22%501.00K

100.85%11.00K

-19.49%1.67M

-27.52%-1.25M

452.94%540.00K

-108.84%-1.30M

87.15%2.07M

-210.44%-981.00K

-593.55%-153.00K

-156.55%-622.00K

135.16%1.10M

50.16%-316.00K

103.70%31.00K

163.16%1.10M

-824.19%-3.14M

-314.38%-634.00K

-43.00%-838.00K

94.42%418.00K

283.12%434.00K

-266.30%-153.00K

-124.29%-586.00K

109.37%215.00K

80.73%-237.00K

-96.53%92.00K

153.08%2.41M

-221.18%-2.29M

-105.00%-1.23M

414.47%2.65M

-650.17%-4.55M

386.63%1.89M

48.81%-600.00K

-165.55%-843.00K

66.59%-606.00K

31.86%389.00K

-5480.95%-1.17M

410.32%1.29M

-147.81%-1.81M

-46.27%295.00K

-109.68%-21.00K

147.10%252.00K

65.89%-732.00K

-74.43%549.00K

122.53%217.00K

60.92%-535.00K

-368.25%-2.15M

262.77%2.15M

-183.96%-963.00K

-233.04%-1.37M

219.58%800.00K

-224.91%-1.32M

1538.57%1.15M

751.27%1.03M

---669.00K

--1.06M

--70.00K

---158.00K

-Change in other current liabilities

206.05%876.00K

-125.62%-114.00K

57.72%-104.00K

-105.60%-47.00K

-66.87%-826.00K

-51.63%445.00K

-174.32%-246.00K

2993.10%839.00K

39.71%-495.00K

-58.31%920.00K

427.72%331.00K

-123.39%-29.00K

-3184.00%-821.00K

1559.40%2.21M

-112.21%-101.00K

146.44%124.00K

56.14%-25.00K

-94.60%133.00K

160.19%827.00K

93.14%-267.00K

-101.31%-57.00K

318.84%2.46M

-4.73%-1.37M

-269.47%-3.89M

1204.07%4.34M

64.88%-1.13M

-143.39%-1.31M

3476.47%2.30M

-422.13%-393.00K

-904.08%-3.20M

201.80%3.02M

59.52%-68.00K

-90.49%122.00K

79.05%-319.00K

518.52%1.00M

71.08%-168.00K

49.71%1.28M

-570.93%-1.52M

117.88%162.00K

-177.67%-581.00K

86.30%857.00K

-139.14%-227.00K

92.89%-906.00K

128.25%748.00K

-96.35%460.00K

105.97%580.00K

-220.12%-12.74M

-214.19%-2.65M

2627.31%12.59M

-999.55%-9.71M

599.47%10.60M

121.00%2.32M

-104.31%-498.00K

-377.67%-883.00K

--1.52M

---11.04M

--11.55M

--318.00K

Cash from non-recurring investing activities

Cash from operating activities

1828.55%33.17M

-6.20%36.36M

-482.36%-38.37M

387.84%43.76M

-94.31%1.72M

-39.42%38.76M

-40.93%10.04M

-41.88%8.97M

177.40%30.25M

565.98%63.99M

128.07%16.99M

-0.84%15.43M

-245.05%-39.08M

-121.75%-13.73M

-587.23%-60.53M

-17.20%15.56M

-56.70%26.94M

-49.55%63.15M

-65.27%12.42M

-44.97%18.80M

-64.34%62.22M

547.57%125.16M

294.49%35.78M

-43.83%34.16M

6062.65%174.47M

-45.30%19.33M

181.62%9.07M

451.76%60.82M

-125.75%-2.93M

687.96%35.33M

-215.34%-11.11M

-218.08%-17.29M

182.28%11.37M

-79.77%4.48M

-68.69%9.63M

-39.18%14.64M

-49.88%-13.81M

-18.97%22.17M

22.01%30.77M

524.49%24.07M

47.93%-9.22M

37.03%27.36M

299.56%25.22M

-63.41%3.85M

-214.91%-17.70M

404.75%19.96M

-166.74%-12.64M

-43.39%10.54M

107.95%15.40M

-61.71%3.96M

13.61%18.94M

193.58%18.61M

187.56%7.41M

169.40%10.33M

--16.67M

---19.89M

