You can check out the annual or quarterly balance sheets of NatWest Group PLC here to evaluate the financial health, analyze fundamentals, and calculate key ratios for liquidity, leverage, and return on equity.

Quarterly

Quarterly+Annual

Quarterly

Annual

YOY

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FY2026Q2

FY2026Q1

FY2025Q4

FY2025Q3

FY2025Q2

FY2025Q1

FY2024Q4

FY2024Q3

FY2024Q2

FY2024Q1

FY2023Q4

FY2023Q3

FY2023Q2

FY2023Q1

FY2022Q4

FY2022Q3

FY2022Q2

FY2022Q1

FY2021Q4

FY2021Q3

FY2021Q2

FY2021Q1

FY2020Q4

FY2020Q3

FY2020Q2

FY2020Q1

FY2019Q4

FY2019Q3

FY2019Q2

FY2019Q1

FY2018Q4

FY2018Q3

FY2018Q2

FY2018Q1

FY2017Q4

FY2017Q3

FY2017Q2

FY2017Q1

FY2016Q4

FY2016Q3

FY2016Q2

FY2016Q1

FY2015Q4

FY2015Q3

FY2015Q2

FY2015Q1

FY2014Q4

FY2014Q3

FY2014Q2

FY2014Q1

FY2013Q4

FY2013Q3

FY2013Q2

FY2013Q1

FY2012Q4

FY2012Q3

FY2012Q2

FY2012Q1

Total equity

Non-current assets

Net Fixed Assets

----

16.24%5.77B

----

-7.76%4.96B

----

4.90%5.38B

----

-10.37%5.13B

----

--5.72B

----

17.72%6.53B

----

-71.41%1.65B

----

-10.74%5.55B

-13.54%5.53B

-8.13%5.77B

0.02%6.27B

9.82%6.22B

9.84%6.40B

2.88%6.28B

-4.10%6.27B

-14.28%5.66B

-16.40%5.83B

-20.23%6.11B

-17.33%6.54B

0.18%6.61B

-38.46%6.97B

-37.10%7.65B

-36.20%7.91B

-49.64%6.59B

-17.45%11.32B

-13.97%12.17B

-14.03%12.39B

-17.65%13.09B

-24.36%13.72B

-20.55%14.15B

-21.32%14.41B

--15.90B

--18.14B

--17.80B

--18.32B

-Fixed Assets

----

--13.96B

----

-Accumulated depreciation

----

--7.37B

----

Goodwill and other intangible assets

31.15%13.53B

-1.90%9.55B

3.49%9.82B

-0.94%10.05B

7.53%10.32B

1.52%9.74B

-2.05%9.49B

10.68%10.15B

1.34%9.60B

8.45%9.59B

12.59%9.69B

17.99%9.17B

13.22%9.47B

-0.59%8.84B

-5.36%8.61B

-14.23%7.77B

-9.65%8.36B

-3.14%8.90B

-0.04%9.10B

6.25%9.06B

13.07%9.26B

11.75%9.19B

3.64%9.10B

4.39%8.52B

-2.74%8.19B

-4.66%8.22B

4.03%8.78B

-4.76%8.17B

-3.00%8.42B

-5.84%8.62B

-4.53%8.44B

-1.29%8.57B

3.01%8.68B

12.91%9.16B

10.60%8.84B

2.90%8.69B

-2.98%8.42B

-13.56%8.11B

-17.03%7.99B

-21.96%8.44B

-23.20%8.68B

-16.89%9.38B

-20.49%9.63B

-46.42%10.82B

-45.70%11.30B

-45.49%11.29B

-40.82%12.12B

-9.22%20.19B

-2.21%20.82B

-2.19%20.71B

-6.98%20.48B

-7.02%22.24B

-8.95%21.29B

-10.47%21.17B

--22.01B

--23.92B

--23.38B

--23.65B

Total assets

-1.52%988.35B

8.06%991.17B

8.69%962.71B

2.47%975.33B

14.99%1.00T

4.18%917.22B

0.46%885.76B

8.82%951.81B

-2.22%872.73B

2.62%880.40B

1.22%881.70B

-2.21%874.70B

-9.09%892.59B

-16.83%857.92B

-17.67%871.05B

-14.69%894.46B

-8.47%981.88B

-2.75%1.03T

-3.22%1.06T

2.55%1.05T

7.23%1.07T

4.46%1.06T

14.03%1.09T

7.16%1.02T

7.99%1.00T

8.35%1.02T

8.25%958.68B

1.73%954.09B

-6.26%926.42B

-9.46%937.11B

-11.19%885.64B

-6.87%937.87B

-3.05%988.33B

5.33%1.04T

1.22%997.27B

-8.94%1.01T

-15.03%1.02T

-22.49%982.62B

-18.02%985.22B

-16.60%1.11T

-20.82%1.20T

-22.54%1.27T

-26.56%1.20T

