Trump's Account May Contain BTC: US President Proposes Another Bitcoin Policy, Just Another Political Talk Show?

TradingKey - U.S. President Donald Trump has claimed that the "Trump Account (530A)" could potentially include Bitcoin. Is this merely a political talk show, or is it a realistic possibility for the future?

On July 6, Eastern Time, U.S. President Donald Trump responded at a press conference, stating that it is possible to include Bitcoin ( BTC) in the "Trump Account (530A)." This statement fueled a six-day winning streak for Bitcoin, driving its price up by $3,000, rising from around $61,000 to over $64,000. As of press time, the Bitcoin price has pulled back slightly, temporarily trading at $63,299.

Bitcoin Price Chart, Source: TradingView

The "Trump Account" is a "toddler-version IRA (Individual Retirement Account)" specifically designed for American children, established by the U.S. government under the "One Big Beautiful Bill Act (OBBBA)" passed in 2025 and officially launched on Independence Day, July 4, 2026. Its core purpose is to promote the vision of "every citizen a shareholder," allowing American children to participate in financial markets from an early age to accumulate long-term wealth.

If Bitcoin is included in the "Trump Account," it will have a profound impact on the crypto market. Since withdrawals from the Trump Account are strictly prohibited before a child reaches the age of 18, once investment in Bitcoin is permitted, these funds will be forced to transform into long-term "dollar-cost averaging" HODL buying power. Millions of children's accounts buying and never selling for over a decade would build an extremely robust long-term capital moat for Bitcoin's underlying value. However, how realistic is its implementation?

Although Trump's pro-crypto stance has once again provided short-term stimulus to the market, the original intent of the 530A account is to pursue "low-risk, steady growth" to secure children's futures. Whether Bitcoin's high volatility aligns with the legal objectives of this policy will inevitably trigger intense regulatory debates and risk-control reviews within Congress and the IRS, requiring the Treasury and IRS to amend implementation rules or Congress to pass supplementary legislation.

Most importantly, in what form would Bitcoin be included in the account—purchase, donation, or confiscation? Direct purchase is highly unlikely, as the law explicitly states that funds can only be invested in low-cost mutual funds or ETFs that are unleveraged and primarily track broad market indices of domestic U.S. enterprises; the account prohibits the purchase of any individual stocks or active funds. Confiscation is also unlikely, as this move could conflict with the implementation form of the U.S. Strategic Bitcoin Reserve.

The most feasible method would be donations, appealing to individuals or institutions to donate—similar to Trump's previous public statement that Elon Musk might donate SpaceX stock. Currently, although there has been no response from Musk himself, SpaceX President and COO Gwynne Shotwell announced on July 6 the donation of 2 million SpaceX shares, valued at over $300 million, to the "Trump Account" for American children.

In other words, Trump could potentially appeal to crypto enthusiasts to donate Bitcoin for American children in the future. This approach is more feasible and carries sufficient motivation, as donations would reduce legal hurdles and align with the goal of making the U.S. the global crypto hub, while also serving as a major political achievement for the Trump administration. Therefore, it may not be a mere "political talk show."