---8.46M

---14.88M

Investing cash flow

Net cash from continuing investing activities

289.22%397.00K

-41.28%448.00K

46.25%234.00K

48.11%314.00K

17.24%102.00K

496.09%763.00K

-62.44%160.00K

-62.74%212.00K

108.11%87.00K

-77.39%128.00K

16.08%426.00K

-81.67%569.00K

-214.15%-1.07M

274.83%566.00K

249.52%367.00K

753.68%3.10M

879.17%940.00K

-37.86%151.00K

-45.88%105.00K

-139.16%-475.00K

-86.17%96.00K

-37.85%243.00K

-66.72%194.00K

339.49%1.21M

-53.27%694.00K

14.33%391.00K

159.79%583.00K

-32.52%276.00K

220.04%1.48M

-21.20%342.00K

-230.52%-975.00K

-50.72%409.00K

-65.19%464.00K

-83.60%434.00K

111.61%747.00K

2.09%830.00K

257.37%1.33M

3628.17%2.65M

-56.15%353.00K

-13.79%813.00K

20.71%373.00K

-76.09%71.00K

317.10%805.00K

-39.36%943.00K

-58.52%309.00K

-52.63%297.00K

-77.53%193.00K

1808.79%1.56M

55.86%745.00K

-47.22%627.00K

230.38%859.00K

-139.39%-91.00K

198.75%478.00K

346.62%1.19M

--260.00K

--231.00K

--160.00K

--266.00K

Capital expenditures

289.22%397.00K

-41.28%448.00K

46.25%234.00K

48.11%314.00K

17.24%102.00K

496.09%763.00K

-62.44%160.00K

-62.74%212.00K

-77.52%87.00K

-77.39%128.00K

16.08%426.00K

-81.67%569.00K

-58.83%387.00K

274.83%566.00K

249.52%367.00K

7662.50%3.10M

879.17%940.00K

-37.86%151.00K

-45.88%105.00K

-96.70%40.00K

-86.17%96.00K

-37.85%243.00K

-66.72%194.00K

24.67%1.21M

-53.27%694.00K

14.33%391.00K

34.02%583.00K

137.90%973.00K

220.04%1.48M

-21.20%342.00K

-41.77%435.00K

-50.72%409.00K

-65.19%464.00K

-83.60%434.00K

111.61%747.00K

2.09%830.00K

257.37%1.33M

3628.17%2.65M

-56.15%353.00K

-13.79%813.00K

20.71%373.00K

-76.09%71.00K

317.10%805.00K

-39.36%943.00K

-58.52%309.00K

-52.63%297.00K

-77.53%193.00K

--1.56M

55.86%745.00K

-47.22%627.00K

230.38%859.00K

----

198.75%478.00K

346.62%1.19M

--260.00K

--231.00K

--160.00K

--266.00K

Net cash flow from disposal of fixed assets

289.22%397.00K

-41.28%448.00K

46.25%234.00K

48.11%314.00K

17.24%102.00K

496.09%763.00K

-62.44%160.00K

-62.74%212.00K

108.11%87.00K

-77.39%128.00K

16.08%426.00K

-81.67%569.00K

-214.15%-1.07M

274.83%566.00K

249.52%367.00K

753.68%3.10M

879.17%940.00K

-37.86%151.00K

-45.88%105.00K

-139.16%-475.00K

-86.17%96.00K

-37.85%243.00K

-66.72%194.00K

339.49%1.21M

-53.27%694.00K

14.33%391.00K

159.79%583.00K

-32.52%276.00K

220.04%1.48M

-21.20%342.00K

-230.52%-975.00K

-50.72%409.00K

-65.19%464.00K

-83.60%434.00K

111.61%747.00K

2.09%830.00K

257.37%1.33M

3628.17%2.65M

-56.15%353.00K

-13.79%813.00K

20.71%373.00K

-76.09%71.00K

317.10%805.00K

-39.36%943.00K

-58.52%309.00K

-52.63%297.00K

-77.53%193.00K

1808.79%1.56M

55.86%745.00K

-47.22%627.00K

230.38%859.00K

-139.39%-91.00K