-21.80%1.33T

-12.39%1.52T

-4.06%1.64T

-3.84%1.64T

-7.22%1.70T

-6.52%1.73T

-14.22%1.71T

-20.20%1.70T

-17.87%1.83T

-16.77%1.85T

-11.47%1.99T

--2.13T

--2.23T

--2.22T

--2.25T

Liabilities

Current liabilities

Short-term debt and lease liabilities

-14.41%82.29B

----

30.98%70.58B

----

75.44%96.15B

----

0.85%53.89B

----

0.23%54.80B

----

6.64%53.43B

----

-5.81%54.68B

----

--50.11B

----

--58.05B

----

-36.98%32.72B

-0.78%53.55B

3.92%58.26B

0.85%56.89B

30.15%51.91B

14.26%53.98B

3.05%56.06B

0.66%56.41B

-27.59%39.89B

-27.97%47.24B

-47.81%54.40B

-45.49%56.04B

-52.92%55.09B

-46.13%65.58B

-26.81%104.22B

-30.50%102.80B

-29.89%117.02B

-39.21%121.75B

-24.34%142.40B

-24.12%147.92B

-22.41%166.92B

-13.09%200.29B

-6.43%188.21B

-5.41%194.93B

--215.12B

--230.44B

--201.14B

--206.08B

-Short-term debt

-16.16%52.40B

----

1.37%54.62B

----

14.03%62.50B

----

0.85%53.89B

----

0.23%54.80B

----

6.64%53.43B

----

-5.81%54.68B

----

--50.11B

----

--58.05B

----

-36.98%32.72B

-0.78%53.55B

3.92%58.26B

0.85%56.89B

30.15%51.91B

14.26%53.98B

3.05%56.06B

0.66%56.41B

-27.59%39.89B

-27.97%47.24B

-47.81%54.40B

-45.49%56.04B

-43.70%55.09B

-46.13%65.58B

-26.81%104.22B

-30.50%102.80B

-31.84%97.85B

-28.61%121.75B

-24.34%142.40B

-24.12%147.92B

-33.26%143.57B

-25.99%170.55B

-6.43%188.21B

-5.41%194.93B

--215.12B

--230.44B

--201.14B

--206.08B

-Short-term lease liabilities

----

-33.36%14.07B

----

--21.11B

----

Non-current liabilities

Long-term debt and lease liabilities

14.92%62.66B

16.09%92.84B

-5.77%72.32B

6.99%90.91B

-26.37%54.53B

3.28%79.97B

8.06%76.75B

23.73%84.97B

3.25%74.06B

18.62%77.43B

17.65%71.02B

31.22%68.67B

21.36%71.73B

3.96%65.27B

-9.54%60.37B

-18.83%52.33B

-7.31%59.11B

4.17%62.79B

6.54%66.73B

2.19%64.47B

3.52%63.77B

1.39%60.27B

4.47%62.64B

8.08%63.09B

4.40%61.60B

7.58%59.45B

18.29%59.96B

14.69%58.37B

21.66%59.00B

18.14%55.26B

22.75%50.69B

19.85%50.90B

16.37%48.50B

32.39%46.77B

22.86%41.29B

15.42%42.47B

15.37%41.68B

-16.80%35.33B

-26.79%33.61B

-34.90%36.79B

-45.00%36.12B

-37.49%42.46B

-49.53%45.91B

-34.83%56.51B

-35.01%65.68B

-33.97%67.94B

-25.62%90.96B

-30.53%86.71B

-16.66%101.06B

-27.01%102.90B

-20.44%122.30B

-25.86%124.83B

-35.58%121.26B

-38.40%140.97B

--153.72B

--168.36B

--188.23B

--228.85B

-Long-term debt

14.92%62.66B

16.09%92.84B

-5.77%72.32B

6.99%90.91B

-26.37%54.53B

3.28%79.97B

8.06%76.75B

23.73%84.97B

3.25%74.06B

18.62%77.43B

17.65%71.02B

31.22%68.67B

21.36%71.73B

3.96%65.27B

-9.54%60.37B

-18.83%52.33B

-7.31%59.11B

4.17%62.79B

6.54%66.73B

2.19%64.47B

3.52%63.77B

1.39%60.27B

4.47%62.64B

8.08%63.09B

4.40%61.60B

7.58%59.45B

18.29%59.96B

14.69%58.37B

21.66%59.00B

18.14%55.26B

22.75%50.69B

19.85%50.90B

16.37%48.50B

32.39%46.77B

22.86%41.29B

15.42%42.47B

15.37%41.68B

-16.80%35.33B

-26.79%33.61B

-34.90%36.79B

-45.00%36.12B

