How did Independent Bank Corp (Michigan) perform in its last earnings report?

On 2026-10-27, Independent Bank Corp (Michigan) reported EPS of 0.81 and -8.37% EPS surprise. Revenue was 58.10M, compared with the consensus estimate of 56.84M.

What does an earnings surprise mean?

An earnings surprise is the difference between a company's reported EPS or revenue and the analysts' consensus estimate. A positive surprise means results exceeded expectations, while a negative surprise means results fell short.

How can earnings reports affect IBCP stock?

Earnings reports can increase volatility in IBCP stock, especially when reported EPS, revenue or company guidance differs from market expectations. An earnings beat does not always lead to a price increase, as investors also consider the outlook, valuation and broader market conditions.

Independent Bank Corp (Michigan) Earnings Dates & Reports

This page offers detailed Independent Bank Corp (Michigan) earnings data including the latest Independent Bank Corp (Michigan) earnings report, the upcoming Independent Bank Corp (Michigan) earnings date, historical data and Independent Bank Corp (Michigan) earnings call news.

IBCP Latest Quarter’s Earnings

Announce Date10/27/2026

EPS Actual (USD)0.81

Revenue Actual (USD)58.10M

IBCP Upcoming Quarter's Earnings

Announce Date--

EPS Forecast (USD)--

Revenue Forecast (USD)--

IBCP FY2025 Earnings

EPS (YoY)3.303.28%

Revenue (YoY)187.94M2.69%

Independent Bank Corp (Michigan) (IBCP) Earnings History

Release Date	Period End	EPS/Forecast	Revenue/Forecast	EPS Surprise %	Revenue Surprise %
10/27/2026	09/2026	0.81/0.88	59.12M/56.84M	-8.16%	4.00%
7/23/2026	06/2026	0.91/0.84	52.02M/53.91M	8.14%	-3.50%
4/23/2026	03/2026	0.82/0.79	49.71M/49.95M	4.00%	-0.49%
1/22/2026	12/2025	0.90/0.84	48.27M/46.65M	6.76%	3.48%
10/28/2025	09/2025	0.85/0.84	47.52M/46.09M	0.67%	3.11%
7/24/2025	06/2025	0.81/0.79	47.05M/44.73M	2.59%	5.18%
4/24/2025	03/2025	0.74/0.70	45.09M/43.40M	6.34%	3.90%
1/23/2025	12/2024	0.88/0.77	51.33M/42.85M	15.06%	19.81%

Independent Bank Corp (Michigan) Latest Earnings Call Transcripts

Independent Bank Corporation (IBCP) Q3 2026 Earnings Call: NIM Expands, Commercial Loans Grow

Independent Bank Corporation’s Q3 2026 earnings call highlights a 3.82% NIM, 21% annualized commercial loan growth, High Point integration and credit risks.