198.75%478.00K

346.62%1.19M

--260.00K

--231.00K

--160.00K

--266.00K

Net cash flow from investment products

-0.84%4.37M

-74.28%5.32M

787.76%2.02M

-128.82%-1.79M

1462.41%4.41M

825.78%20.69M

-116.86%-294.00K

9.01%6.21M

113.49%282.00K

-105.15%-2.85M

145.16%1.74M

116.28%5.69M

94.68%-2.09M

310.12%55.33M

56.02%-3.86M

5.63%-34.95M

3.07%-39.32M

68.97%-26.33M

61.90%-8.78M

-133.46%-37.04M

-922.77%-40.56M

-1203.69%-84.84M

-194.33%-23.05M

-52786.67%-15.87M

-78.41%-3.97M

-159.83%-6.51M

-162.79%-7.83M

-101.44%-30.00K

-163.39%-2.22M

-14.92%10.88M

273.00%12.47M

-50.20%2.08M

-117.16%-844.00K

162.69%12.79M

-39.89%3.34M

2416.27%4.18M

411.65%4.92M

-4.12%4.87M

1580.66%5.56M

-96.62%166.00K

-79.68%961.00K

613.77%5.08M

162.81%331.00K

-72.74%4.91M

-23.38%4.73M

-554.30%-988.00K

-126.74%-527.00K

245.43%18.00M

181.48%6.17M

-116.48%-151.00K

111.22%1.97M

-791.93%-12.38M

-139.22%-7.58M

-95.67%916.00K

---17.57M

---1.39M

--19.32M

--21.14M

Net cash flow from other investing activities

-567.31%-36.38M

-166.85%-36.05M

-51.21%-21.23M

-93.52%-25.55M

-27.54%-5.45M

2.48%-13.51M

5.54%-14.04M

35.93%-13.20M

23.88%-4.27M

29.07%-13.85M

46.28%-14.86M

54.78%-20.61M

91.86%-5.62M

-323.71%-19.53M

-501.17%-27.67M

-1561.39%-45.57M

-218.32%-69.00M

-303.49%-4.61M

-66.72%6.90M

31.82%-2.74M

167.78%58.31M

107.37%2.27M

584.00%20.73M

67.99%-4.02M

-771.29%-86.03M

-57.11%-30.73M

75.60%-4.28M

-136.77%-12.57M

37.76%-9.87M

-224.86%-19.56M

-36.90%-17.55M

-115.68%-5.31M

-70.19%-15.87M

50.24%-6.02M

-12.00%-12.82M

77.48%-2.46M

-1.45%-9.32M

-248.93%-12.10M

-254.48%-11.45M

36.25%-10.93M

-42.20%-9.19M

66.39%-3.47M

-43.32%-3.23M

-3.53%-17.14M

58.06%-6.46M

-1150.71%-10.32M

39.35%-2.25M

-107.98%-16.56M

-2219.12%-15.41M

-90.74%982.00K

-220.50%-3.71M

-151.52%-7.96M

-95.27%727.00K

9.46%10.61M

--3.08M

--15.45M

--15.38M

--9.69M

Cash from non-current investing activities

Net cash flow from investing activities

-2725.02%-32.40M

-586.86%-31.21M

-34.14%-19.44M

-283.55%-27.65M

71.88%-1.15M

138.06%6.41M

-7.01%-14.49M

54.40%-7.21M

38.50%-4.08M

-147.80%-16.84M

57.53%-13.55M

81.10%-15.81M

93.93%-6.63M

212.95%35.23M

-1502.91%-31.90M

-112.75%-83.63M

-718.92%-109.25M

62.18%-31.20M

-537.36%-1.99M

-86.28%-39.31M

119.46%17.65M

-119.19%-82.49M

103.58%455.00K

-63.91%-21.10M

-567.73%-90.69M

-316.90%-37.63M

-209.25%-12.70M

-253.97%-12.87M

20.91%-13.58M

-242.63%-9.03M

56.19%-4.11M

-510.50%-3.64M

-199.29%-17.17M

164.05%6.33M

-88.14%-9.37M

107.65%886.00K

33.29%-5.74M

-742.04%-9.88M

-45.37%-4.98M

12.16%-11.58M

-321.41%-8.60M

113.41%1.54M

-49.13%-3.43M

-11881.82%-13.18M

79.54%-2.04M

-2452.05%-11.48M