-37.49%42.46B

-49.53%45.91B

-34.83%56.51B

-35.01%65.68B

-33.97%67.94B

-25.62%90.96B

-30.53%86.71B

-16.66%101.06B

-27.01%102.90B

-20.44%122.30B

-25.86%124.83B

-35.58%121.26B

-38.40%140.97B

--153.72B

--168.36B

--188.23B

--228.85B

Customer deposits

1.44%665.57B

7.78%652.65B

13.31%660.36B

4.36%645.78B

12.97%656.11B

5.56%605.52B

0.69%582.81B

10.24%618.79B

0.37%580.78B

3.03%573.60B

1.41%578.81B

1.05%561.33B

-8.26%578.63B

-16.03%556.73B

-16.64%570.77B

-16.48%555.48B

-5.29%630.71B

1.97%663.04B

10.70%684.69B

17.83%665.10B

25.08%665.92B

27.24%650.26B

19.69%618.49B

17.25%564.46B

9.03%532.39B

3.10%511.04B

5.43%516.76B

-8.90%481.41B

-9.02%488.32B

-11.22%495.67B

-10.77%490.14B

-0.40%528.44B

3.32%536.74B

13.60%558.32B

15.00%549.28B

4.58%530.57B

0.86%519.50B

-10.89%491.48B

-12.70%477.63B

-10.99%507.35B

-12.07%515.07B

-3.69%551.51B

-10.37%547.10B

-20.88%570.00B

-22.23%585.80B

-21.29%572.67B

-18.44%610.36B

-5.88%720.38B

2.66%753.23B

-2.72%727.54B

-6.08%748.34B

0.56%765.36B

-2.75%733.71B

-1.85%747.85B

--796.80B

--761.06B

--754.45B

--761.98B

Total liabilities

-1.66%930.24B

8.10%933.43B

8.23%905.30B

2.01%918.36B

14.63%945.94B

3.71%863.48B

0.25%836.49B

8.28%900.28B

-2.73%825.24B

2.61%832.57B

0.90%834.36B

-2.81%831.45B

-9.25%848.38B

-17.20%811.40B

-17.43%826.90B

-13.77%855.45B

-7.63%934.85B

-2.19%979.92B

-3.08%1.00T

2.63%992.07B

6.87%1.01T

4.30%1.00T

14.68%1.03T

7.42%966.65B

9.14%947.06B

9.65%960.56B

9.03%900.93B

2.90%899.85B

-6.12%867.73B

-9.27%876.06B

-11.24%826.33B

-7.05%874.46B

-3.14%924.29B

4.90%965.57B

0.72%930.93B

-9.14%940.79B

-15.42%954.22B

-22.64%920.51B

-17.62%924.27B

-16.52%1.04T

-20.44%1.13T

-22.95%1.19T

-27.27%1.12T

-22.03%1.24T

-12.74%1.42T

-3.74%1.54T

-3.81%1.54T

-7.38%1.59T

-6.82%1.63T

-14.68%1.60T

-20.53%1.60T

-18.45%1.72T

-17.13%1.74T

-11.58%1.88T

--2.02T

--2.11T

--2.10T

--2.13T

Shareholders' equity

Common equity

-10.35%19.90B

46.85%19.22B

55.08%19.66B

53.10%21.32B

68.28%22.20B

-19.73%13.09B

-8.16%12.68B

-10.90%13.93B

-5.73%13.19B

0.58%16.31B

-2.47%13.80B

7.10%15.63B

-2.15%13.99B

-5.37%16.21B

-17.16%14.15B

-16.43%14.59B

-20.07%14.30B

-3.74%17.13B

-5.62%17.09B

2.32%17.46B

9.01%17.89B

8.92%17.80B

3.53%18.10B

5.68%17.07B

-1.91%16.41B

-4.37%16.34B

4.83%17.49B

-5.02%16.15B

-2.73%16.73B

-5.35%17.09B

-3.94%16.68B

6.60%17.00B

11.19%17.20B

21.54%18.06B

-62.48%17.37B

4.24%15.95B

-68.90%15.47B

-72.16%14.86B

170.12%46.28B

44.82%15.30B

-1.90%49.74B

12.26%53.37B

-65.54%17.13B

-79.49%10.56B

-6.46%50.71B

-9.45%47.54B

-4.30%49.72B

1.58%51.50B

14.55%54.21B

11.16%52.51B

3.32%51.95B

1.67%50.70B

-1.93%47.33B

-25.16%47.24B

--50.29B

--49.86B

--48.26B

--63.12B

Retained earnings

6.21%39.06B

13.98%39.47B

20.79%38.57B

13.93%36.72B

23.97%36.77B

23.60%34.63B

4.39%31.93B

28.02%32.24B

2.44%29.66B

3.97%28.02B

12.14%30.59B

14.14%25.18B

