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Live Oak Bancshares Inc

LOB
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34.335USD
-0.305-0.88%
Market hours 11/10, 10:19(ET)
1.59BMarket Cap
13.00P/E TTM

Live Oak Bancshares Inc Earnings Dates & Reports

This page offers detailed Live Oak Bancshares Inc earnings data including the latest Live Oak Bancshares Inc earnings report, the upcoming Live Oak Bancshares Inc earnings date, historical data and Live Oak Bancshares Inc earnings call news.

LOB Latest Quarter’s Earnings
Announce Date10/21/2026
EPS Actual (USD)0.52
Revenue Actual (USD)163.03M
LOB Upcoming Quarter's Earnings
Announce Date--
EPS Forecast (USD)--
Revenue Forecast (USD)--
LOB FY2025 Earnings
EPS (YoY)2.2530.71%
Revenue (YoY)540.87M13.63%

Live Oak Bancshares Inc (LOB) Earnings History

Release DatePeriod EndEPS/ForecastRevenue/ForecastEPS Surprise %Revenue Surprise %
10/21/202609/20260.52/0.68163.03M/159.40M-22.80%2.28%
7/22/202606/20260.75/0.63150.34M/149.95M19.24%0.26%
4/22/202603/20260.61/0.51141.40M/146.60M19.70%-3.55%
1/21/202612/20250.96/0.95133.39M/144.69M0.80%-7.81%
10/22/202509/20250.56/0.60142.63M/142.72M-6.63%-0.06%
7/23/202506/20250.51/0.53140.56M/129.43M-3.14%8.59%
4/23/202503/20250.21/0.34124.29M/121.60M-37.84%2.21%
1/22/202512/20240.22/0.54124.68M/123.50M-59.76%0.95%

Live Oak Bancshares Inc Latest Earnings Call Transcripts

Live Oak Bancshares (LOB) Q3 2026 Earnings Call: Record Growth Offset by Distillery Provision

Live Oak Bancshares Q3 2026 earnings call: EPS was $0.52, record adjusted PPNR reached $88 million, and distillery loans drove a $55 million provision.

FAQs

How did Live Oak Bancshares Inc perform in its last earnings report?

On 2026-10-21, Live Oak Bancshares Inc reported EPS of 0.52 and -22.99% EPS surprise. Revenue was 163.03M, compared with the consensus estimate of 159.40M.

What does an earnings surprise mean?

An earnings surprise is the difference between a company's reported EPS or revenue and the analysts' consensus estimate. A positive surprise means results exceeded expectations, while a negative surprise means results fell short.

How can earnings reports affect LOB stock?

Earnings reports can increase volatility in LOB stock, especially when reported EPS, revenue or company guidance differs from market expectations. An earnings beat does not always lead to a price increase, as investors also consider the outlook, valuation and broader market conditions.
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