3.36%-2.30M

99.46%-110.00K

-36.18%-9.98M

-95.45%488.00K

83.88%-2.38M

-244.97%-20.25M

-120.93%-7.33M

-64.93%10.72M

---14.75M

--13.97M

--35.00M

--30.57M

Financing cash flow

Cash flow from continuous financing activities

-4.94%-1.15M

-4.33%-2.00M

88.42%-1.09M

90.44%-1.09M

97.36%-1.09M

93.90%-1.92M

-508.35%-9.44M

5.08%-11.43M

-180.09%-41.43M

-211.83%-31.43M

-73.02%2.31M

-6629.61%-12.05M

5591.42%51.73M

-131.84%-10.08M

128.00%8.57M

94.87%-179.00K

156.92%909.00K

-190.85%-4.35M

104.76%3.76M

-327.89%-3.49M

-168.13%-1.60M

-93.11%4.79M

-7.26%-78.88M

-96.42%1.53M

-43.05%2.34M

476.13%69.44M

-4856.60%-73.54M

408.57%42.79M

-45.33%4.12M

-6423.32%-18.46M

104.27%1.55M

214.74%8.41M

5.21%7.53M

-105.58%-283.00K

6.03%-36.21M

-52.88%2.67M

17.33%7.16M

-34.44%5.07M

-44.58%-38.54M

428.11%5.67M

-22.86%6.10M

176.81%7.74M

-1688.86%-26.65M

-5863.33%-1.73M

185.30%7.91M

-337.07%-10.07M

92.81%-1.49M

-98.40%30.00K

-212.24%-9.27M

-192.72%-2.30M

-130.88%-20.73M

124.49%1.88M

259.67%8.26M

-21.81%2.48M

---8.98M

---7.66M

---5.17M

--3.18M

Net cash flow from debt Issuance/repayment

----

100.00%0.00

-328.37%-8.43M

-2.43%-10.39M

-175.31%-40.39M

-237.29%-27.50M

-61.96%3.69M

-1308.10%-10.15M

2208.95%53.64M

-259.00%-8.15M

103.74%9.70M

-22.44%840.00K

448.28%2.32M

-139.74%-2.27M

106.11%4.76M

-54.95%1.08M

-120.77%-667.00K

-92.29%5.71M

-7.21%-77.95M

-94.56%2.40M

-50.60%3.21M

539.75%74.16M

-3221.77%-72.71M

380.58%44.19M

-21.79%6.50M

-3472.80%-16.86M

106.55%2.33M

176.16%9.20M

6.39%8.31M

-91.27%500.00K

6.41%-35.55M

-59.41%3.33M

17.34%7.81M

-29.98%5.73M

-46.86%-37.99M

885.17%8.21M

-30.51%6.66M

184.11%8.18M

-90.33%-25.87M

-508.20%-1.04M

178.17%9.58M

-368.37%-9.73M

-74.72%-13.59M

-88.38%256.00K

-59.86%3.44M

-173.91%-2.08M

9.11%-7.78M

129.88%2.20M

22.07%8.58M

-27.56%2.81M

---8.56M

---7.37M

--7.03M

--3.88M

Net cash flow from common stock issuance/repurchase

----

--0.00

100.00%0.00

---2.00M

-179.31%-324.00K

---840.00K

-110.89%-833.00K

100.00%0.00

---116.00K

100.00%0.00

---395.00K

---199.00K

--0.00

---3.60M

--0.00

100.00%0.00

--0.00

100.00%0.00

-1873.03%-3.00M

--0.00

---577.00K

---1.76M

---152.00K

--0.00

----

100.00%0.00

----

99.71%-1.00K

-740.25%-1.98M

100.00%0.00

----

-102.74%-341.00K

---236.00K

---1.34M

----

--12.44M

----

Net cash flow from preferred stock issuance/repurchase

----

--0.00

100.00%0.00

----

--0.00

---12.52M

----

-2833.02%-12.52M

----

---427.00K

--0.00

---11.70M

----

Cash dividend payments

4.94%1.15M

5.44%2.08M

5.20%1.09M

5.10%1.09M

2.02%1.97M

-1.61%1.04M

-1.80%1.04M

-2.71%1.04M

0.21%1.93M

3.53%1.06M

3.83%1.06M

4.91%1.07M

2.56%1.93M