1.43%28.96B

-6.99%26.95B

-17.93%27.28B

-30.96%22.06B

-13.70%28.55B

-8.07%28.97B

3.68%33.24B

3.28%31.95B

12.01%33.08B

77.03%31.52B

-2.61%32.06B

6.94%30.94B

-9.33%29.54B

-46.65%17.80B

2.43%32.92B

-19.85%28.93B

-10.00%32.58B

-17.19%33.37B

-15.09%32.14B

-7.87%36.09B

-4.38%36.20B

-12.86%40.30B

1133.68%37.85B

-6.96%39.18B

231.52%37.86B

221.54%46.24B

-95.02%3.07B

-43.26%42.10B

-64.10%11.42B

-51.31%14.38B

99.47%61.61B

77.10%74.21B

-24.43%31.81B

-27.16%29.54B

-19.65%30.89B

-17.25%41.90B

-14.19%42.09B

-16.88%40.55B

-25.47%38.44B

-13.99%50.64B

-17.38%49.05B

2.89%48.79B

--51.58B

--58.88B

--59.37B

--47.42B

Capital reserves

-18.80%6.72B

--6.04B

431.67%7.72B

--7.79B

--8.28B

----

-1.71%1.45B

----

5.22%1.48B

----

4.35%1.47B

----

-10.58%1.40B

----

-11.95%1.41B

----

3.40%1.57B

----

16.64%1.61B

----

4.72%1.52B

----

-0.43%1.38B

----

10.72%1.45B

----

5.19%1.38B

----

9.31%1.31B

----

--1.31B

--1.25B

-96.22%1.20B

----

-100.00%0.00

----

--31.69B

----

-14.20%34.10B

-1.76%36.63B

----

-5.27%38.29B

-6.62%39.74B

-9.63%37.28B

-4.47%39.01B

1.42%40.42B

14.29%42.56B

10.98%41.25B

3.16%40.84B

1.61%39.86B

-2.01%37.24B

-3.36%37.17B

--39.59B

--39.23B

--38.00B

--38.47B

Less: Treasury stock

-22.06%799.58M

-17.63%855.46M

-11.04%966.01M

--1.00B

--1.03B

--1.04B

69.61%1.09B

----

105.15%640.27M

----

101.96%686.02M

----

-37.82%312.10M

----

--339.68M

----

--501.93M

----

Gains losses not affecting retained earnings

83.15%-54.37M

83.83%-120.32M

114.06%126.65M

88.80%-107.53M

76.07%-322.73M

49.10%-744.08M

36.07%-900.79M

59.18%-959.97M

55.76%-1.35B

-0.27%-1.46B

16.50%-1.41B

-17.78%-2.35B

-1225.03%-3.05B

-570.34%-1.46B

-215.60%-1.69B

-213.30%-2.00B

-111.35%-230.11M

-84.93%309.94M

-51.40%1.46B

-32.53%1.76B

-21.02%2.03B

--2.06B

49.44%3.00B

-37.21%2.61B

-39.89%2.57B

----

-54.06%2.01B

4.19%4.16B

-1.79%4.27B

0.38%4.37B

-6.19%4.38B

-15.35%3.99B

-12.57%4.35B

--4.35B

-9.02%4.66B

-21.86%4.72B

-17.70%4.97B

----

--5.13B

47.81%6.03B

28.42%6.04B

-16.47%5.27B

----

-30.74%4.08B

-13.89%4.71B

4.33%6.31B

37.17%7.49B

-13.55%5.89B

-27.83%5.46B

-40.59%6.05B

-35.71%5.46B

-18.91%6.82B

-8.40%7.57B

35.03%10.18B

--8.50B

--8.41B

--8.27B

--7.54B

Stock ownership plan liability

----

1716.81%540.64M

----

-41.07%32.82M

----

-49.03%29.76M

----

107.87%55.69M

----

84.21%58.39M

----

-53.89%26.79M

----

-45.92%31.70M

----

-64.32%58.10M

----

-67.61%58.61M

----

--162.83M

----

6.69%180.96M

12.62%185.22M

----

-25.90%163.37M

-27.08%169.61M

-27.43%164.46M

-22.42%175.97M

-1.28%220.48M

10.02%232.60M

-29.35%226.60M

-34.47%226.82M

-33.25%223.34M

-34.65%211.42M

-73.81%320.74M

--346.14M

--334.59M

--323.52M

--1.22B

Non-controlling interests

-46.36%13.26M

2.35%21.16M

-46.16%18.86M

-53.41%25.54M

-53.44%24.72M

-59.07%20.67M

-11.22%35.03M

21.47%54.82M

4.49%53.10M

354.90%50.49M

307.74%39.46M

236.99%45.13M

317.38%50.82M

-6.09%11.10M

2.19%9.68M

-9.63%13.39M

-11.95%12.17M

124.51%11.82M

119.24%9.47M

130.19%14.82M

126.55%13.83M

2.91%-48.23M

-512.49%-49.22M

-349.66%-49.08M

-356.42%-52.08M

-105.31%-49.67M

-98.76%11.93M

-98.09%19.66M

-97.91%20.31M

-11.22%935.63M

-6.70%961.88M

3.12%1.03B

-11.82%969.40M

4.36%1.05B

5.13%1.03B

-9.71%999.34M

0.75%1.10B

-10.74%1.01B

-7.06%980.71M

4.08%1.11B

-87.82%1.09B

-86.05%1.13B

-77.00%1.06B

-76.12%1.06B

747.68%8.96B

695.20%8.11B

485.85%4.59B

495.61%4.45B

46.30%1.06B

26.09%1.02B

-72.78%783.10M

-61.26%747.71M

-61.66%722.48M

-58.43%808.69M

--2.88B

--1.93B

--1.88B

--1.95B

Total equity

0.82%58.12B

7.43%57.74B

16.54%57.41B

10.55%56.96B

21.39%57.65B

12.38%53.75B

4.08%49.27B

19.15%51.53B

7.42%47.49B

2.82%47.83B

7.22%47.34B

10.86%43.25B

-6.00%44.21B

-9.75%46.52B

-21.94%44.15B

-30.87%39.01B

-22.50%47.03B

-12.30%51.54B

-5.62%56.56B

1.25%56.43B

13.65%60.68B

7.25%58.77B

3.76%59.92B

2.75%55.73B

-9.03%53.39B

-10.25%54.79B

-2.62%57.75B

-14.45%54.24B

-8.36%58.69B

-12.09%61.05B

-10.59%59.31B

-4.33%63.40B

-1.76%64.04B

11.81%69.45B

8.84%66.33B

-5.98%66.28B

-8.81%65.19B

-20.13%62.11B

-23.63%60.94B

-17.87%70.49B

-26.31%71.49B

-15.72%77.77B

-14.87%79.80B

-18.34%85.83B

-6.96%97.01B

-9.12%92.27B

-4.39%93.74B

-4.67%105.11B

-1.59%104.27B

-6.14%101.53B

-14.37%98.04B

-7.68%110.26B

-10.31%105.95B

-9.46%108.18B

--114.48B

--119.44B

--118.13B

--119.48B

Currency unit

--USD

Audit opinions

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FAQs

Which balance sheet metrics matter most when analyzing NWG stock?



Important metrics include cash and short-term investments, total assets, current assets, total liabilities, current liabilities, long-term debt, shareholders' equity, retained earnings, inventory, receivables, working capital, current ratio, quick ratio, debt-to-equity ratio, and return on equity. Investors usually review these together rather than relying on one number.

What is the difference between assets, liabilities, and shareholders' equity?



Assets are resources the company owns or controls, such as cash, receivables, inventory, investments, and property. Liabilities are obligations the company owes, such as accounts payable, debt, leases, and taxes. Shareholders' equity is the residual value after liabilities are subtracted from assets.

What is the difference between current and non-current items?



Current assets and current liabilities are generally expected to be converted, used, paid, or settled within one year or one operating cycle. Non-current assets and non-current liabilities are longer-term items, such as property, long-term investments, deferred tax assets, long-term debt, and lease obligations.

How Much Shareholders' Equity Does NatWest Group PLC Have?



NatWest Group PLC reported 57.41B in total shareholders' equity as of the latest reported quarter.