5.59%1.02M

5.38%1.02M

9.57%1.02M

101.83%1.88M

10.78%966.00K

10.77%967.00K

7.14%930.00K

-47.72%930.00K

4.93%872.00K

5.05%873.00K

4.33%868.00K

23.11%1.78M

6.13%831.00K

6.12%832.00K

84.55%1.45M

18.28%783.00K

19.18%783.00K

19.15%784.00K

19.00%783.00K

20.36%662.00K

19.67%657.00K

17.50%658.00K

47.20%658.00K

23.04%550.00K

22.54%549.00K

66.17%560.00K

30.70%447.00K

31.09%447.00K

97.36%448.00K

48.46%337.00K

50.66%342.00K

-21.25%341.00K

-30.79%227.00K

-30.15%227.00K

-21.27%433.00K

22.85%328.00K

-36.02%325.00K

-53.64%325.00K

--550.00K

--267.00K

--508.00K

--701.00K

Proceeds from stock option exercised by employees

--0.00

--74.00K

-1.96%50.00K

----

--51.00K

----

31.58%-39.00K

--0.00

----

---57.00K

--0.00

-100.00%0.00

--57.00K

----

--207.00K

----

100.00%0.00

-100.00%0.00

----

---1.00K

--1.00K

--37.00K

----

-100.00%0.00

----

--129.00K

--410.00K

----

Proceeds from issuance of warrants

----

--425.00K

---425.00K

----

Net cash flow from other financing activities

--0.00

----

-150.00%-50.00K

--0.00

--50.00K

---20.00K

----

--0.00

----

--0.00

Net cash from non-recurrent financing activities

Net cash from financing activities

-4.94%-1.15M

-4.33%-2.00M

88.42%-1.09M

90.44%-1.09M

97.36%-1.09M

93.90%-1.92M

-508.35%-9.44M

5.08%-11.43M

-180.09%-41.43M

-211.83%-31.43M

-73.02%2.31M

-6629.61%-12.05M

5591.42%51.73M

-131.84%-10.08M

128.00%8.57M

94.87%-179.00K

156.92%909.00K

-190.85%-4.35M

104.76%3.76M

-327.89%-3.49M

-168.13%-1.60M

-93.11%4.79M

-7.26%-78.88M

-96.42%1.53M

-43.05%2.34M

476.13%69.44M

-4856.60%-73.54M

408.57%42.79M

-45.33%4.12M

-6423.32%-18.46M

104.27%1.55M

214.74%8.41M

5.21%7.53M

-105.58%-283.00K

6.03%-36.21M

-52.88%2.67M

17.33%7.16M

-34.44%5.07M

-44.58%-38.54M

428.11%5.67M

-22.86%6.10M

176.81%7.74M

-1688.86%-26.65M

-5863.33%-1.73M

185.30%7.91M

-337.07%-10.07M

92.81%-1.49M

-98.40%30.00K

-212.24%-9.27M

-192.72%-2.30M

-130.88%-20.73M

124.49%1.88M

259.67%8.26M

-21.81%2.48M

---8.98M

---7.66M

---5.17M

--3.18M

Net cash flow

Beginning cash balance

-40.25%61.26M

-1.96%58.10M

59.94%117.02M

23.14%102.00M

4.51%102.52M

-28.05%59.27M

-4.51%73.16M

-6.97%82.83M

18.16%98.10M

15.06%82.38M

-50.71%76.62M

-60.20%89.04M

-72.79%83.02M

-74.20%71.60M

-40.96%155.46M

-22.14%223.71M

45.96%305.11M

71.74%277.50M

28.93%263.31M

51.50%287.31M

101.93%209.04M

208.44%161.58M

57.64%204.23M

388.48%189.64M

102.13%103.52M

20.79%52.39M

127.12%129.55M

-44.19%38.82M

-24.50%51.21M

-24.32%43.37M

-38.83%57.04M

-7.33%69.56M

-22.43%67.83M

-18.25%57.30M

12.57%93.26M

16.05%75.06M

14.48%87.45M

76.28%70.09M

85.64%82.84M

16.16%64.67M

13.15%76.39M

-42.45%39.76M

-47.82%44.63M

-25.83%55.68M

-14.45%67.51M

-10.00%69.10M

5.65%85.52M

-7.00%75.07M

9.03%78.91M

57.18%76.77M

44.80%80.95M

16.18%80.72M

50.46%72.38M

67.06%48.84M

--55.90M

--69.48M

--48.10M

--29.24M

Current period cash flow changes

27.12%-379.00K

-92.72%3.15M

-323.94%-58.91M

255.24%15.02M

96.59%-520.00K

175.14%43.25M

-341.42%-13.90M

22.13%-9.67M

-353.50%-15.26M

37.60%15.72M

106.86%5.76M

81.80%-12.42M

107.40%6.02M

-58.62%11.43M

-690.97%-83.86M

-184.35%-68.25M

-204.00%-81.40M

-41.83%27.61M

133.27%14.19M

-264.51%-24.00M

-9.11%78.27M

-7.19%47.46M

44.73%-42.65M

-83.92%14.59M

794.96%86.12M

551.86%51.13M

-464.45%-77.17M

825.04%90.73M

-820.05%-12.39M

-25.51%7.84M

61.97%-13.67M

-168.75%-12.51M

113.88%1.72M

-39.33%10.53M

-181.98%-35.95M

0.17%18.20M

-5.78%-12.39M

-52.62%17.36M

-162.24%-12.75M

264.37%18.17M

0.98%-11.72M

2410.98%36.63M

70.40%-4.86M

-205.73%-11.05M

-207.86%-11.83M

-174.10%-1.58M

-293.22%-16.43M

4367.95%10.46M

-146.10%-3.84M

-90.91%2.14M

40.84%-4.18M

101.72%234.00K

-60.99%8.34M

24.74%23.54M

---7.06M

---13.57M

--21.37M

--18.87M

Ending cash balance

-40.32%60.88M

-40.25%61.26M

-1.96%58.10M

59.94%117.02M

23.14%102.00M

4.51%102.52M

-28.05%59.27M

-4.51%73.16M

-6.97%82.83M

18.16%98.10M

15.06%82.38M

-50.71%76.62M

-60.20%89.04M

-72.79%83.02M

-74.20%71.60M

-40.96%155.46M

-22.14%223.71M

45.96%305.11M

71.74%277.50M

28.93%263.31M

51.50%287.31M

101.93%209.04M

208.44%161.58M

57.64%204.23M

388.48%189.64M

102.13%103.52M

20.79%52.39M

127.12%129.55M

-44.19%38.82M

-24.50%51.21M

-24.32%43.37M

-38.83%57.04M

-7.33%69.56M

-22.43%67.83M

-18.25%57.30M

12.57%93.26M

16.05%75.06M

14.48%87.45M

76.28%70.09M

85.64%82.84M

16.16%64.67M

13.15%76.39M

-42.45%39.76M

-47.82%44.63M

-25.83%55.68M

-14.45%67.51M

-10.00%69.10M

5.65%85.52M

-7.00%75.07M

9.03%78.91M

57.18%76.77M

44.80%80.95M

16.18%80.72M

50.46%72.38M

--48.84M

--55.90M

--69.48M

--48.10M

Free cash flow

1925.59%32.77M

-5.49%35.91M

-490.93%-38.61M

396.06%43.45M

-94.64%1.62M

-40.50%38.00M

-40.38%9.88M

-41.08%8.76M

176.42%30.16M

546.64%63.86M

127.20%16.57M

19.30%14.86M

-251.79%-39.47M

-122.70%-14.30M

-594.36%-60.90M

-33.58%12.46M

-58.14%26.00M

-49.57%63.00M

-65.38%12.32M

-43.07%18.76M

-64.25%62.12M

559.66%124.92M

319.30%35.58M

-44.95%32.95M

4039.54%173.77M

-45.88%18.94M

173.50%8.49M

438.13%59.85M

-140.46%-4.41M

763.95%34.99M

-229.93%-11.55M

-228.14%-17.70M

171.97%10.90M

-79.25%4.05M

-70.79%8.89M

-40.62%13.81M

-57.95%-15.15M

-28.46%19.52M

24.58%30.42M

698.80%23.26M

46.75%-9.59M

38.74%27.28M

290.29%24.41M

-67.57%2.91M

-222.85%-18.01M

490.93%19.67M

-170.97%-12.83M

-51.75%8.98M

111.55%14.66M

-63.59%3.33M

10.17%18.08M

192.51%18.61M

180.39%6.93M

160.34%9.14M

--16.41M

---20.12M

---8.62M

---15.15M

Currency unit

--USD

Audit opinions

----

FAQs

What is operating cash flow?



Operating cash flow is the cash generated or used by a company's core business operations. It adjusts net income for non-cash items and working capital changes, such as depreciation, receivables, inventory, and payables. Strong operating cash flow can indicate that the business is converting sales and earnings into real cash.

How Much Operating Cash Flow Did Peoples Bancorp of North Carolina Inc Generate?



Peoples Bancorp of North Carolina Inc generated 45.87M in operating cash flow in fiscal 2025, reflecting cash generated from its core business operations.

How Did Peoples Bancorp of North Carolina Inc's Operating Cash Flow Change Year Over Year?



Peoples Bancorp of North Carolina Inc's operating cash flow increased by -59.50% year over year.

What is investing cash flow?



Investing cash flow shows cash used for or generated from investment-related activities, such as capital expenditures, purchases or sales of investments, acquisitions, and asset disposals. Negative investing cash flow is not always bad, because it can reflect spending on future growth, but investors should check whether those investments support long-term returns.

How Much Does Peoples Bancorp of North Carolina Inc Spend on Capital Expenditures?



Peoples Bancorp of North Carolina Inc spent 1.41M on capital expenditures in the most recent quarter。

What is financing cash flow?



Financing cash flow shows how a company raises capital or returns capital to investors and creditors. It can include debt issuance, debt repayment, share issuance, share repurchases, dividend payments, and lease financing. Positive financing cash flow may show new capital raised, while negative financing cash flow may reflect debt repayment, dividends, or buybacks.

How Has Peoples Bancorp of North Carolina Inc's Financing Cash Flow Changed?



Peoples Bancorp of North Carolina Inc used -5.20M in financing activities in the latest quarter.

What is free cash flow and why does it matter for PEBK?



Free cash flow is the cash a company has left after funding the capital spending needed to maintain or grow the business. It is often used to assess financial flexibility, debt repayment capacity, dividend sustainability, buyback potential, and valuation quality. Investors should compare free cash flow with net income, revenue growth, and capital expenditures.

What was Peoples Bancorp of North Carolina Inc’s free cash flow in the latest quarter?



Free cash flow was 44.45M reflecting a -60.54% change from the previous year.